Transmedia Makeover

Miami-based, dining card specialist, Transmedia Network, says this morning its two year old makeover plan is now complete. This week, Transmedia’s national dining programs, recently rebranded under the name ‘iDine’, have all been united under the registered card format where, instead of using a separate charge card, consumers simply use their existing credit card to access benefits. Transmedia also this week launched the test of ‘iDine Choice’, which enables restaurateurs to create special incentives and promotions through the ‘iDine’ website on specific days of the week and times of the day. Consumers will have their choice of savings benefits in points or cash and may convert the points into either complimentary dining or frequent flyer miles. The website also allows for on-line reservations, national restaurant listings and access to reviews and maps. During the past two year the company acquired its largest competitor, ‘Dining a la Card’, and in the process acquired the registered card technology. On June 30, Transmedia completed the acquisition of its last remaining and most successful franchise, Potomac Dining in the Baltimore/Washington DC area, for approximately $5 million. Transmedia Network Inc., by selectively issuing and marketing the ‘Transmedia Card’ and the ‘Dining A La Card’ registered card, presently offers its over 3.0 million members a variety of savings programs at more than 7,000 restaurants throughout the United States. For complete details on Transmedia’s 2Q/00 results visit CardData ([][1]).



NextCard on GlobalPC, Inc., a provider of Internet-based, e-commerce computing products and services, and NextCard, the number one Internet credit card, announced that GlobalPC users will have access to NextCard’s instant credit card application process and innovative online shopping tools. NextCard is the only featured credit card offered to GlobalPC users. The GlobalPC is the first truly easy-to-use, full-featured computer (bundled with a complete suite of personal productivity tools including Internet and email access capabilities, word processing, spreadsheets, database, home banking, address book, a calendar, and games) priced at $299 MSRP.

“We partnered with NextCard to allay first time computer users’ apprehensions about shopping online. In addition to making the Internet accessible to the more than 50 million U.S. homes without a computer, the GlobalPC now provides easy and instant access to NextCard’s credit card services featuring fraud protection guarantee and security features making them the obvious choice for GlobalPC users,” said Chairman and Interim Chief Executive Officer, Michael Fuchs.

The GlobalPC is the first computer designed for the millions of consumers who do not yet have computers and Internet access. The GlobalPC now features a direct link to NextCard on its homepage .

GlobalPC users will have convenient access to the NextCard application, be able to apply for credit and, if they are approved, immediately begin experiencing the convenience and excitement of shopping online. In the coming months, users will also be able to access NextCard services through GlobalPC’s online registration process. “The credit card is the predominant way people make purchases online,” said Rich Goebel, NextCard’s Vice President of Business Development. “We’re confident that GlobalPC users, who are new to exploring the Internet, will enjoy NextCard’s safe and secure online shopping tools.” The GlobalPC is currently available in select cities at major retailers such as Wal-Mart, Montgomery Ward, Fred Meyer, Babbage’s, and Electronics Boutique stores. Many other retailers are expected to begin selling the product soon.

About is a provider of easy-to-use, inexpensive Internet-based, e-commerce computing products and services targeted at providing a complete solution to the millions of American households without computers and access to the Internet. Offering the first fully integrated PC for under $300,’s GlobalPC features an easy-to-use interface for the first time computer user and comes with a complete operating system, Internet browser, e-mail package and office suite of software applications (word processor, spreadsheet, database and graphics program). With the touch of a single button, consumers will be able to send and receive e-mail, file attachments and surf the Web using GlobalPC’s online service, built in high-speed modem and enhanced Internet software. is headquartered in Alameda, California. For more information, visit .

About Nextcard, Inc.

NextCard, Inc.

() was named the No. 1 online credit card in 2000 by Gomez Advisors, was ranked No. 1 credit card that Internet consumers would consider for use in ZDNet’s 1999 BrandIQ study, and was nominated for a 2000 Webby Award in the finance category. Launched in 1997, the Company was the first to offer instant online credit card approval, a choice of customized credit card offers, personalized PictureCard(SM) designs, and exceptional online customer service. NextCard is committed to providing the most robust consumer shopping experience on the Internet and has continued to innovate with its complete GoShopping!(SM) service, NextCard Concierge(SM) one-click shopping assistant, online bill payment services, and comprehensive rewards program. NextCard is also one of the leading direct marketers on the Internet and operates a network of more than 60,000 online affiliates.



TX-based announced this morning the launch of a fully integrated banking solution for, a web banking site for teens. The platform provides financial services infrastructure supporting and its new promotion with Hawaiian Punch, under which 14 million “DoughCodes” will be included with shipments of the soft drink throughout the U.S. Starting this week,’s nationwide “Cool School Cash” promotion rewards thirsty Hawaiian Punch drinkers with an incentive for opening an online account. Promoted with Hawaiian Punch signage and point-of-purchase displays at retailers nationwide, 14 million “DoughCodes” will be found on Hawaiian Punch bottles and cans. The promotion offers cash prizes ranging from $50 to $10,000, funded by directly into an FDIC insured bank account with


GemSafe on Indentrus

Gemplus, the world’s number one provider of smart card-based solutions, announced that it has completed the development of a comprehensive security solution for members of the Identrus global internetwork of trust. GemSafe IS for the Identrus system, built on Gemplus’ GemSafe proven PKI-based security technology, will enable Identrus participants to obtain the highest level of security for their online B2B transactions and benefit from the simplicity and portability of a secure smart card-based solution.

The GemSafe offering gives Identrus participants all the key elements they need to design and implement a robust, global smart card based solution. It includes consulting services, Card Issuance Management System, Client-side software, card and reader package, and Personalization services including uniquely sophisticated client-side distribution services. As a complete single vendor offering, GemSafe IS for the Identrus system is designed to minimize smart card integration issues and speed Identrus participants’ time to market. Now in the final stages of testing, GemSafe IS technology is already working seamlessly on the Identrus pilot. The full service offering will launch in September 2000 and is aimed at financial institutions participating in Identrus and their preferred systems integrators.

To support the development of GemSafe IS, Gemplus has established a corporate business unit dedicated to the Identrus system. “Today, Gemplus is strongly focusing on e-commerce, secure access to the Internet and related software development,” said Frank Edme, director of the recently created Gemplus Banking B2B unit. “We are fully committed to the success of our relationship with Identrus, a leading initiative in the business-to-business e-commerce arena, and we are specifically developing the GemSafe IS offering to meet their trust network’s requirements and specifications.” Gemplus has solid experience in both the IT security field, through the development of highly secured cards and the GemSafe PKI product range, and the deployment of card management systems, whether for the banking, GSM or IT markets. The group also has the largest network of local personalization centers in the industry, which is a key element for globally deployed schemes such as Identrus.

“Looking forward, Gemplus is in a strong position to further enrich GemSafe IS for the Identrus system by leveraging its leadership position in the GSM market to implement PKI for mobile e-commerce, driven by WAP technology” added Frank Edme. “We enthusiastically welcome Gemplus to the Identrus community of innovative solution providers who are deploying e-commerce applications and infrastructure on our open global identity trust infrastructure” said Kristin Kupres, chief operating officer, Identrus. “Gemplus’ ability to combine technological know-how with the consulting skills and business insight needed to deliver complete solutions will give Identrus trading partners an important ingredient for success in business-to-business commerce on the Internet.”


Identrus, founded in April 1999 by ABN AMRO, Bank of America, Barclays PLC, Chase Manhattan, Citigroup, Deutsche Bank and Hypo Vereinsbank, is creating a worldwide network of trusted financial institutions to remove the final obstacle to B2B e-commerce: trust in a trading partner’s identity. To supply this trust, Identrus financial institutions certify their corporate customers as trading partners on the Internet. These trading partners use the Identrus infrastructure to conclusively identify one another through their financial institutions, ensure their communications are secure, and create an indisputable record of their transactions. With these capabilities, they can conduct Internet business with confidence, opening new markets around the world and lowering their transaction costs. The infrastructure is open to financial institutions, their corporate customers, solution providers and security vendors around the world.


Gemplus () is the world’s number one provider of smart card based solutions for security, wireless and e-business applications. Offering consulting services, design, software, hardware, personalization and full implementation, Gemplus works with its customers around the world to deliver comprehensive, integrated and tailor-made smart card based systems. The Group’s customers use Gemplus memory and microprocessor smart cards, smart contactless cards, electronic tags, smart objects and magnetic stripe cards to simplify and secure a wide range of applications. From Web based and mobile commerce to financial transactions, loyalty, transportation, education healthcare, identity, pay TV and physical and logical access control, Gemplus provides intelligent end-to-end solutions that bring security, convenience and ease-of-use to millions of people worldwide. Founded in 1988, Gemplus had sales of over 767 millions of Euro ($US 817 millions) in 1999, and employs almost 6,300 people in 17 manufacturing facilities, 7 R&D centers and 44 sales and marketing offices located in more than 37 countries.


Southland Buys Gold Phoenix

Southland Financial, Inc. confirmed today that it has signed a memorandum of intent to acquire a 100% interest in Gold Phoenix Associates Limited (Gold Phoenix) by way of a Southland shares only transaction. Southland Director, Willie Lo is also a Director and a major shareholder in Gold Phoenix.

Gold Phoenix has a 60% interest in “Ai Wei” Information Technology Corporation, a Chinese company that has an exclusive right to distribute identification smart cards across China for the Health Card Registration and Management System, (HCRM). Southland joint venture partner in China Changfeng StarBridge Hengxin (CCF StarBridge), China Changfeng Science and Technology owns the remaining 40% equity.

The HCRM system has already been successfully trialed in Hubei province with over 10,000 smart cards in distribution. The Health Department requires all people in the food and/or food related industries to have an identification smart card. The Health Department statistics show that 240 million people, (20% of the PRC population) will require a card. The cards will be used to gather, process, store and transmit data timely and accurately, replacing a paper only system. The cards will be distributed over the next five years. Southland and Gold Phoenix Director, Willie Lo stated, “We are very pleased to bring this opportunity to Southland. This very exciting project is operational and ahead of schedule. The software for the HCRM system has been developed and is proprietary. There are considerable cross-industry business opportunities i.e. childcare, education, etc., as well as export potential.”

Southland Chairman David A. Turik added, “We are very pleased to have the opportunity of adding such a high revenue project to our company and at the same time strengthen our relationship with China Changfeng. We have signed a mandate with Ernst and Young in Hong Kong to complete the due diligence on this opportunity and their report will include possible strategic partners, health related projects and international expansion opportunities. We expect to have the due diligence completed and the project finalized within 60 days. Southland Financial, Inc. through its Sino-foreign joint venture CCF StarBridge Hengxin, aims to be a major, high value network services provider through-out Greater China, South East Asia and Australasia.


InfiCorp Acquisition

ATLANTA-based InfiCorp Holdings has purchased the $63 million unsecured credit card portfolio of Teachers Credit Union, Indiana’s largest credit union. Under terms of the deal InfiCorp will provide unsecured credit card products and services to members and potential members of Teachers Credit Union. TCU says it has worked with InfiCorp on other projects for two years, and this morning’s announcement builds on that relationship. InfiCorp, now a subsidiary of First National of Nebraska, is an Atlanta-based credit card portfolio management company. According to CardData ([][1]), at the end of 2Q/00, TCU had $89,083,361 in credit card receivables, $31,387,109 in 2Q volume, 66,189 accounts, 36, 887 active accounts, and 71,814 cards-in-force. TCU offers both secured and unsecured card products.



Lawson & Bond to FI

Fair, Isaac and Company, Inc. announced the appointment of Hedley Lawson Jr. to senior vice president of human resources and Jonathan (Jon) Bond to senior vice president of finance. Lawson and Bond both report to Henk Evenhuis, executive vice president of Corporate Services and CFO at Fair, Isaac.

“We are fortunate to have Hedley and Jon join us at this important time for the company,” said Evenhuis. “Their unique background and deep expertise in their disciplines will go a long way in helping us focus our resources and hire additional talent as we move forward with our Web-based initiatives.”

Hedley Lawson brings over 28 years of human resource management experience to his new position as senior vice president, Human Resources at Fair, Isaac. He most recently served as vice president, Human Resources for the Americas division of SOLA International, Inc., a worldwide leader in designing and manufacturing eyeglass lenses, with approximately 7,400 employees in 30 countries and $550 million in sales. His extensive experience also includes serving as senior vice president of human resources for SOLA Optical USA. Lawson earned a B.A. in political science from Sonoma State University, Rohnert Park, Calif., and an M.P.A. in human resource management/organizational development from Golden Gate University, San Francisco, Calif.

Jonathan Bond has over 25 years of experience in private industry and public accounting. Bond most recently served as CFO for Altitude Software, a manufacturer of call center software, where he was involved in the company’s IPO. He was also chief financial officer for Versata, Inc., a B2B provider of e-commerce applications, and Intrepid Systems, among others. He began his career with Touche Ross & Co. (now part of Deloitte & Touche, LLP) in London and rose to become partner in charge of the Audit practice for the San Francisco office. Bond is a member of the California Society of CPAs and is a Chartered Accountant in the UK. He holds a B.S. in economics and accounting from the University of Bristol, United Kingdom.

Fair, Isaac is a global provider of customer analytics and decision technology. Widely recognized for its pioneering work in credit scoring, Fair, Isaac revolutionized the way lending decisions are made. Today the company helps clients in multiple industries increase the value of customer relationships. Fair, Isaac has made the Forbes list of the top 200 U.S. small companies seven times in the last eight years, and was named by InformationWeek as one of the top 50 application service providers. Headquartered in San Rafael, California, Fair, Isaac has 21 offices worldwide.



NY-based TNT Post Group has launched ‘WebCollect’. The new online service enables consumers in over 40 countries around the world to buy products on the Internet and pay by credit card, bank transfer, check or invoice. ‘WebCollect’ was introduced as a pilot with Apple Computer in August 1999. ‘WebCollect’ allows e-tailers to control the flow of funds through a single interface in over 40 countries, enabling payment by locally accepted payment methods. It also allows e-Merchants to deal with only one single interface for payments, instead of a complex network of banks and payment companies.


Isracard to use Cyota

Isracard, Israel’s leading credit card issuer announced a groundbreaking partnership with Cyota, an international online payment security company, to eliminate online credit card fraud. With SecureClick, Cyota’s innovative system, Isracard cardholder’s will be able to conduct completely safe transactions online. Cyota’s SecureClick allows consumer to make purchases online without revealing their real credit card number. The system replaces the number with a unique, protected number, and also checks the customer’s final invoice for discrepancies.

“Isracard intends to take a leading role in the rapidly developing world of e-commerce and online purchasing, and has set itself a goal to assist in speeding the growth of e-commerce, where the credit card is a leading payment method.” Says Haim Krupsky, Isracard CEO “the cooperation with Cyota and the activation of this innovative security system will lead to a substantial change in the purchasing habits of the online users, and to the growth of this shopping channel. This channel will shortly become popular, competitive and substantial in the international retail business. As a leading issuer in Israel, Isracard is committed to lead the technological trends and changes in the credit card industry, with efficient and feasible solutions. SecureClick enables Isracard’s customers to shop with full confidence.” Isracard and Cyota teamed up to prepare for a wide-range pilot of the new system, and Isracard expects to begin offering SecureClick to all cardholders by January 2001.

“We applaud Isracard’s commitment to online security,” says Gary Heatherington, Cyota CEO, “and are pleased to provide them with an innovative, executable online fraud solution for their clients.” Isracard responded to recent research indicating that a majority of the Israeli online population does not purchase on the Internet due to security and fraud concerns.

About Isracard

Isracard Ltd has been a market leader in the Israeli card industry for 25 years. Isracard is owned by Bank Hapoalim, the country’s largest and leading bank, and offers credit card services to merchants in Israel and cardholders both locally and overseas. Some 90,000 businesses in Israel accept the card, and through the MasterCard/Eurocard International Network it is accepted by 16 million businesses worldwide. Isracard issues the local Isracard credit card, as well as MasterCard, AmEx and Visa. It has over 1 million customers.

About Cyota

Cyota is an online payment security company founded in 1999 by four veterans of elite intelligence units in the Israeli Defense Force. SecureClick, developed under the supervision of a world leading security expert, Prof. Adi Shamir, is Cyota’s flagship product that provides credit card issuers and their customers complete online fraud protection. The company is headquartered in New York City, with an R&D subsidiary in Israel. Cyota is a privately held company, backed by a global venture capital corporation. For more information, please contact Cyota or visit our web site at .


Tuccillo to MC

MasterCard International announced the appointment of Dan Tuccillo to the position of senior vice president, Deposit Access Programs for MasterCard International’s North American Region. In this position, Tuccillo is responsible for the development and execution of MasterCard’s North American debit strategy and programs including online/PIN-based and off-line signature-based debit, CIRRUS and Maestro activities.

“Dan’s strategic planning and management expertise within the banking industry will facilitate growth of MasterCard’s North American debit programs. We’re looking forward to him producing the same type of results as he did for Mellon Bank, where he increased customer profitability dramatically,” said Ruth Ann Marshall, president, North American Region, MasterCard International. “We are pleased Dan is a part of the MasterCard team.”

“My goal is to forge and execute a strategy that leverages the tremendous talent base and superior programs MasterCard has in place to enable our members to profit from the growing demand for deposit based payment solutions in an increasingly web and wireless-oriented world,” said Tuccillo.

Most recently senior vice president of managed Consumer Financial Services at Mellon Bank, Tuccillo brings nearly two decades of marketing, strategic planning, sales management and development and business line management to MasterCard. In addition, Tuccillo served on Mellon Bank’s Senior Management Committee and headed the Consumer Financial Services Line. Tuccillo joined Mellon Bank in April 1994 as head of Retail Marketing and Affinity Financial Services, responsible for the organization’s relationship with the American Dental Association.

Prior to joining Mellon Bank, Tuccillo was director of Commercial Marketing and Planning for Fleet Finance. He was responsible for wholesale strategic planning, marketing, database marketing, MIS systems, pricing, and sales management and development. By the mid-1980s, Tuccillo joined Marine Midland overseeing the development of, and managing Marine Midland’s centralized Business Lending group. Before joining Marine Midland, Tuccillo spent six years with The Bank of New York. While at the Bank of New York, Tuccillo was a member of the steering committee that formed NYCE, later serving as a director and treasurer.

About MasterCard International

MasterCard International has the most comprehensive portfolio of payment brands in the world. More than 1 billion MasterCard, Cirrus and Maestro logos are present on credit, charge and debit cards in circulation today. An association comprised of 22,000 member financial institutions, MasterCard serves consumers and businesses, both large and small, in 210 countries and territories. MasterCard is the leader in quality and innovation, offering a wide range of payment solutions in the virtual and traditional worlds. With more than 18 million acceptance locations, no card is accepted in more places and by more merchants than the MasterCard card. In 1999, gross dollar volume exceeded US$727 billion. MasterCard can be reached through its World Wide Web site at [][1].



eMillennium Phones

Alberta-based QuorTech Solutions announced Wednesday it is beefing up its family of ‘Millennium’ payphones. The new ‘eMillennium’ phone is a robust kiosk and paid telephony platform in a payphone enclosure. QuorTech has just completed its Alpha product and will have the Beta product available early this Fall. The new high tech phone includes a 6.5” color screen, keyboard and a mouse enabling users to surf the web, check e-mails, make online purchases. The consumer can pay for access to these applications with a credit card, a smart card or even coins. In addition, the new ‘eMillennium’ can be used as a high-speed data port, by allowing the consumer the ability to access the web by plugging a laptop into the Ethernet data port on the terminal.


Ptek Sells Phone Card Biz

Ptek Holdings announced it has signed a binding letter of intent with Telecare, Inc. to purchase Ptek’s retail calling card business. Specific financial terms of the deal were not disclosed. Telecare, a long-distance reseller based in Indianapolis, has been a long-term wholesale customer of Ptek’s Voicecom business unit. The transaction is expected to close within 30 days.

“We’re pleased that one of our long-time customers, Telecare, has agreed to purchase our retail calling card business and believe it will be a great asset for them,” said Jeffrey A. Allred, president and COO of Ptek Holdings. “This move allows us to focus on our core services, while retaining the revenue stream from our wholesale calling card business.”

Telecare has more than 10 years experience in the telecommunications industry and long-standing relationships with its customers. The company has been a Ptek customer for more than five years and has first-hand knowledge of its organization and customers. Ptek plans to transfer its customer base to Telecare in a way that ensures a seamless transition. In addition, several key Ptek calling card associates will be involved with the day-to-day management of the business after the closing.

About Ptek Holdings, Inc.

Ptek Holdings, Inc. (Nasdaq:PTEK) is a network of leading Internet and business-to-business service providers. Ptek’s operating companies include Xpedite, Voicecom and Premiere Conferencing. The Company’s PtekVentures investment unit has ownership interests in Healtheon/WebMD (Nasdaq:HLTH), S1 Corporation (Nasdaq:SONE), USA.NET, Webforia, Derivion, i2Go, BuyTrek,, Ntown, PlanetJam Media Group and Ptek leverages the technologies, management expertise, market channels and capital of its network to drive growth and promote market leadership throughout its operating and network companies.

Ptek Holdings corporate headquarters is located at 3399 Peachtree Road NE, The Lenox Building, Atlanta 30326. Additional information can be found at [][1].