As a result of the success of its annual InterACT Conference,
Fair, Isaac and Company, Inc. announced that it will
expand the program to address the growing importance of decision
technology and CRM solutions to leading companies in the retail,
telecommunications, insurance and financial services industries —
both in the U.S. and abroad.

The annual conference — which draws more than 1,000 thought
leaders, senior executives and industry analysts — will now become a
twice-annual event, held in London, May 23-25, and San Francisco, June
24-27, this year. The decision to expand the conference to two
locations each year is in response to the growing importance of
decision technologies to European companies and to U.S. companies
operating on a global basis. In addition, track sessions at both
conferences will be expanded to reflect the special needs and issues
of specific industries.

“Over the years, the InterACT Conference has gained recognition as
the mecca for learning about how data can drive smart business
decisions,” said Tom Grudnowski, president and CEO of Fair, Isaac.
“The growing importance of decision technologies to CRM — and the
broad industry desire for dynamic discussions about strategy, new
technologies and new applications — has driven our decision to expand
the conference to dual locations each year,” he explained.

As the architect of world-class decision technology solutions,
Fair, Isaac founded the InterACT Conference in 1976 to provide the
most up-to-date insights and information on the use of data in
business decisioning. Since its inception, the conference has grown
every year in attendance and in industry recognition as a must-attend
event for senior executives committed to using data to drive smart
business decisions.

The InterACT Conference has grown in lockstep with the increased
recognition by CEOs that effective, data-driven decisions lead to
better profits and enhanced valuation for their companies. Analysts
expect that U.S. businesses will increase their spending on related
technologies nearly 300 percent — to $17 billion — by 2004.
Forrester Research reported recently that the current business
intelligence technologies are fundamentally inadequate due to their
“inability to uncover unanticipated insights — leaving significant
business value untapped.”

The InterACT 2001 Conferences carry a theme of “Igniting The
Decision Revolution.” Both the San Francisco and London events are
expected to sell out well in advance as a result of the quality of
speakers and track sessions that are planned. As a result of the
heightened importance of decision technology to CEOs, this year’s
conferences are expected to draw senior executives from retail,
telecommunications, financial services and insurance companies.

InterACT 2001 Conference track highlights in San Francisco and
London include

For more information about the InterACT Conferences or to register
for the event, call 1-800-496-7001 in the U.S., 1-44-(0)-121-781-4545
in the U.K., 1-415-492-5353 from anywhere or visit

About Fair, Isaac

Fair, Isaac and Company is a global provider of customer analytics
and decision technology. Widely recognized for its pioneering work in
credit scoring, Fair, Isaac revolutionized the way lending decisions
are made. Today the company helps clients in multiple industries
increase the value of customer relationships. Fair, Isaac has made the
Forbes list of the top 200 U.S. small companies eight times in the
last nine years. Headquartered in San Rafael, California, Fair, Isaac
has 21 offices worldwide.


Smart Cards 2001

The worldwide smart card industry came of age last year, with open platform cards achieving mass volumes for the first time. Despite substantial silicon shortages, shipments still grew 27% to reach 1.8 billion. In an annual review of the smart card industry, Schlumberger Test & Transactions forecasts there will be continued double-digit growth in demand for 2001, driven largely by wireless applications, with the emergence of mobile commerce adding a new dimension to this segment. For 2000, the star application sector for smart cards was, as expected, SIM cards for mobile phones, which expanded by more than 70%. This surge was simply due to the strong demand from consumers for mobile phones. However, the high-end segment of the market has effectively standardized on ‘Java’ cards, and was the major contributor to an astonishing year-on-year growth of 700% in open platform technology. Java cards now accounts for some 15% of all shipments of microprocessor-based smart cards. Last year was also a pivotal year for smart cards in the USA. During 2000, the US saw the introduction of the first major roll-out of smart cards in the financial sector with the ‘Blue Card’ from American Express and ‘smart VISA’ cards by Fleet Boston, First USA and Providian. US government agencies, such as the Department of Defense and the US Postal Service, also took early roles last year in defining projects that use smart cards for a variety of projects, including identification cards for physical access to buildings and logical access to computer networks. Strong interest also began to be shown in the US in late 2000 for Java-powered smart cards for financial, information security and mobile communications applications.

World Smart Card Consumption and Forecast for 2000-2003

2000 2001 Growth 00/01 2003

Payphone 1080m 1190m 10% 1410m
Mobile comm. 350m 500m 43% 800m
Banking 120m 150m 25% 310m
Healthcare 65m 70m 8% 110m
Transport 30m 45m 50% 80m
Others 145m 215m 48% 390m
Totals 1790m 2170m 21% 3100m

m-millions Source: Schlumberger



Gemplus International S.A. announced record fourth quarter and fiscal year
results. Revenue for the fourth quarter was 386 million
euros, up 48% from the same quarter a year ago. Operating income was 47 ME,
compared with 32.5 ME for the same quarter a
year ago. Net profit for the fourth quarter was 41 million euros, or 0.06 euros
per diluted share.

For the full year, revenue was 1.205 BE, up 57% from the previous year’s
767 ME. Operating Income was 127 ME
compared with 57 ME for the previous year. Net income for FY2000 was 99 ME or
0.18 E per diluted share.

“The year 2000 was an exceptional year for Gemplus,” said Antonio Perez,
president and chief executive officer. “These
strong results demonstrate the strength of our business model, our technology
leadership, our market positioning and our deep
understanding of the smart card solutions industry.”

Gemplus’ Telecommunications business which consists of wireless SIM modules
and the associated software and services,
Prepaid Phone Cards and Scratch Cards, grew over 80% in terms of Q4 to Q4
comparisons as well as Fiscal 2000 to Fiscal
1999 comparisons. This reflects a continuation of trends in the wireless space
where growth is approaching 100%

Looking forward, Gemplus indicated that while there are a number of
macroeconomic factors and mobile handset industry
trends that would suggest caution in projecting growth going forward, it
remains optimistic about 2001. Gemplus estimates first
quarter revenues will grow 31-32% from first quarter levels in 2000. Net
earnings in the first quarter, after adjusting for the
one-time capital gain from its Intercall investment in Q1FY00, are expected to
increase 21-23% from adjusted Q1FY00 levels.

The fully diluted share count is expected to increase about 6% from Q4FY00
levels as a result of the IPO, the Celocom Limited
and SLP InfoWare acquisitions and the one-time grant of stock options to all
employees at the IPO. For the year 2001, Gemplus
estimates revenue will grow 30-32% with net profit increasing 27-30% from the
nominally reported levels in 2000. After
adjusting for the effects of the gain from its Intercall investment and a
one-time R&D tax credit in Q1FY00, net profit is projected
to grow 58-60%. The fully diluted shares count is expected to increase very
modestly throughout the year after Q1FY01.

Cash and cash equivalents were 636 million euros at December 31, 2000.
Asset turnover improved slightly in Q4FY00 to
0.799 from the previous quarter’s 0.733. Account receivables contributed to
this performance as DSO decreased from 68 days
to 62 days sequentially. The company’s financial results for 2000 have been
derived from its consolidated financial statements
which have been prepared in accordance with International Accounting Standards

About Gemplus

Gemplus is the world’s leading smart card based solutions provider. Since
its creation in 1988, Gemplus has been driving the
worldwide deployment and marketing of smart card based specific applications
and services for telecommunication, financial
services and e-business security.

Gemplus smart card technology has been a driving force in the deployment of
wireless telephony since 1990, when SIM cards
were introduced into the GSM standard. Since then, Gemplus has enhanced SIM
technology to provide greater value-added
services to most of wireless operators and their network subscribers. Gemplus
now provides products compliant with new
transmission standards (2.5G, 3G).

Gemplus is present throughout th
e value chain: chip design, software
development, card management system and consulting.
Gemplus provides its clients and partners with comprehensive, integrated,
tailor-made solutions for their security, personalization
and privacy management needs.


CompuBank #2

CompuBank announced that its Web site was the second most visited in the bank category during the month of January, 2001, as ranked by PC Data, [http://www.pcdata.com][1]. PC Data is the leading provider of high tech sales intelligence in the United States. CompuBank’s ranking has moved up 3 places in this category since December, 2000. “Out of the top 5 Banking Web sites, CompuBank is the only bank that is exclusively an Internet Bank,” said Frank Goldberg, CompuBank’s chairman.

“We are proud that CompuBank received over 2.8 million unique visitors last month, a number exceeded only by Chase,” Goldberg continued. “Our affiliate marketing approach is bringing high volume to our Web site. Of equal importance is the fact that our customers make, on average, 10 visits to our site each month. CompuBank’s high ranking clearly demonstrates the overall attractiveness of an Internet only bank.”

In addition to its high ranking in the banking category, CompuBank was noted the 293rd most visited Web site in January 2001 for all industries, up from the 719th in December 2000. The overall ranking includes giants across all industry categories, like Yahoo, AOL and MSN.

About CompuBank(R)

CompuBank(R), [http://www.compubank.com][2], is the #1 bank online according to Smart Money, earning top honors for security, account information, fees, and extra products and services. Having customized and leveraged its technology, CompuBank is harnessing the power and speed of the Internet to provide real time account management and payments-processing. FDIC insured, CompuBank provides optimum convenience and security to its customers.

As a result of the investment CompuBank has made in its infrastructure and management team, CoBanking partners are able to introduce a banking service quickly and cost-effectively, without having to make a substantial investment in technology. CompuBank CoBanking partners include GE Financial Network ([http://www.gefn-compubank.com][3]), H.D. Vest, ([http://www.hdvest-compubank.com][4]) and pFreight, ([http://www.pfreight-compubank.com][5]).

CompuBank investors and strategic partners are SOFTBANK Finance, GE Capital, Goldman Sachs and Marsh & McLennan Capital.

[1]: http://www.pcdata.com/
[2]: http://www.compubank.com/
[3]: http://www.gefn-compubank.com/
[4]: http://www.hdvest-compubank.com/
[5]: http://www.pfreight-compubank.com/



Advantex Marketing International Inc.
and CIBC announced that they have signed agreements
for Advantex to launch an online program for CIBC Aerogold VISA, to continue
the current Advantex Offline Benefit Program, and to develop and launch
customer loyalty online and offline programs for multiple CIBC Premium card
portfolios. CIBC is the leading Canadian bank card issuer, with 43% of the
premium card market. Under the terms of the agreements, Advantex and CIBC plan
to commence launching the new loyalty programs throughout 2001.

Signing of the agreements follows a November 22, 2000 announcement by the
companies of their plans to develop and launch new customer loyalty programs.
As previously announced, Advantex has agreed to issue to each of CIBC and Air
Canada warrants to purchase 7.5 million Advantex common shares, at a price of
$1.08 per share, exercisable over a five-year period. As also previously
announced, Advantex has agreed to issue to CIBC and Air Canada over a five-
year period, additional five-year warrants to purchase up to 55 million
Advantex common shares. The number of warrants issued each year will be based
on the contribution that both CIBC and Air Canada make to Advantex’s annual
revenue growth. The exercise price of the earned warrants issued each year
will be based on the prevailing market prices at the time of issue. The 70
million common shares which may be purchased by Air Canada and CIBC represent
approximately 58% of Advantex common shares on a fully diluted basis.

The agreements build on the relationship established between Advantex and
CIBC over the past five years. Advantex developed and operates the CIBC
Aerogold ADVANTEX Benefit program, offering bonus Aeroplan Miles on purchases
at hundreds of Canadian restaurants, golf courses, inns, resorts, and
entertainment venues. The new agreements provide for CIBC and Advantex to
develop online and offline loyalty benefit programs for the holders of CIBC’s
premium credit cards. Together the programs will feature rewards for dining,
leisure and sports, entertainment, hospitality, shopping, and a variety of
everyday Internet activities, including logging in, receiving special
information and value-added offers, visiting featured sites, and e-shopping at
a wide list of participating merchants.

Christine Croucher, Executive Vice President, CIBC VISA cards products
division stated, “We are very pleased to be working with Advantex to create
additional value for the holders of CIBC Aerogold VISA and our other premium
cards. Advantex has proven its ability as a partner in meeting the needs of
our cardholders. Advantex’s new online loyalty programs will provide our
cardholders with significant opportunities to earn further rewards as they use
the Internet.”

All of the online programs will feature the Advantex SmartBar(TM),
proprietary browser extension technology developed by Advantex. SmartBar is a
personal Internet rewards manager that travels with registered cardholders
while on the Web providing convenient and immediate access to a broad range of
rewards and information. SmartBar will automatically calculate and issue
rewards for designated everyday Internet activities including whenever
cardholders make purchases at participating e-merchants. SmartBar features a
meter that conveniently displays a running total of the rewards earned through
the program, keeping CIBC cardholders up-to-date on their rewards

“The signing of these agreements is a very exciting step forward for
Advantex,” said G. Randall Munger, Chairman and Chief Executive Officer of
Advantex. “The depth and breadth of our relationship with CIBC has expanded
significantly. We look forward to developing new and innovative programs for
CIBC and the holders of its premium credit cards, as we have successfully done
for the past five years for the holders of CIBC Aerogold VISA.”

About Advantex Marketing International Inc.

Advantex Marketing International Inc. is a leading consumer marketing
firm, specializing in online and offline customer relationship marketing
programs. Advantex programs strengthen the relationships between major
organizations and their valued customers, while building new and ongoing
relationships between those customers and participating merchants. Advantex
partners include US Airways, Air Canada, The Canadian Imperial Bank of
Commerce, The Bank of Nova Scotia, The New York Times, and other major North
American corporations, as well as an impressive list of retailers,
restaurants, golf courses, and resorts.

About CIBC

CIBC is a leading North American financial institution offering more than
eight million personal banking and business customers a full range of products
and services through its comprehensive electronic banking network, branches
and offices across Canada, in the United States and around the world. CIBC is
a leader in electronic banking, with more than three million e-banking
customers accessing Telephone and Internet banking. CIBC is also Canada’s
leading credit card issuer and offers the broadest range of choice and value
with 13 cards.


Wal-Mart ACSM

NCR Corporation announced Wal-Mart will deploy 3,000 NCR Web Kiosks. Known within Wal-Mart as Automated Customer Service Machines, the kiosks will be rolled out nationwide to every Wal-Mart store and Supercenter by the end of May.

The gift registry ACSM will be located near the jewelry department and will enable shoppers to create bridal, baby and/or birthday registries by scanning the items they wish to include. Wal-Mart developed the registry software in cooperation with NCR’s Human Factors Engineers (HFE), NCR’s engineering group that assures systems are easy to learn and use.

“The simplicity and convenience of this customer service technology will offer our wonderful Wal-Mart customers additional shopping choices and help further support our philosophy of providing exceptional customer service at everyday low prices,” said Wal-Mart Senior Vice President and Chief Information Officer Kevin Turner.

About NCR Corporation

NCR Corporation (NYSE: NCR) is a leader in providing Relationship Technology(TM) solutions to customers worldwide in the retail, financial, communications, manufacturing, travel and transportation, and insurance markets. NCR’s Relationship Technology solutions include privacy-enabled Teradata(R) warehouses and customer relationship management (CRM) applications, store automation and automated teller machines (ATMs). The company’s business solutions are built on the foundation of its long- established industry knowledge and consulting expertise, value-adding software, global customer support services, a complete line of consumable and media products, and leading edge hardware technology. NCR employs 32,900 in more than 100 countries, and is a component stock of the Standard & Poor’s 500 Index. More information about NCR and its solutions may be found at [http://www.ncr.com][1].

NCR and Teradata are trademarks or registered trademarks of NCR Corporation in the United States and other countries.

[1]: http://www.ncr.com/



GE Equity, the private equity arm of
General Electric Co., has acquired a stake in Mosaic Software, a leading edge
provider of electronic funds transfer software. Previously jointly
owned by Mosaic management and Johannesburg Stock Exchange listed Comparex
Holdings, shares in the EFT software specialist will now be held by GE Equity,
Comparex Holdings, and Mosaic Management. GE Equity and Comparex Holdings
invested US$10M in Mosaic, with GE Equity’s investment totaling US$8M.

Mosaic Software Group, CEO, Willem van Biljon said, “We are delighted to
have entered into an agreement with one of the world’s foremost companies. In
addition to GE Equity’s investment in the company, GE Capital Global Consumer
Finance is also a large customer deploying Mosaic’s technology into a number
of its worldwide financial services and banking operations.”

“Mosaic will use the cash injection to accelerate its growth, particularly
in terms of its sales and marketing reach,” Mosaic Software Executive Chairman
Johann Dreyer said. Mosaic Software has offices in South Africa, United
Kingdom, United States, and Australia employing over 150 people and is rapidly
expanding following strong customer demand for its innovative software

The commitment from GE Equity is further endorsed by its option to
increase its holding over the next three years based on the volume of business
they add to Mosaic Software’s sales.

Customers, including American Express, 7-Eleven and GE, utilize Mosaic’s
mission-critical software to process their high volume consumer transactions
across multiple channels including ATMs, POS devices, as well as wireless and
Internet platforms. Mosaic’s next generation Java-based modular software has
over 500 live installations in more than 20 countries.

Commenting on the announcement, Paul Marran, Director of Financial
Services and Healthcare, GE Equity, said, “This is an important strategic
investment for GE Equity and GE Capital Global Consumer Finance, and we will
be involved in ensuring that we deliver real strategic value beyond capital.
The deal underscores GE Capital Global Consumer Finance’s commitment to
providing its customers superior service and functionality through
technological investments and development.”

Comparex Holdings CEO, Rian du Plessis, added, “A global giant has placed
its stamp of approval on a product and technology that was developed in South
Africa. Mosaic Software is a dynamic company that operates in about 20
countries and has doubled turnover and profit every year for the last 5 years.
It deserves this recognition. Comparex will continue to support Willem,
Johann and their team well into the future.”

About Mosaic Software

Mosaic Software is a leading-edge provider of electronic funds transfer
(EFT) software for consumer-generated electronic transactions. Mosaic
Software has a strong global presence (20 countries) with offices in the U.S.,
a European office in the UK, Australia, and South Africa. The company is well
established in the financial services industry and its EFT solutions drive
operations in a large number of multinational companies and industry leaders
around the globe. Clients include financial institutions, retailers, Internet
service providers, card issuers, telcos, data processing service providers and
some of the foremost players in the emerging online industry, in the USA,
Latin America and the Caribbean, Europe, Australia, the Middle East, Africa,
and the Asia-Pacific region.

About GE Equity

GE Equity is the private equity arm of General Electric Company. With an
investment portfolio in excess of $6bn in over 385 companies, GE Equity is one
of the leading providers of Equity Capital to growing companies worldwide. It
has $1 billion a year available to invest in growth capital, replacement or
secondary capital, buy-outs and buy-ins. GE Equity’s European headquarters
are in London, with offices in Milan, Warsaw, and Frankfurt.

GE Capital Global Consumer Finance

GE Capital Global Consumer Finance (GCF) is a leading provider of
financial services to retailers, manufacturers, and consumers in 28 countries
around the world, with more than 35 million customers and assets of
$30 billion. GCF is a full service provider of financing, offering personal
loans, auto loans, credit cards, mortgages, insurance and savings accounts
which are distributed through stores, mail, phone, Internet, automatic teller
machines and kiosks. GCF manages the application, authorization, billing
remittance and customer service processing of these products. Clients
include Harrods, Wal-Mart, Honda, Dell, House of Fraser, Debenhams and Home
Depot. GCF is a wholly owned subsidiary of General Electric Company.

GE Capital

GE Capital, with assets of over US$345 billion, is a global, diversified
financial services company with 28 specialized businesses. A wholly owned
subsidiary of General Electric Company, GE Capital, based in Stamford, Conn.,
USA, GE Capital provides equipment management, mid-market and specialized
financing, specialty insurance and a variety of consumer services, such as car
leasing, home mortgages and credit cards, to businesses and individuals around
the world. GE is a diversified manufacturing, technology and services company
with operations worldwide. For more information

About Comparex

Comparex Holdings is an EMEA “Best of Breed” integrator of eBusiness
Solutions. Comparex has an annual turnover of approximately EURO 1 billion,
with offices throughout the EMEA (Europe/Middle East/Africa), a workforce of
almost 7,000 and derives the majority of its revenues from continental Europe.
Its customers include the leading companies in Austria, Belgium, Germany, the
Netherlands, Luxembourg, Poland, Portugal, Southern Africa, Slovakia, Spain
and the Czech Republic. Comparex is listed on the JSE and trades under the
symbol CPX. Comparex recently announced that it intends aggressively
expanding its European presence in the eBusiness infrastructure area, given
its current strengths in distributed storage and servers, and its strategic
partnerships with EMC and SUN.


Milk Money

Maytag’s Dixie-Narco division is now manufacturing vending machines that dispense one-time-use cameras and is also developing a test to sell milk in schools through vending machines that use credit cards for payment. In cooperation with Eastman Kodak and e-Vend.net, Dixie-Narco will produce Internet-connected vending machines that will be used to sell Kodak one-time-use cameras and film. The vending machines will be climate controlled to keep film at optimum conditions, and they will be connected to the Internet by e-Vend.net’s proprietary technology, which enables the machines to process credit card transactions and be monitored and controlled through e-Vend.net’s network servers. Dixie-Narco, Dairy Management Inc. and the Milk Processor Education Program have joined together for an initiative to deploy 100 milk vending machines in middle and high schools in five markets across the country. The test will occur in Boston, Miami, Austin, Southern California and Omaha.



Delta Air Lines and Corp
Banca introduced the Delta SkyMiles Corp Banca Visa Card last month in
Chile. The credit card, which is available in Classic and Gold levels, will
feature a variety of ways to earn mileage and will include many additional in-
country cardmember services.

All SkyMiles members and international travelers residing in Chile may
apply for the card. There is no application fee and the annual fee is waived
for the first year.

Card membership features a 5,000-mile bonus upon activation for the Gold
Card and a 2,000-mile bonus upon activation of the Classic Card. Cardmembers
will earn one mile for the equivalent of each U.S. dollar spent both in Chile
and abroad. Additionally, a 6,000-mile bonus is offered for both levels after
the cardmember reaches a spending threshold of $6,000 in the first year.
“Delta, Corp Banca and Visa are strong brands that have combined to
provide expanded benefits and service to SkyMiles members in Chile,” said
Christine Pierce, Delta’s director of Relationship Marketing.

Additionally, Continental Corp Banca cardholders are invited to enjoy the
benefits of the Delta Corp Banca SkyMiles card. Upon card activation, Delta
will credit accounts with SkyMiles equivalent to the total OnePass miles
earned through card spending.

“Visa International is excited about this newest Delta co-branded card
product, ” said Tom Shepard, executive vice president, Global Marketing
Partnerships and Sponsorships, Visa International. “Delta is an important
airline partner with an expanding route network to Latin America. This
partnership will continue to grow internationally with more program launches
through 2001.”

This SkyMiles Corp Banca Visa Card is the first Delta co-branded credit
card offered in Latin America and the second card offered outside of the
United States. The SkyMiles Asahi Visa Card was launched in Japan last year.
Delta will continue to launch a series of credit cards in countries within its
international route system in 2001.

SkyMiles members may apply for the card at
http//www.corpbanca.cl or by calling
800 22 00 22 toll-free in Chile.

Corp Banca is part of CORP GROUP, an international financial holding
company founded by Chilean entrepreneurs to make investments in the Latin
American banking and financial sectors. Corp Banca aims at providing its
customers with the best financial products and excellent customer service. In
the past two years, Corp Banca has expanded its branch network from 52 to 128
branches and has relaunched mortgage and insurance businesses. Chilean
customers recognize Corp Banca as a leader in innovation. It brought the
first financial in-store branches to supermarkets in Chile, introduced the
current account which features automatic cancellation of credit lines, along
with several other major innovations.

Visa is the world’s leading payments brand and the largest payments system
worldwide. Visa-branded cards generate more than US$1.6 trillion in annual
volume and are accepted at nearly 20 million locations around the world. The
Visa organization plays a pivotal role in advancing new payment products and
technologies to benefit its 21,000-member financial institutions and their
cardholders. Visa is a leader in Internet based payments and is pioneering
the creation of u-commerce, or universal commerce — the ability to conduct
commerce anytime, anywhere, over any type of device. Visit Visa at

http//www.visa.com .

Delta SkyMiles members earn mileage by flying Delta, the Delta Connection
carriers, Delta Express, Delta Shuttle and Delta’s airline partners. The
Delta SkyMiles program offers many other mileage-building opportunities,
including MCI WorldCom services, participating hotels, car purchases, car
rental companies, cruise lines, restaurants, mortgages with North American
Mortgage Company and Better Homes & Gardens Real Estate.

Delta’s goal is to become the #1 airline in the eyes of its customers,
flying passengers and cargo from anywhere to everywhere. Passengers already
choose to fly Delta more often than any other airline in the world on 5,196
flights each day to 353 cities in 59 countries on Delta, Delta Express, Delta
Shuttle, the Delta Connection carriers, and Delta’s Worldwide Partners. Delta
is a founding member of SkyTeam, a global airline alliance which provides
customers with extensive worldwide destinations, flights and services.


Membership Rewards

American Express named sixteen new partners to its ‘Membership Rewards Program’. Among the new partners are two online partners, MilePoint.com and ShopAmex. The MilePoint.com enrollees are able to convert their points to cash that can be applied toward the purchase of merchandise from more than a hundred online merchants. ShopAmex is an Internet shopping service that allows customers to compare and purchase products online across a wide range of retail categories and then use ‘Membership Rewards’ points to make purchases. Among other new retail partners: AutoMallOnline.com, Bose, Citarella, Crate and Barrel, Dell, 800wine.com, gifts.com, GORP.com, Lands’ End, SONY MUSIC and The Sports Authority. In the travel category, the new ‘Membership Rewards’ partners include: Air France, Air Jamaica and All Nippon Airways. Membership Rewards, launched in June 1991, has 3.8 million U.S. enrollees.



Actinic Software, a provider of e-commerce software solutions for small to
medium-sized businesses, announced an
agreement to integrate InternetSecure Inc., the leading Canadian Internet
credit card processor, into its e-commerce solution.
This agreement allows Canadian merchants the ability to quickly set up an
online store and process all transactions through a
single, centralized source that offers leading-edge protection against credit
card fraud.

According to Statistics Canada, in 1999 the Canadian e-commerce industry
was valued at $4.4 billion and is expected to
increase to $151.5 billion by 2004. Despite this growth, costly complications
exist for small and mid-sized Canadian online
merchants. For example, Canadian merchants are typically required to obtain
merchant status from various banks (which often
require substantial security deposits) in order to process e-commerce
transactions. The agreement with InternetSecure eliminates
this step for Actinic merchants since they can now execute all payment
processing exclusively through InternetSecure.

InternetSecure is the only Canadian processor that provides merchant status
for all popular credit cards. In addition,
InternetSecure’s sophisticated fraud detection software provides Actinic’s
Canadian merchants with an exceptionally secure
payment offering.

“InternetSecure is the leading payment provider in Canada,” said Adrian
Horsfield, vice president of sales & marketing of
InternetSecure. “We offer online merchants the technology to process all
transactions safely and efficiently. This agreement with
Actinic enables a small to medium-sized e-business owner to now have access to
a premiere banking system that increases their
competitiveness, lowers costs and improves customer service.”

“This agreement with InternetSecure propels Actinic even more aggressively
into the Canadian market,” said Brian Johnson,
vice president of sales of Actinic Software. “Unlike the United States, where
there is a wealth of resources, Canadian merchants
are currently struggling to find the necessary tools they need to create an
online business. By integrating Actinic’s easy-to-use
desktop e-commerce software with InternetSecure, we can now provide Canadian
merchants with the most sophisticated
e-commerce solution in the marketplace.”

About InternetSecure

Operating in 84 countries, InternetSecure is the world’s premier Internet
credit card processor. Founded in 1995, the
Company provides merchant status for all popular card brands, and its
proprietary fraud detection software allows merchants to
enjoy the lowest chargeback rate in the industry.

About Actinic Software

Founded in 1996, Actinic Software is a provider of e-commerce software
solutions for small to medium-sized businesses.
Actinic’s full range of software products provides cost-effective ways to
design, build, manage and grow online businesses,
supporting business-to-consumer (B2C) and business-to-business (B2B) e-commerce
initiatives. The company has more than
10,000 licenses sold in over 20 countries worldwide.


Ukrop Gift Card

ACI Worldwide, a leading international provider of enterprise e-payment solutions, has been selected to provide the software infrastructure for Ukrop’s gift card program. Ukrop’s is the largest grocery chain in Richmond, Va., with 27 stores located throughout central Virginia.

Ukrop’s will use ACI’s WinStoredValue authorization software to power its Valued Customer gift card program. Features of the WinStoredValue system include:

— Batch- or single-card activation to reduce fraud

— Full or partial redemption of value

— Fixed-value, variable-value and one-time-use card support

— Fund transfer from one card to another

— Issuance, redemption, replenishment and balance inquiry transaction processing

“Since 1937, Ukrop’s mission has been to serve our customers effectively while treating them the way we’d like to treated. ACI’s software helps us fulfill our mission by providing a flexible, user-friendly platform for our gift card program,” said Scott Ukrop, vice president of marketing for Ukrop’s. Ukrop added that ACI’s proven capabilities were also a factor in the decision. Ukrop’s chain uses ACI’s WinPayment(TM) solution to manage debit card, credit card and check transactions, and returned-check processing.

ACI’s WinStoredValue and WinPayment operate on the Windows NT(R) operating system.

“Ukrop’s helped us beta test our WinStoredValue solution, and we are extremely pleased they’ve chosen to put it into full production,” said Mark Vipond, president of ACI Worldwide. “We rely on our customer’s market experience and input as we build the products they need to meet their business objectives. Ukrop’s was instrumental in helping us determine the additional functionality needed to make WinStoredValue the solution to power their gift card program.”

About ACI Worldwide

ACI Worldwide (Nasdaq:TSAI) helps the world move money. Every minute of every day, financial institutions, retailers and networking industries rely on ACI solutions to manage e-payments and information. As a leading international provider of e-commerce and e-payment solutions, ACI maintains operations in the Americas, Europe/Middle East/Africa and Asia/Pacific. More than 2,400 customers in 80 countries use ACI distributed solutions. Visit ACI Worldwide on the Internet at [http://www.aciworldwide.com][1].

[1]: http://www.aciworldwide.com/