Total System Services reported net income for the third quarter of $19.1 million compared to $16.9 million for the same period last year. Revenues for the third quarter of 2000 were $149.0 million, an increase of 8.1%, compared with revenues of $137.8 million for the third quarter of 1999. TSYS also projected yesterday that it does expect the second half of 2001 to be more robust than the first half of 2001. There is an expected increase in revenue in the second half of 2001 highlighted by the scheduled conversion of the Royal Bank of Scotland Group’s portfolio. Preceding this increase in revenue in the second half of 2001, infrastructure costs of global expansion and the loss of the Citibank UCS portfolio. TSYS will incur personnel and equipment costs associated with establishing its international processing center in England as well as initiating a sales branch office in Japan. Citibank deconverted the UCS portfolio to its in-house processing system in August 2000. Due to this, on a comparative basis, revenues for the first half of 2001 will not include revenues from the UCS portfolio when compared to the first half of 2000. For details on TSYS 3Q/00 results as well as historical data visit CardData ([www.carddata.com]).