goEmerchant

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Atlanta-based Global Payments has signed a deal with PA-based goEmerchant.com to provide an eCommerce enabling product for small and mid-sized merchants. The product offers a guided, template-based package to enable merchants to quickly build an e-Commerce Web site with credit card processing through Global Payments’ network. Merchants will also be offered patented marketing and sales tools to target buyers via e-mail messages. goEmerchant.com, founded in 1995, is owned and operated by EVS Holding Company.

[1]: /graphic/globalpaymentsinc/globalpaymentsinc.gif

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Bankcard Management Program

First Data Resources Learning and Education Services has announced the rollout of a customized, regional bankcard management program. FDR has partnered with Risk Management Resources (RMR) and the American Bankers Association (ABA) to deliver two high-impact bankcard programs this summer.

These customized management programs will be offered in Omaha, NE on July 31 – August 2, 2001 and in Wilmington, DE on August 7-9, 2001. The registration fee is $1,495.

The curriculum is specifically designed to provide in-depth knowledge and a real-world insight into critical cause-and-effect relationships regarding: * Acquiring New Accounts

* Managing Existing Accounts

* Marketing

* Risk Management

* Scoring

* Collections

* Customer Satisfaction

* Revenue Components

* VISA/MasterCard

* Third-Party Processors

You’ll learn from world-class instructors using a blend of lectures, case studies and simulations that will take your understanding of the bankcard business to the next level.

Space is limited and registrations will be accepted on a first-come basis.

Look for additional details about this unique opportunity on the First Data Client Web Site soon, or call Heather Hain at (402) 777-6552 (e-mail: heather.hain@firstdatacorp.com).

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OPC & FL Fees

Official Payments Corporation announced a new business award with Volusia County, FL. Under the agreement, Official Payments Corp. will provide Volusia County with a service where taxpayers can pay their Occupational License Fees by credit card over the Internet or over the telephone system. The new Internet and telephone option for paying occupational license fees adds to Official Payments existing telephone credit card tax and fee payment service. The company also announced the launch of its new Spanish-language option to the existing English-language telephone credit card payment system. Now any county taxpayer can pay their real-estate taxes and occupational license fees in either Spanish or English by calling 1-877-587-6057 or in English over the Internet at www.officialpayments.com. The Spanish-language service is the first of it’s kind in Central Florida. “The addition of paying occupational license fees over the Internet or telephone and the Spanish selection on the telephone system gives taxpayers new options for paying their taxes and occupational licenses. These innovative services will make paying taxes and fees for occupational licenses as convenient as possible,” stated Revenue Director Bernard Kane.

Official Payments Corp. processes credit card payments for over 800 counties and municipalities and operates in 45 states. The company has contracts with eighteen state governments, the District of Columbia, as well as the Internal Revenue Service to collect income tax by credit card over the Internet and telephone. The convenience fee varies depending on the amount of the transaction. Official Payments Corp. charges taxpayers a convenience fee for processing these credit card transactions. The fee schedule can be found on the Internet at www.officialpayments.com. For example, a taxpayer who owed Volusia County $1,000.00 in Real Estate taxes would find a total of $1,035.00 on their credit card statement. $1,000.00 for the tax bill and $35.00 for the convenience fee. Another example would be if a citizen owed $30.00 in fees for an Occupational License. They would find a total of $33.00 indicated on their credit card statement: $30.00 for the tax bill and $3.00 for the convenience fee. American Express, Discover Card, MasterCard and Visa are the credit cards accepted by the program. Taxpayers using credit cards with bonus rewards programs can, depending on their card’s program, earn rewards, points, and cash-back on airline frequent flyer miles for paying their taxes.

About Official Payments Corporation

Official Payments Corporation (Nasdaq: OPAY) is the leading provider of electronic payment options to government entities. The company’s principal business is enabling consumers to pay their government taxes, fees, fines, and utility bills by credit card, via Internet and telephone. The company is unequaled in market penetration and national footprint. Official Payments has agreements to collect and process credit card payments with the Internal Revenue Service, 18 state governments, the District of Columbia, and over 800 county and municipal governments in 45 states across the United States. In 2000, Official Payments collected and processed over $925 million in federal, state and local government payments. Official Payments was founded in the San Francisco Bay area in 1996. Thomas R. Evans, the former President & CEO of the Internet company GeoCities, became Chairman & CEO of Official Payments in the summer of 1999. Mr. Evans brought Official Payments public in November of 1999, raising $80 million in its IPO on the NASDAQ national market. The company has experienced rapid and sustained growth over the past seven reported quarters in revenue, new client acquisition, and addition of incremental services to existing clients. The company’s success can be attributed to the combination of an enormous market opportunity with a highly skilled and experienced management and staff, aggressive sales and marketing, and a core competency in developing and implementing leading-edge technical systems.

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STARfn

BlueSuit, Inc., a national provider of brokerage and related financial services to community financial institutions, announced that STAR Financial Network, is now operational and open to accept accounts from the public.

BlueSuit licensed the exclusive use of the STAR brand from Star Systems, Inc. within the United States to create and deliver online financial services via the STARfn platform at starfn.com. “The Web site is functioning; the Investment Center is staffed with fully trained and licensed representatives to take customer calls; the interactive voice recognition (IVR) is operational; Investec is ready to accept and fill orders; and our back office accounting system and operations group is trained, equipped and ready to support activity,” said William Alberth, president of BlueSuit Securities, a business unit of BlueSuit, Inc. “Everyone without exception has invested substantially of themselves for STARfn and we take great pride in our collective accomplishment.”

![][1] STARfn provides community-focused financial institutions the ability to offer customers investment products, extending the institution’s brand and service offering. The first STARfn deliverable is Internet-based brokerage and investment services. Benefits of STARfn include high quality, competitive offerings, fee income sources, turnkey marketing and superior service.

STARfn provides STAR member institutions the ability to add to their line of product and service capabilities, thereby enhancing customer relationships. STARfn online delivery facilitates expanded product and service offerings in a complete solution that encompasses marketing and technology. “Customers want simplicity, choice, and access to local, friendly support,” said Ryan Lanham, CEO of BlueSuit. “They want to be able to understand their financial world and make their own decisions. They want their money to be safe and have access to cash and credit when they need it. They want to get out of the call center maze that every life decision seems to demand. We realize that these are reasonable demands, and we have the solution to meet them through STARfn.”

“BlueSuit is providing an outstanding solution to consumers in a time where other online brokerage firms are closing up shop,” said Bob Vosburgh, president of BlueSuit Sales and Marketing, a business unit of BlueSuit, Inc. “It is imperative for the financial industry to realize that consumers look to trusted financial institutions, now more than ever, for convenience and personal service, and by expanding a product line through STARfn, an institution further establishes itself as that trusted partner. The STAR name evokes a sense of trust and security, and now through STARfn, institutions can further leverage that same trust beyond the ATM and point-of-sale.” Alberth added, “Now bring on the public!”

About STAR Financial Network(SM)

The STAR(SM) Network processes more than two billion transactions a year, through nearly 600,000 participating ATMs and retailer locations such as grocery stores, gas stations and discount stores. Its primary service area encompasses the District of Columbia and 22 states coast-to-coast. The Concord EFS/STAR merger added another eight states to the primary service area from the MAC primary network. STAR is an innovative market leader in electronic payments, real-time transaction services and other services including fraud protection, online check verification, online check electronification and e-commerce payments. STARfn is a wholly owned subsidiary of BlueSuit, Inc. STARfn is a member of the National Association of Securities Dealers (NASD), and the Securities Investors Protection Corp. (SIPC). BlueSuit and STARfn receive support from Star Systems, Inc., Headstrong and Kemper Mutual Insurance Company. For more information on STARfn online brokerage or questions regarding business-to-business or business-to-consumer, call BlueSuit Sales and Marketing at 1-877-482-8338, visit the Web site at www.starfn.com or e-mail investor.services@starfn.com. If you are interested in signing up directly please call the ISC number at 1-888-527-9922.

About BlueSuit, Inc.

Founded in 2000, BlueSuit, Inc. partners with community financial institutions to offer brokerage and related financial services online. Through its partnership with STAR Systems, Inc. (STAR)(SM) and its acquisition of Minneapolis-based Online Brokerage Solutions (OBS), BlueSuit enables financial institutions to extend their brand(s) to attract, retain and optimize customer relationships without making a significant investment in infrastructure, technology or marketing. BlueSuit markets this offering both directly and through value-added resellers (VARs). For more information about BlueSuit VARs, contact Bob Vosburgh at (952) 746-5910. If your institution is interested in signing up for the STARfn solution via financial institutions with implementation time of under 30 days, contact Ron Commins at (952) 746-5914 or at ron.commins@bluesuit.com. For more information about BlueSuit, Inc. visit the company’s web site at [www.bluesuit.com][2].

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[2]: http://www.bluesuit.com/

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Low Cost Debit Card

GLOBAL Communication Technologies, Inc., a software application developer focusing on prepaid services, and CML Versatel, a manufacturer of next-generation programmable switches for application developers, have announced a partnering agreement to integrate GLOBAL’s debit card application software with CML Versatel’s TotalAgility Services Convergence Switch, the SCS4000.

GLOBAL’s prepaid application provides service providers with a full set of customizable debit card features, while CML Versatel’s switch provides a fully open and programmable converged services switch. The partnership provides an evolutionary path for traditional services to be seamlessly migrated onto the converged network.

![][1] “In the changing telecom environment, we need to provide our customers with a very flexible, low cost, carrier-grade alternative for implementing prepaid services,” said Paul Lewis, Vice President of GLOBAL. “Our alliance with CML Versatel is the key step to providing extremely cost-effective, scalable solutions for customers who wish to port their applications to a next generation infrastructure programmable switch. By migrating our current switching applications onto CML Versatel’s platform, we are now able to offer a very competitive solution to our customers using a platform that leverages “best-of-breed” technology.”

CML Versatel’s TotalAgility(TM) Platform is a fully open, carrier-grade, highly scalable, programmable switch. Unlike traditional proprietary solutions, CML Versatel’s standards-based system provides a user-friendly application development environment combined with the latest industry advancements which speeds time-to-market for application developers.

Housed in a standard cPCI chassis, the SCS4000 integrates 3rd party “best- of-breed” components in a single platform for delivering enhanced services for both TDM and VoIP networks. The TotalAgility(TM) Platform has a no single point of failure architecture and features high-density cards, such as the Sweet16 T1 card with 16 T1s per card and the SweetIP processor card with 512 VoIP channels per card, for extremely powerful and versatile solutions.

GLOBAL’s debit card application can be rapidly deployed and integrates seamlessly with existing infrastructures and equipment, minimizing service providers’ capital investment payback periods. It also allows for quick configuration changes and has the programmability to support service differentiation. Features include a powerful web system management tool for remote manipulation of debit balances, rate tables, recharges, expiration dates, call history routing and switch provisioning.

“We are impressed with GLOBAL’s s layered software approach, which provides insulation to higher layers from the details of the lower layer. This allows them to quickly develop applications by extending the relevant layers,” said Eric Jobidon, General Manager of CML Versatel’s newly opened “Expert Solution” Center in Plano. “This is a very similar approach to our middleware. Our middleware insulates application developers from the details of signaling and call control thereby simplifying the development process.”

GLOBAL’s prepaid application will be showcased this week at Supercomm 2001 in CML Versatel’s booth No. 1750.

About CML Versatel Inc.

CML Versatel, Inc. is a spin-off from CML Technologies Inc., a leading supplier of telecom switching systems for more than 20 years for the Enhanced 9-1-1, Mobile Radio Dispatch and Air Traffic Control markets. CML Versatel was formed in 1998 to address the growing worldwide market for open programmable switching platforms.

The TotalAgilitya SCS4000 is a fully open, carrier-grade, highly scalable programmable switching platform based on CompactPCI technology. The platform was developed specifically to address the needs of application developers, OEM suppliers, systems integrators and service providers in the worldwide AIN and CTI telecom markets. TotalAgility(TM) is built for next-generation telephony applications that require extremely versatile, reliable, and open platforms.

For more information on CML Versatel and its products, visit the web site at [www.cmlversatel.com][2] , call 1-877-CML-VERS, or e-mail us at info@cmlversatel.com.

About GLOBAL Technologies Communications, Inc.

GLOBAL Communications Technologies, Inc., headquartered in Dallas, Texas, is a full-service, turnkey developer and solutions provider of Tandem and Call Center telecommunications products and services. The GLOBAL family of switching system (GSS) platforms also include mission critical international gateway platforms which provide basic CLEC functionality, debit card and international callback services along with SNMP management within the same platforms.

For more information on GLOBAL Communications Technologies and its products and services, visit the web site at [www.globaltech-us.com][3].

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[2]: http://www.cmlversatel.com/
[3]: http://www.globaltech-us.com/

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NMS Sale

San Diego-based Global Axcess Corp. announced this morning it has signed a letter of intent to acquire FL-based Nationwide Money Services. NMS is an owner-operator of more than 1,000 non-bank ATMs throughout the USA and provides ATM network services, enterprise software and products through its national sales force and its wholly owned subsidiary, EFT Integration. The company is a subsidiary of Cardservice International and First Data owns 50 percent of NMS. Last year NMS logged $10 million in revenues.

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Experian in VPAS

Experian has been named by Visa U.S.A., the largest payments system in the United States, as one of the vendors supporting the Visa Payer Authentication Service.

Experian’s e-series Authentication Solutions will help Visa provide real-time authentication of consumers registering their Visa cards as part of the new Payer Authentication Service. The Visa Payer Authentication Service, part of Visa’s Secure Commerce Program, is designed to reduce the risk of unauthorized use of a cardholder account and make Internet shopping better and safer for both buyers and sellers on the Web. The service enables card issuers to verify a cardholder’s identity to a merchant through the use of a password during the virtual checkout process. Authentication Solutions, part of Experian’s e-series, provides consumer verification as passwords are established — before the consumer starts shopping.

“Experian’s e-series provides just the right level of authentication for this new service. In order to keep the process seamless for users, we needed authoritative authentication up front — that way the consumer isn’t going through an authentication process over and over. Once they’ve gone through e-series Authentication, they have their password and that’s all they need as they shop from site to site with participating merchants,” said Jim McCarthy, senior vice president at e-Visa, a division of Visa U.S.A.

“Once consumers go through the initial authentication process, they can shop online easily — protecting their own credit by participating in a program that makes it more difficult for fraud to occur.” “Businesses need to minimize the risk of fraud and maximize their customer relationships; consumers need to feel secure in providing their personal financial information online and establishing a long-term relationship with the business,” said Scott Worthem, vice president and general manager, Experian e-series.

“Using e-series Authentication Solutions will help Visa manage this program that’s a key step in increasing the trust relationships between the e-business and the consumer.” Experian is an information solutions company. It uses the power of information to help its clients target prospective customers, manage existing customer relationships and identify opportunities for profitable growth. Through its Web-based products and services, Experian enables its clients to conduct secure and profitable e-business. Experian is a subsidiary of The Great Universal Stores PLC and has headquarters in Nottingham, U.K. and Orange. Its 12,000 people support clients in more than 50 countries. Annual sales are about $1.5 billion.

For more information, visit the company’s Web site at www.experian.com.

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Targeted Lists

Equifax is expected to announce this morning a major investment in a startup software vendor to accelerate the time frame to deliver large prospect lists to credit card issuers. FL-based Seisint specializes in software providing high speed analysis of very large databases which will also enable Equifax to deliver more narrowly defined mailing lists. It generally takes Equifax about 15-18 days to produce a large list, however with the new Seisint technology the time frame will be reduced to less than a week. Equifax will initially invest $5 million in the startup. However, Seisint could receive as much as $100 million from Equifax over the next five years if certain performance targets are met under a revenue sharing agreement. Current investors of Seisint include Accenture Technology Ventures, EMC Corporation and BankAtlantic.

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GE ATM ACCESS

Mosaic Software and GE

Capital Global Consumer Finance announced an initiative to provide GE Capital
Global Consumer Finance storecard holders in the UK with cash access through
ATMs. The pilot is powered by Mosaic Software’s leading edge Electronic Funds
Transfer Platform Postilion.

GE Capital Global Consumer Finance is a leading worldwide supplier of
consumer credit and insurance services. It is one of the largest private
label storecard operators in the UK with clients such as Debenhams and House
of Fraser and also offers selected personal finance products and credit cards
to its customers.

“This new business trial is another example of our commitment to enhance
the services we offer clients and customers alike,” explains Stewart MacPhail,
Marketing Director, GE Capital Global Consumer Finance. “By offering a cash
withdrawal facility through ATMs, we are providing customers with flexible
access to an alternative source of cash should they need it.”

Customer cash withdrawal transactions are routed from the ATM to the LINK
switch and from there to GE Capital Global Consumer Finance (UK) where
Mosaic’s Postilion performs full verification and authorization of those
transactions. The flexibility of the Postilion system to easily add new
functionality has enabled GE Capital Global Consumer Finance to achieve a
rapid time to market with this new customer service.

“Mosaic is continually recognized for its ability to deliver mission
critical solutions in the increasingly competitive EFT market place,” comments
Stevi Lowmass, General Manager, Mosaic Software UK Ltd. “Our involvement in
the GE Capital Global Consumer Finance pilot is yet another example of
Mosaic’s ability to efficiently provide highly effective EFT solutions to blue
chip, global corporations.”

About Mosaic Software

Mosaic Software is a leading edge provider of electronic funds transfer
(EFT) software for consumer-generated electronic transactions, and is the
market leader for web-enabled ATM and prepay software solutions. The company
is held by strategic partners GE Equity and Comparex Holdings, and Mosaic
management. With offices in the USA, a European office in the UK, South
Africa and Australia, Mosaic has a strong global presence. The company is
firmly established in the financial services industry and its EFT solutions
drive operations in a large number of multinational companies and industry
leaders around the globe. Clients include financial institutions, retailers,
Internet service providers, card issuers, telcos, data processing service
providers and some of the foremost players in the emerging online industry, in
the USA, Latin America and the Caribbean, Europe, Australia, the Middle East,
Africa and the Asia-Pacific region.

Mosaic’s family of products, named Postilion, is a comprehensive software
solution designed to effectively handle the transaction delivery and
authorisation requirements of every aspect of the EFT arena. Worldwide,
Postilion is used for ATM Processing/Monitoring, EFT Switching and Routing,
Point-of-Sale (POS), Credit/Debit Card Processing, Internet/Call Center
Payment Authorisations, Prepayment, Internet/Home Banking and Mobile Commerce
applications. Operating as the first fully-fledged EFT switch running on
Windows NT/Windows 2000, Postilion is live in more than 500 installations
worldwide.

Mosaic Software clients include 7-Eleven (US), American Express (US),
Retail Decisions (UK), Calypso (Canada), Transaction Network Solutions (UK),
Luottokunta (Fin), Innoventry (USA), Echo (USA).

More detailed information about Mosaic Software can be obtained by
accessing the Web site at http//www.mosaicsoftware.com.

GE Capital Global Consumer Finance

GE Capital Global Consumer Finance is one of the leading worldwide
suppliers of consumer credit and insurance services. It is one of the largest
storecard operators in the UK with clients such as Debenhams and House of
Fraser and also offers selected personal finance products and credit cards to
its customers.

GE Capital Global Consumer Finance is a GE Capital company, a global,
diversified financial services company with assets of approximately
$370 billion. A wholly owned subsidiary of General Electric Company, GE
Capital, based in Stamford, Connecticut, USA, provides equipment management,
mid-market and specialised financing, speciality insurance and a variety of
consumer services, such as car leasing, home mortgages and credit cards, to
businesses and individuals around the world. GE is a diversified
manufacturing, technology and services company with operations world-wide.

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EDS – Comercia

EDS announced it has signed a five-year contract with Comerica Incorporated to provide processing services for the Detroit-based banking company’s commercial card products.

Under the contract, EDS will continue to service Comerica accounts belonging to businesses with servicing needs to support fleet cards for vehicle fleet management, corporate cards for travel and entertainment expenses, purchasing cards and prepaid company payroll cards. EDS has provided these services to Comerica for the past five years.

![][1] “We value our longstanding relationship with EDS,” said William R. Goudie, first vice president, Treasury Management Services, Comerica Bank. “EDS provides our commercial card clients with first-class servicing.”

Banking institutions receiving EDS commercial card services may offer business customers ways to streamline purchasing operations and track expenditures company-wide. Flexible reporting options, electronic account access, and versatile authorization controls help businesses of all sizes manage cash flow and monitor corporate spending — leading to lower operational costs and improved accounting efficiency.

“Companies of all types and sizes are seeking ways to meet the challenge of controlling and monitoring expenses. Our extended relationship with Comerica demonstrates EDS’ commitment to deliver flexible and innovative services that will help its business clients achieve this important goal,” said Susan Wilson, business relations manager for EDS’ Commercial Card Processing group.

About EDS

EDS, the leading global services company, provides strategy, implementation and hosting for clients managing the business and technology complexities of the digital economy. EDS brings together the world’s best technologies to address critical client business imperatives. It helps clients eliminate boundaries, collaborate in new ways, establish their customers’ trust and continuously seek improvement. EDS, with its management consulting subsidiary, A. T. Kearney, serves the world’s leading companies and governments in 55 countries. EDS reported revenues of $19.2 billion in 2000. The company’s stock is traded on the New York Stock Exchange and the London Stock Exchange. Learn more at http://www.eds.com.

About Comerica

Comerica Incorporated is a multi-state financial services provider headquartered in Detroit, with banking subsidiaries in Michigan, California and Texas, banking operations in Florida, and businesses in several other states. Comerica has an investment services affiliate, Munder Capital Management, and operates banking subsidiaries in Canada and Mexico. Comerica reported total assets of $50 billion at March 31, 2001. For more information, visit http://www.comerica.com.

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MONEY TRANSFERS

Western Union Financial Services, Inc., a
subsidiary of First Data Corp., continues the aggressive
international expansion of its extensive money transfer system by adding the
Communications Authority of Thailand, the country’s national postal system
(Thai Post), to its worldwide agent network. The new agreement significantly
extends the presence of Western Union in Thailand.

Western Union and the Thai Post reached a three-year agreement that
facilitates the offering of Western Union Money Transfer(R) services at 1,000
of the country’s 1,200 post offices over the next three years. Thai Post and
Western Union will immediately offer services at post offices in 10 key cities
and expects to have 50 additional locations operational by year end.

It is estimated that more than 220,000 Thais migrate out of Thailand
annually, creating a booming remittance market. Like others around the world
who are migrating to other countries to seek greater economic opportunities,
Thai expatriates are demanding a fast, safe, convenient and reliable means of
sending money home to loved ones in Thailand.

“Our alliance with the Communications Authority of Thailand plays an
integral role in Western Union’s global expansion strategy to meet the growing
needs of consumers around the world,” said Charles T. Fote, president and
chief operating officer for First Data Corp. “Our relationships with postal
organizations have proven to be effective in not only extending our services
to consumers in urban areas, but more importantly, they have helped us reach
typically underserved populations in rural areas as well.”

Today, postal organizations in nearly 60 countries and territories offer
their customers Western Union Money Transfer(R) services. Western Union
recently extended its reach significantly in the Asia-Pacific region when it
formed alliances with the postal departments in India, Indonesia and China.
Combined with its existing relationship with the New Zealand Post and its new
alliance with the Thai Post, Western Union has an unprecedented presence
throughout the Asia-Pacific region.

The alliance with Thai Post will build upon Western Union’s already
established presence of more than 450 locations throughout Thailand. Western
Union Money Transfer services have been available in Thailand since 1997
through such respected organizations as the Bangkok Metropolitan Bank, Bank of
Asia, Bank of Ayudhya Public Co. Ltd. and Central Department Stores.
Additionally, these companies are expected to offer Western Union Money
Transfer services at new locations over the next few years.

About Western Union and First Data

Western Union Financial Services, Inc., a subsidiary of First Data Corp.
(NYSE FDC), is a worldwide leader in consumer money transfer services.
Consumers can quickly, safely and reliably transfer money at more than 100,000
agent locations in more than 185 countries and territories using the Western
Union money transfer network. Famous for its pioneering telegraph service,
the original Western Union dates back to 1851 and introduced electronic money
transfer service in 1871. Western Union is celebrating its 150th anniversary
in 2001. For more information, please visit the company’s web site at
http//www.westernunion.com.

Denver-based First Data Corp. powers the global economy. Serving nearly
2.5 million merchant locations, more than 1,400 card issuers and millions of
consumers, First Data makes it easier, faster and more secure for people and
businesses to buy goods and services, using virtually any form of payment
credit, debit, stored-value card or check at the point-of-sale, over the
Internet or by money transfer. For more information, please visit the
company’s Web site at http//www.firstdata.com.

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