Schlumberger Mondex Cards

Mondex International has certified Schlumberger Smart Cards & Terminals to manufacture Mondex electronic cash cards with MULTOS(TM) (both V3.4 and V4 versions) – the open, high security, multi-application operating system for smart cards. The broad experience of Schlumberger in related applications, such as credit/debit, ticketing and e-commerce, and its ability to provide compatible point-of-sale and car parking terminals, now places Schlumberger in a unique position to deliver advanced multi-application financial card solutions to customers, such as banks, retailers and urban authorities, etc.

Schlumberger has pioneered the industry’s move towards open smart card solutions through its development of Java-compatible cards, and announced its support for the MULTOS platform in early 1998. The company has also been supplying the Mondex electronic cash for the past few years. This new certification for Mondex-on-MULTOS manufacturing services – in combination with the company’s parallel program to provide compatible terminals and MULTOS applications now gives Schlumberger the green light to offer turnkey solutions to its worldwide customer base.

“The business case for multi-application financial smart cards is now extremely attractive, and there is a pressing need for design and manufacturing resources,” says Gillian Chard, head of Supplier Development at Mondex International. “The global scale of the Schlumberger operation, and its ability to deliver a turnkey package with terminals, adds a new dimension to the Mondex offering, and will be of great support in helping our customers to realize their plans.”

“Mondex has won support worldwide, and the MULTOS platform is now providing operators with the means to build around that function and create powerful multi-application systems,” says Cedric Collomb, product line manager for Financial Cards products at Schlumberger. “This certification allows Schlumberger to greatly expand its Mondex offering, to help customers create successful multi-service financial card solutions.”

MULTOS has been designed to provide a high security platform for multi-application cards. Initially, the Mondex electronic cash will be available on MULTOS cards with 8k or 16k memory, providing extensive space for additional functions.

About Mondex International

Mondex International Limited (MXI) is a world leader in the provision of smart card based products and services. The company is a subsidiary of MasterCard International Incorporated and employs over 180 people at its London headquarters and at technology centers around the world.

MXI is best known for pioneering the Mondex Electronic Cash system, one of the world’s leading smart card-based electronic purses. Its unique security architecture allows for person-to-person payments using a personal wallet device, telephone line or Internet service, without the need for authorization. This is one of the features which makes Mondex the most advanced and cash-like of all available electronic cash products. Mondex is globally interoperable and is under development in over 50 countries. Further information regarding Mondex is available on its web sites at:

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MAOSCO is a world-wide consortium which was formed in May 1997 to drive the adoption and manage the on-going development of MULTOS as an industry standard platform for smart cards. Members of the consortium include: American Express, Discover Financial Services, DNP, Europay International, Fujitsu (including its subsidiaries ICL and Amdahl), Giesecke and Devrient, Hitachi, Infinion (formerly the semiconductor division of Siemens), Keycorp, MasterCard International, Mondex International and Motorola.


MULTOS is a high security, multi-application operating system for smart cards. The MULTOS platform includes unique end-to-end card management to simplify the process and reinforce the business case for smart card issuance. It is available on a non-proprietary ‘open systems’ basis to ensure that it becomes a standard for smart cards in all sectors including finance, retail, travel, media and telecommunications. For further information see the MULTOS web site at


About Schlumberger

Schlumberger Smart Cards & Terminals is the leading provider of smart card-based solutions worldwide, shaping the new world of smart solutions by providing leading-edge technology to enable innovative smart card and terminal applications that enhance the security and convenience of businesses and communities of all kinds. Schlumberger smart card solutions encompass a wide range of cards, terminals, development tools and support in open configurations for operators, developers, integrators and distributors worldwide. As part of the Smart Village(R) vision, the Schlumberger offer includes the milestone Cyberflex(TM)card, the industry’s first Java(TM)-based smart card. The Smart Cards & Terminals group operates 45 facilities in 34 countries across the globe. Additional information is available on the World Wide Web at .

Schlumberger Test & Transactions comprises Schlumberger Smart Cards & Terminals and Schlumberger Automated Test Equipment, leveraging the combined strengths of these two business units to provide leading-edge, cost-effective solutions to customers.

Schlumberger Test & Transactions is a business unit of Schlumberger Limited, a $11.8 billion global technology service company providing oilfield services, natural resources management, transactions-based technology and associated systems, and semiconductor test equipment.




The Electronic Funds Transfer Association announced this morning the new officers of its Independent ATM Services Council. Steven Wright, EVP/COO of Card Capture Services was elected Council Chairman. Neil Johnson, president of International Merchant Services will serve as first vice chairman, and Charles Fote, EVP of First Data will serve as second vice chairman. Bob Cannon, president of Momentum Cash Systems was elected secretary of the Council.


Double SkyMiles

American Express is kicking off a nationwide promotion this Saturday offering ‘Delta SkyMiles Credit Card’ holders double miles for every purchase made on the ‘SkyMiles’ card through June 15th. To be eligible for the double miles, cardholders must make at least four purchases on the card from May 15th through June 15th. The annual fee is $55 for the classic ‘Delta SkyMiles Credit Card’; $85 for the ‘Gold Delta SkyMiles Credit Card’ (unless the cardholder has an AmEx Personal, Gold or Platinum Card in his/her name, in which case there is no fee for Classic and a $30 fee for Gold.)


5 Million MULTOS Cards

MasterCard will report this morning at CTST that Japan’s MYCAL Card Company is on track to convert its entire portfolio of more than five million payment cards from magnetic stripe to multi-application smart cards over the next three years. MYCAL announced its plans to go with the ‘MULTOS’ operating system last year. During the first phase of the roll out, more than a half million MasterCard cards powered by ‘MULTOS’ will be issued in the third quarter this year. By year end, MYCAL plans to migrate its existing portfolios of 540,000 Silver and Gold MasterCard cards, and stop issuing proprietary, non-MasterCard cards. The migration will then proceed at a rate of over 200,00 cards per month, reaching the total 5.4 million-card figure by 2002. Overall, MasterCard says it projects 10 million committed smart cards in the Japanese market by the end of this year.


Gemplus & VISA Open Platform

Gemplus, the world’s leading provider of smart card based solutions, this morning announced it has signed the Visa Open Platform license agreement with Visa International. The agreement reinforces and demonstrates Gemplus’ commitment to offering standards-based smart card solutions to its clients.

The Visa Open Platform (VOP) is one of the open standards accelerating the move to multi-application cards such as those made possible by JavaCard(TM). Visa International’s Visa Open Platform offers a very secure mechanism to manage the life cycle of an application, or applet, from the time it is downloaded to a card to when its life is terminated because the end-user no longer has the right to use it.

“Signing the Visa Open Platform license is a very significant step for Gemplus,” said Sami Baghdadi, Vice-President Electronic Business at Gemplus.

“We are convinced that VOP plus JavaCard will combine to stimulate further the rapid growth in multi-application smart card solutions. Gemplus has already dedicated a substantial taskforce to the development of its range of multi-application solutions and has established an Applet Development Center in Montreal to produce multi-partner applications.”

With products incorporating from 8- to 32-bit chips, Gemplus believes it has the most comprehensive standards-based range of multi-application solutions on the market.

About Gemplus

Gemplus S.C.A. ( is the world’s leading provider of plastic and smart card-based solutions (by units sold, source: Dataquest 1998). Gemplus sells magnetic stripe cards, memory and microprocessor-based smart cards, smart contactless cards, electronic tags and smart objects. The company designs and markets software, development tools and readers. Gemplus also provides consulting, training and personalization services to deliver the industry’s most comprehensive and flexible card-based solutions to its developers, distributors, partners, and customers.

With sales of over $US648 million in 1998, Gemplus employs more than 4,300 people in 10 manufacturing facilities, 5 R&D centers and 41 sales and marketing offices located in 27 countries around the world. Founded in 1988, Gemplus has successfully implemented portable and secure smart card-based solutions to simplify applications such as public and wireless communications, financial transactions, loyalty, transportation, education, healthcare, identity, physical access control, pay TV, electronic commerce, Internet security, logical access control and information technology.


ePassport Card

The Community College Foundation, Sun Microsystems, Schlumberger, Centurion Technologies and Innovonics are demonstrating a new smart card this week at CTST called the ‘ePassport’. The new card is targeted for students to use for course registration, class attendance and bookstore purchases. However CCF says the multi-purpose card is also useful in tracking progress in welfare-to-work programs, allowing or limiting access to equipment and facilities, and providing welfare, food stamp and other entitlement payments.


Processor Acquisition

MN-based U.S. Bancorp and Mellon Bank signed an agreement Tuesday for U.S. Bank to acquire Mellon Network Services’ EFT processing unit. With this acquisition, U.S. Bank will become one of the nation’s largest third-party transaction processors, handling more than 800 million transactions annually for 2,100 clients in 34 states. However, Mellon is retaining its smart card stored value technology and purchasing card product. All Mellon sales and client management staff will be offered employment with U.S. Bank and will remain located in the Pittsburgh area and other current locations.


Fleet Marketing

NY-based 24/7 Media, Inc. signed a multi-year strategic agreement yesterday afternoon with Fleet Credit Card Services to market Fleet VISA and MasterCard brand credit cards across ‘The 24/7 Network’. The agreement has the potential to generate up to $32 million over the course of the agreement for 24/7 Media. The initial phase includes a targeted banner campaign across the network which claims to reach more than half of the online users in the U.S..


VISA – Unisys

Unisys Corp. and VISA International announced this morning a worldwide agreement, under which Unisys will offer systems integration services to VISA member banks as part of the ‘VISA Smart’ program. ‘VISA Smart’ includes ‘VISA Smart Debit’, ‘VISA Smart Credit’, ‘VISA Cash’, ‘COPAC’ and value-added applications like customer id and loyalty. The Unisys ‘UniCASH’ solution supports the ‘VISA Cash’ e-purse system by managing the inventory of cards, the merchant terminal device and the funds pool. ‘UniCASH’ is also instrumental in directing the process of encrypting all sensitive data needed for authenticating client identities and verifying transactions.



Visa, Announce Global Strategic Partnership Consumers to Benefit From Preferred Payment Options, Customer Loyalty Programs Through New Global Strategic Alliance PHOENIX–(BUSINESS WIRE)–May 11, 1999–, the e-commerce subsidiary of SkyMall Inc. (Nasdaq:SKYM – news), and Visa have announced a strategic alliance that teams both companies on promotions, customer loyalty programs, online business initiatives and broadband partnerships. Both companies will work to develop compelling, joint promotions creating special offers for Visa cardholders through, and print and virtual channels. Visa will, in turn, promote as a merchant partner through cardholders’ statement inserts, on [][1], with online banner advertising and by featuring as a partner in Visa’s holiday and events online promotions.

“The alliance with Visa allows to use our e-commerce business as an exceptional cross-promotional platform upon which to build sales,” said Thomas Edwards, chief marketing officer for “We feel that Visa’s worldwide network will definitely help as we continue to build brand awareness and revenues.”

The Visa logo will be a prominent fixture on’s home page with messaging that Visa is the preferred card of The Visa preference message will also be included on’s outbound e-mail-based sales messages and in’s call center.

“As the number one payment card used on the Internet, Visa seeks alliances with the top Internet merchants that provide significant added value to our Member banks and to our cardholders worldwide,” said Tom Shepard, senior vice president, Marketing Partnerships and Sponsorships, Visa International. “This global alliance with enables Visa cardholders — many of them international travelers — to shop from over 100 renown catalogs in the fastest, easiest way possible on both the Internet and in the air. And they will be offered exclusives they can’t find anywhere else.” “Relationships like this are the essence of growth on the Internet,” said Gary Arlen, president of Arlen Communications, Bethesda, Md., an Internet research firm that specializes in interactive commerce and shopping. “Partnerships between large companies such as Visa and continue to establish the Internet as a consumer force, and also make shopping possible for those who prefer using the convenience of their computer.”

Visa will feature as its “Merchant of the Month” on during the 4th quarter of 1999 and will include in various 4th quarter promotional activities. Visa will work with to include it in the Instant Visa Rewards program, Visa Rewards Online for Business, Visa International World’s Best Offers, and Visa International’s World Best Offers for Business. “ joins Visa’s growing family of e-commerce partnerships with leading online merchants,” said Joe Vause, vice-president, E-Commerce, Visa U.S.A. “As e-commerce continues to grow, these alliances will serve to accelerate its adoption by introducing millions of consumers to the exclusive benefits of shopping with Visa.” With the addition of, Visa’s online partners include America Online, Yahoo! and, to name a few.

About Visa

As the `World’s Best Way to Pay,’ Visa is the leading payment brand and the largest consumer payment system worldwide with more volume than all other major payment cards combined. Visa plays a pivotal role in advancing new payment products and technologies to benefit its 21,000 member financial institutions and their cardholders. Visa has more than 70 smart card programs in 33 countries and on the Internet, with 23 million Visa chip cards, including more than 8 million Visa Cash cards. Visa is pioneering SET Secure Electronic Transaction(TM) programs to enable and advance Internet commerce.

There are more than 800 million Visa, Interlink, PLUS and Visa Cash cards, which generate nearly US$1.4 trillion in annual volume. Visa-branded cards are accepted at more than 16 million worldwide locations, including at more than 480,000 ATMs in the Visa Global ATM network. Visa’s Internet address is [][2]., the e-commerce company of SkyMall Inc., Phoenix, is committed to fostering a high-quality, one-to-one customer experience that exceeds expectations and engages customers in long-term relationships. offers high quality products and services in a one-stop shopping e-commerce Web site to millions of consumers using the Internet 24 hours a day, seven days a week.

Through distribution channels in airlines, hotels, at worksites and, in the future, over broadband technologies, SkyMall and capitalize on agreements with more than 100 retailers, catalogs and information service partners to create e-commerce solutions for consumers and merchants. The SkyMall print catalog is a unique advertising vehicle that extends the company’s reach to 68% of all domestic airline seat pockets and reaches more than 410 million people each year. For additional information, visit the company at [][3].

This news release includes statements that may constitute forward-looking statements made pursuant to the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. This information may involve risks and uncertainties that could cause actual results to differ materially from the forward-looking statements. Factors that would cause or contribute to such differences include, but are not limited to, those factors detailed by SkyMall Inc. in its filings with the Securities and Exchange Commission.



Instant MasterCards

MasterCard announced a new instant issuance program for MasterCard debit cards yesterday. The new program features the Datacard ‘150i’ system which enables banks to emboss and encode a MasterCard in a single-pass operation. The ‘150i’ also incorporates security features such as password-protection and encrypted data. MasterCard released a detailed set of security and privacy guidelines to be used in conjunction with the instant issuance system. MasterCard said the program is a win for members as well as consumers. Consumers get the immediate convenience of a debit card and members reduce costs associated with centralized card issuance, such as postage, handling, envelopes and card carriers.


Metris Snags Another Portfolio

Metris Companies’ Direct Merchants Credit Card Bank and GE Capital announced Monday afternoon that Direct Merchants has agreed to purchase a portion of GE Capital’s consumer bank card portfolio. GE is selling off approximately 563,000 active accounts representing $1.3 billion in receivables. The deal is expected to close by June 30. GE said its decision to unload the accounts is consistent with its goals in North America which include focusing on its private label card businesses and its corporate card portfolio. This is Metris’ second major acquisition since December. On Dec. 10, Metris purchased about 500,000 accounts representing $821 million in receivables from PNC Bank. The PNC accounts were out-of-footprint, non-affinity credit card accounts. According to CardData ( Direct Merchants held $5.1 billion in receivables at the end of the first quarter, representing 3.9 million accounts, 2.5 million active accounts and 4.7 million cards-in-force.