Qualys Platform for SDP

Qualys, Inc., a leading provider of enterprise network vulnerability assessment and monitoring solutions, announced that its global vulnerability scanning platform has been selected by Predictive Systems, Inc., a leading network and security consulting firm, and Ubizen, a leading provider of e-Security solutions, as the online scanning platform for MasterCard International’s recently introduced Site Data Protection Service. The global reach of the Qualys platform, its scalability, and its ability to identify the latest security vulnerabilities will enable Predictive Systems and Ubizen to provide MasterCard’s members and merchants worldwide with accurate, proactive network security scanning services.

MasterCard’s SDP program will incorporate state-of-the-art, Internet-based scanning to identify and assess vulnerabilities in a member’s or merchant’s online systems. The Qualys-enabled scanning services provided by Predictive Systems and Ubizen will automatically perform more than 1000 vulnerability tests in real time over the Internet, without special customer software or hardware. Each Qualys-powered online scan results in an electronically delivered report that graphically details security risks and recommends possible fixes. In addition to providing an “intruder’s eye view” of online security exposures, the Qualys platform is designed to promptly recognize new network vulnerabilities as soon as they emerge so that companies stay constantly abreast of the latest security challenges.

“Qualys offers impressive and sophisticated technology that provides true value to MasterCard’s members, merchants and cardholders,” said Steve Orfei, senior vice president, Business Development, Global e-Business, MasterCard International. “By aligning with cutting edge security and technology companies, we are able to combine our unique areas of expertise and deliver customized security solutions to our membership.”

“MasterCard had a demanding set of requirements for the security vulnerability scanning component of its SDP program,” said Errol Weiss, vice president of Managed Security Planning at Predictive Systems. “We selected QualysGuard as our solution for MasterCard because it gave us the manageability, security, and price-point that we needed to service thousands of merchants.”

“In making online security auditing a central feature of its new SDP program, MasterCard is empowering its acquirers and merchants to take a proactive stance against hackers,” said Dirk Peeters, EVP of Ubizen Managed Security Services. “By selecting the Qualys platform, we are able to support MasterCard with the industry’s first distributed global architecture for scalable, non-intrusive and up-to-date network vulnerability scanning.”

With Predictive Systems and Ubizen standardized on the Qualys platform, MasterCard members worldwide will be able to launch scans via a secure browser connection from any web-enabled location and access the same comprehensive range of scanning features to rapidly run non-intrusive vulnerability tests on any sized network. The hosted architecture enables Qualys to quickly expand its database of vulnerability detection signatures and provide customers with prompt signature updates without any user intervention. Real-time feeds from major sources of vulnerability information augment Qualys’ own vulnerability data for a comprehensive picture of emerging security exposures.

“MSPs such as Predictive Systems and Ubizen, and MasterCard, a leading payments solution company, are taking the lead in bringing new-generation security measures to an ever widening community of end users,” said Philippe Courtot, chairman and CEO of Qualys. “Entirely Internet-based, online vulnerability scanning is the most cost-effective and efficient way for eBusiness players around the world to head off network security risks.”

Both Predictive Systems and Ubizen incorporate Qualys-powered online vulnerability scanning services today as part of their total security service offerings. These services are available to companies in a wide range of industries around the world. The MasterCard SDP program is expected to be available globally to MasterCard members by the fourth quarter of 2001.

About MasterCard International

MasterCard International has the most comprehensive portfolio of payment brands in the world. More than 1.7 billion MasterCard(R), Cirrus(R) and Maestro(R) logos are present on credit, charge and debit cards in circulation today. An association comprised of more than 20,000 member financial institutions, MasterCard serves consumers and businesses, both large and small, in 210 countries and territories. MasterCard is the leader in quality and innovation, offering a wide range of payment solutions in the virtual and traditional worlds. MasterCard’s award-winning Priceless(R) advertising campaign is now seen in 81 countries and in more than 36 languages, giving the MasterCard brand reach and scope unrivaled by any competitor in the industry. With more than 21 million acceptance locations, no card is accepted in more places and by more merchants than the MasterCard Card. In 2000, gross dollar volume exceeded U.S.$857 billion. MasterCard can be reached through its World Wide Web site at .

About Predictive Systems

Predictive Systems, Inc. is a network and security consulting firm providing solutions to support the business goals of multinational enterprises and service providers. Under its security umbrella, Predictive Systems offers such high-end services as managed firewalls and IDS, Information Sharing and Analysis Centers (ISACs), incident response and cyber-forensics, security assessments, and security architecture consulting. Predictive Systems’ clients include Allstate, American International General (AIG), Marsh, Bear Stearns, Cisco Systems, Citibank, Credit Suisse First Boston, First Union National Bank, and Pfizer. Headquartered in New York City, Predictive Systems has regional offices throughout the United States, as well as in Germany, Japan, the Netherlands, and the UK. For additional information, please contact Predictive Systems at 800-770-4958 or visit .

About Ubizen

Ubizen, a leading provider of e-Security solutions, allows companies worldwide to confidently conduct their business operations online. Ubizen MultiSecure(R), a family of application security products, provides secure e-Business transactions and Web portal access. Ubizen OnlineGuardian(R), a family of managed security services, provides 24×7 proactive security surveillance of networks. Ubizen’s extensive Knowledge Management is made available through its portal site, , an extensive online security resource, and through Ubizen’s Security Intelligence Lab, which collects, researches and disseminates information on vendor products, viruses and vulnerabilities. With operations in the U.S.A., Europe and Asia-Pacific, Ubizen (http://www.ubizen.com) is a public company with dual listings on Nasdaq Europe (UBIZ) and the Euronext (UBI) exchange.

About Qualys, Inc.

Qualys, Inc. is a leading provider of network assessment and monitoring solutions, enabling Managed Security Providers, security professionals and corporate customers to remotely and automatically audit Internet-connected networks for security vulnerabilities. Where traditional security monitoring products require customers to buy, develop and manage solutions internally, Qualys’ service platform approach enables immediate, transparent and continuous security auditing and risk assessment of global networks, inside and outside the firewall. Founded in 1999 by a team of Internet security experts, Qualys is headquartered in Sunnyvale, California, with research and development facilities in Paris and offices in Germany and the U.K. The company is privately financed by ABS Ventures, Bessemer Venture Partners, Trident Capital, and VeriSign, the leading provider of Internet trust services. For more information about Qualys, please visit .


Dialpad Phone Card

In the past, there has always been a hefty price to pay for keeping in touch with those at home — until now.

Using IP telephony, a technology that routes calls over the Internet, travelers can completely bypass the phone companies networks, and enjoy substantial cost savings. Dialpad Communications, for example, offers the Dialpad Prepaid Phone Card, which allows you to make calls from any telephone, cell phone or payphone anywhere in the U.S. for just 5.7 cents per minute.

“In the past, travelers who wanted to enjoy the cost benefits of IP telephony were tethered to their laptops,” said Roger Wood, Senior Vice President of Marketing for Dialpad. “With the Dialpad prepaid phone card, customers in the U.S. can make high quality calls around the world from any phone. Travelers no longer need to log onto the Web from their hotel room, or hunt for the closest Internet cafe, to enjoy savings.”

To purchase a Dialpad prepaid phone card, travelers can purchase them online at .

When you travel, wouldn’t you rather spend you your time worrying about bringing home a good tan, not an exorbitant phone bill? Picture this: you and your husband are leaving the kids at home to escape for a week’s vacation in Hawaii. You run through the house picking up last minute items before you scurry out of the house to catch your cab to the airport. You finally get to your hotel, but then panic hits you like a toothache. Did I forget about Billy’s piano lesson? To arrange the carpool? To remind Jenny of her soccer practice?

This is where Dialpad can be an invaluable item for any traveler, Wood says.

Dialpad also offers an international PC-to-phone calling service, Dialpad World, which allows customers to make calls from their computer desktop to telephones and mobile phones in over 200 countries at significant savings.


FI Hires McEnery

Signaling its intention to dramatically expand the awareness and value of its world-class brand to new markets, Fair, Isaac and Company, Inc. announced the appointment of Tom McEnery as Vice-President, Strategic Marketing.

McEnery joins Fair, Isaac from Fallon Worldwide — one of the most highly acclaimed creative agencies in the world — where he had held a number of senior leadership positions since 1993. At Fair, Isaac, McEnery will oversee all global marketing efforts. He becomes chief brand steward, with responsibility for expanding the Fair, Isaac brand value proposition beyond the company’s core industries of financial services to insurance, telecommunications and retail to a broad spectrum of marketing-driven companies. He has overall responsibility for brand strategy, advertising, public relations and marketing communications.

McEnery, well regarded for both his strategic insights and creative instincts, has nearly two decades of senior marketing management experience for blue-chip domestic and global clients. His broad-based background and experience in leading brand-focused integrated marketing efforts is expected to bring a new dimension and focus to Fair, Isaac’s marketing efforts.

“When we began our search for a brand-oriented marketing leader, we knew we needed someone who was not only comfortable with the complex strategic aspects of what we do, but someone who could distill those complexities into a clear brand proposition that would be a convergence point for all of our efforts. Obviously, we also wanted someone who would bring a fresh approach and new ideas,” explained Tom Grudnowski, Fair, Isaac’s CEO. “In Tom, we’ve found that person. And we’re delighted with his decision to join us.”

From McEnery’s perspective, Fair, Isaac represents a unique opportunity to leverage and apply his brand-building experience. “This is a very cool, well respected and forward-thinking global organization, packed full of very smart, very strategic people. Throw in more than 40 years of standard-setting technology successes, and it’s pretty clear why anyone in the business of building and nurturing brands would see this as a great opportunity,” McEnery explained. Earlier in his career, McEnery held account management posts at a number of leading ad agencies, including Martin/Williams and Campbell Mithun Esty. He has worked with clients as diverse as Nikon, First Bank System (currently US Bank), General Mills, Ralston Purina and Motorola.

About Fair, Isaac

Fair, Isaac and Company is a global provider of customer analytics and decision technology. Widely recognized for its pioneering work in credit scoring, Fair, Isaac revolutionized the way lending decisions are made. Today the company helps clients in multiple industries increase the value of customer relationships. Fair, Isaac has made the Forbes list of the top 200 U.S. small companies seven times in the last eight years. Headquartered in San Rafael, California, Fair, Isaac reported revenues of $298 million in fiscal 2000.


Experian Nabs Robert

Experian, a leading provider of global information solutions, announced that it has appointed Donald A. Robert as president of the information solutions business unit for Experian North America. Based in Orange, California, Robert will be a member of Experian’s North American Executive Committee and will play a key leadership role in expanding the core credit operations of Experian North America.

Robert comes to Experian from First American Corporation’s Consumer Information and Services Group, where he created their portfolio of consumer information businesses which use technology and data to compete in automotive credit reporting, application processing, automotive insurance tracking, tenant screening, pre-employment screening and sub-prime credit services. Additionally, Robert shared responsibility for leading the company’s Internet development and product delivery. Recently, he initiated and orchestrated the successful completion of seven acquisitions.

Robert previously served as president of First American Credco, the nation’s largest mortgage credit reporting company. His innovative product repositioning initiatives resulted in significantly increased market share and revenue. Before joining First American, Robert held various positions at U.S. Bancorp in the areas of branch banking, credit administration, dealer banking and corporate development.

“Don is the perfect fit for our organization with his extensive experience in the consumer and business credit arena,” said Craig Smith, chief executive officer for Experian North America. “He has proven himself to be a capable leader with the ability to improve existing products and services as well as implement innovative strategies to expand our business.”

About Experian

Experian is an information solutions company. It uses the power of information to help its clients target prospective customers, manage existing customer relationships and identify opportunities for profitable growth. Through multi-channel delivery of its web-based products and services, Experian enables its clients to conduct secure and profitable e-business. Experian is a subsidiary of The Great Universal Stores P.L.C. and has headquarters in Nottingham, UK, and Orange, California. Its 12,000 people support clients in more than 50 countries. Annual sales are about $1.5 billion.


Virgin Readers

Virgin announced this morning it is installing smart card readers in all of its U.S. Megastore locations. The installation includes 320 countertop-sized @pos ‘iPOS TC’ payment devices combined with the @pos ‘M700’ smart card reader attachments. Virgin’s move to smart cards is the result of a new program launched by American Express for the ‘Blue’ card. Under the ‘Blue for Music’ program ‘Blue’ cardholders receive 30% off on featured artists’ CDs at Virgin Megastores nationwide. To activate the special offer, Blue cardholders will insert their card into the POS terminal’s smart card reader, which “reads” the information stored on the chip and verifies the cardholder’s name by displaying it on-screen, and then swipe their cards to complete payment for the transaction. The program will also include significant American Express presence at all U.S. Virgin Megastores, including Blue-branded aisle displays, listening stations and Blue-branded bin cards. The @pos ‘iPOS TC’ is equipped with an Intel ‘StrongARM’ processor and real-time operating system, for displaying messages on a full-color, quarter VGA screen. The device features dual channel connectivity for displaying Internet messages via a PCMCIA connection while capturing and transmitting secure transaction data. Standard RS-232, RS-485 or USB interfaces connect to the host POS system. (CF Library 5/9/01)



In 1998, MIST Inc. elected to reorganize the Company in order to focus on the market opportunities in gateway technologies and wireless point-of-sale systems. In connection with this reorganization, MIST divested its Card manufacturing facilities and Imprinter business and used the proceeds to pay down debt that had been incurred in part to fund the development of its gateway technologies and wireless POS systems.

On December 13, 2000, the Board of Directors of MIST approved, subject to certain conditions being met, the sale of NBS Holdings Limited (which owns the smart card solutions and embossing business) to its major shareholders, Trilon Financial Corporation and CAI Capital Advisors, for $27.9 million. The proceeds of the sale of this business were to be used to fund a capital distribution to shareholders of approximately $1.00 per common share.

President and Chief Executive Officer, Charles E. Lee, commented that “smart card usage in financial applications is expected to grow rapidly over the next few years and MIST would like to retain the expertise developed in this area. In addition, with the significant weakening of the economy and continued investment required by MIST to complete the rollout of FreedomGate and the MIST Freedom line of wireless POS devices, the Board of Directors of MIST feel that the payment of a special dividend is not in the Company’s best interests at this time.” As a result, MIST will continue to devote its resources to complete its product development initiatives.

About MIST Inc.

MIST Inc. (TSEMIS), a leading global provider of wireless transaction-enabling technologies, designs, manufactures and distributes wireless and wired Point-of-Sale solutions. The MIST Freedom family of wireless transaction terminals was developed to complement MIST’s existing range of products. The MIST FreedomGate(TM) provides gateway services with value-added options such as messaging, time and attendance, e-commerce and advertising. With facilities in Canada, the United States and Japan, MIST’s clients include North American and international banks, financial institutions, credit and debit card processors, as well as retail, hotel, restaurant, healthcare and loyalty customers. For more information, visit www.mistwireless.com.



Providian has rolled out its first co-branded card in conjunction with the most popular P2P online payment service. PayPal will offer the new VISA card to its more than 8 million members and the general public. PayPal will also designate the card as the preferred payment vehicle for all PayPal transactions. The PayPal card offers cardholders a $5 credit after the first use, and a 0% introductory rate for the first 2 or 3 billing cycles. The program is also offering online approvals. The ‘PayPay VISA’ will be among Providian’s transparent tinted cards but will not initially be a smart card. The card is offered with four price points, ranging from a go-to rate of prime +2.49% with no annual fee, to an on-going APR of 23.99% and a $59 annual fee. Punitive APRs range from 19.99% to 27.99%. In February, Providian agreed to take an equity stake in PayPal. Under terms of the partnership Providian agreed to issue a co-branded credit card to PayPal’s members and license PayPal’s technology for private label P2P payments for Providian’s customers. Providian indicated is on the lookout for other co-branding deals. (CF Library 2/7/01)


SkyMiles Online Access

Delta Air Lines now offers SkyMiles members the option of receiving monthly statements and newsletters online. Online statement subscribers will be sent an e-mail reminder each month and will no longer receive paper statements in the mail. The e-mail reminder will contain a message prompting subscribers to check their statement activity and mileage balances, as well as a link to the online information at delta.com .

SkyMiles members can visit delta.com, select the E-mail Programs link and follow the prompts to become an online statement subscriber.

“Online statements provide a fast, direct and environmentally friendly method of sending SkyMiles information to our customers,” said Christine Pierce – director, Relationship and Interactive Marketing. “They also help us fulfill a popular member request by sending targeted messages based on geographic location or membership level to each individual.”

Online subscribers will receive a monthly e-mail reminder with links to their SkyMiles statement and their “real-time” Account History on delta.com. The statement view provides a monthly recap of account activity. The Account History view provides an up-to-date record of the member’s account activity for the previous six months, including activity since the last statement. In addition, online subscribers are a click away from their SkyMiles newsletter and receive program and partner offers as well as Delta offers and updates in their reminder e-mail.

“The online statement is one example of Delta’s effort to provide passengers with SkyMiles information in their preferred channel of communication while using technology to streamline the entire travel experience,” said Pierce.

Online statements will be available 24 hours a day, seven days a week at delta.com .

Delta SkyMiles members earn mileage by flying Delta, the Delta Connection carriers, Delta Express, Delta Shuttle and Delta’s airline partners, including Delta’s SkyTeam partners. The Delta SkyMiles program offers many other mileage-building opportunities, including the Delta SkyMiles Credit Card from American Express, MCI, participating hotels, car rental companies, cruise line, restaurants, home buying and selling, flower purchases, shopping and online investing with E*Trade.

In addition to making reservations and purchasing up to seven tickets simultaneously at delta.com , Delta customers can select seats online, download Electronic Timetables, get up-to-date worldwide flight arrival/ departure information, check their current SkyMiles status, make accommodations, reservations, and upgrade to first or business class on flights within the United States, Bermuda, Canada, the Caribbean and Mexico. Additionally, U.S.-based travel agencies can access Delta Web fares for their customers via delta.com’s Online Agency Service Center.

Delta’s goal is to become the No. 1 airline in the eyes of its customers, flying passengers and cargo from anywhere to everywhere. People choose to fly Delta more often than any other airline in the world on 5,234 flights each day to 367 cities in 64 countries on Delta, Delta Express, Delta Shuttle, Delta Connection carriers and Delta’s Worldwide Partners. Delta is a founding member of SkyTeam, a global airline alliance that gives customers with extensive worldwide destinations, flights and services. For more information, go to [www.delta.com][1] .

[1]: http://www.delta.com/


Canadian Fraud

The FTC testified last week that cross-border telemarketing fraud involving advance fee loans and credit cards continues to be a significant problem. In remarks before the U.S. Senate Committee on Governmental Affairs’ Permanent Subcommittee on Investigations, the FTC said that fraud losses to consumers this year from Canadian telemarketing scams will increase to $36.5 million compared to $19.5 million for year 2000. The FTC found that more than 90% of complaints were generated by companies operating in Toronto (Ontario), Montreal (Quebec), and Vancouver (British Columbia). The FTC says the main problems in combating cross-border telemarketing fraud include the difficulties of obtaining information about foreign targets and enforcing domestic remedies in foreign jurisdictions. The FTC believes fraudulent Canadian telemarketers target U.S. consumers to take advantage of the difficulties to shield themselves from law enforcement.


Global Signs Coach

Global Payments Inc announced that Coach, Inc. has renewed its contract for comprehensive payment and transaction processing services. The premium leather goods retailer will continue to obtain authorization and capture, as well as merchant accounting and settlement services from Global Payments.

Coach, Inc., with headquarters in New York City, is a leading marketer of modern classic American accessories. Coach Stores operates 173 stores and boutiques located within select department stores and specialty retail locations in the United States. In addition, Coach operates 175 stores and shops in 18 countries outside the U.S.

President and CEO of Global Payments Inc., Paul R. Garcia, said, We are pleased to continue our valued, long-standing relationship and we look forward to assisting Coach Stores in achieving their expansion goals for the future.

Global Payments Inc. (NYSE:GPN) is a leading provider of electronic transaction processing services to merchants, Independent Sales Organizations (ISOs), financial institutions, government agencies and multi-national corporations located throughout the United States, Canada and the United Kingdom. Global Payments offers a comprehensive line of payment solutions, including credit and debit cards, business-to-business purchasing cards, gift cards, check guarantee, check verification and recovery, terminal management and funds transfer services.


ICMA Roster

The International Card Manufacturers Association has added fifteen new members over the past three months. Among new manufacturing members: NJ-based Supercom Smart Cards and IL-based Innovative Plastic Printing. Among new supplier memberships: PA-based Gilles Leroux US, NJ-based Logika Technology Group, and PA-based WC Manufacturing. PA-based Card Personalization Solutions was the newest personalizer member. The ICMA has more than 220 members and is based in Princeton Junction, NJ. The annual ICMA Card Manufacturing Expo is scheduled for mid-November in Athens, Greece.



The Board of Directors of MIST decided Friday not to sell its smart card solutions and embossing business to Trilon Financial and CAI Capital, the Company’s two principal shareholders. Toronto-based MIST says its decision is based on the projection that smart card usage in financial applications will grow rapidly over the next few years and the Company would like to retain the expertise developed in this area. In December, MIST Board approved the sale of NBS Holdings Limited (which owns the smart card solutions and embossing business) to Trilon Financial and CAI Capital for $27.9 million. In May 2000, NBS Technologies decided to separate its card issuance business, which includes the imprinter, card solution and card issuance operations from its wireless transaction solutions business. The plan was to sell the card issuance business to Trilon Financial and CAI Capital, and operate the business under the name NBS Holdings Limited. The wireless transaction solutions business would continue to be owned by the NBS Technologies and operate under the MIST brand name. NBS Technologies also changed its name to MIST Inc. (CF Library 5/1/00)