ClientLogic Chairman

Harvey Golub, former Chairman and Chief Executive Officer of American Express Company, has been elected as Chairman of the Board of Directors of ClientLogic, a subsidiary of Onex Corporation. Tom Harbison, ClientLogic’s Chairman prior to the election of Mr. Golub, has been elected as Vice Chairman and will continue to focus on business development and strategic mergers and acquisitions. Mark Briggs’ role of President and Chief Executive Officer is unchanged.

Mr. Golub served as Chief Executive Officer of American Express from 1993 to December 2000. During this period, he led the company through unprecedented growth in value, resulting in total shareholder return of more than 800 percent and an increase in market share after several years of decline. Under his leadership, the company’s market capitalization increased from $11 billion in 1993 to $73 billion at year-end 2000.

In announcing Mr. Golub’s election, Mr. Harbison said, “Harvey Golub will be invaluable in helping ClientLogic achieve its goal to become the leading outsourced customer management provider in the world. As Chairman and Chief Executive Officer of American Express, one of the world’s most respected global brands, Harvey demonstrated his commitment to understanding and satisfying customer needs while building shareholder value. We are confident that ClientLogic will benefit from Harvey’s leadership and strategic insight.”

Mr. Golub stated, “I am looking forward to working with Mark Briggs, Tom Harbison and the rest of the team at ClientLogic. It has rapidly grown from a single call center in 1998 to one of the largest customer management outsourcers in the industry. ClientLogic has tremendous opportunity for continued growth and I look forward to helping it achieve its goals.”

Mr. Golub joined American Express in 1984 as President and Chief Executive Officer of IDS Financial Services, now American Express Financial Advisors. Prior to joining IDS, he was a senior partner with McKinsey and Co.

Mr. Golub serves on the boards of Warnaco Group, Inc., a leading apparel manufacturer, AirClic, an internet infrastructure company, Dow Jones & Co., the Campbell Soup Company, Lincoln Center for the Performing Arts, the American Enterprise Institute, the New York and Presbyterian Hospitals, Inc., the New York City Partnership and Chamber of Commerce and the United Way of New York City. Mr. Golub is also a Senior Advisor to Lazard Freres.

About ClientLogic

ClientLogic is an international provider of integrated customer management solutions, including customer contact, fulfillment and marketing services. A subsidiary of Canadian diversified company Onex Corporation, ClientLogic is headquartered in Nashville, Tennessee and operates in 55 locations in 11 countries throughout North America, Europe and Australia. ClientLogic’s 250+ industry-leading clients include Hewlett-Packard, Sony Corporation, TiVo, National Geographic Television and ClientLogic offers an international suite of services, including integrated customer acquisition, list management and brokerage, database design and development, multi-channel customer and technical support (phone, fax, eMail, Chat, Self-Help, etc.), eCommerce services and warehousing/fulfillment. For further information about the company, visit [][1].



TradeCard and TradeLink Link Up

TradeCard Inc., the online financial supply chain services provider, and
TradeLink Technologies, the supply chain and logistics solutions provider,
today announced an agreement that will provide shared customers with both
the online financial settlement and transaction services offered by
TradeCard and the electronic shipment information capabilities offered by
TradeLink Technologies.

The combined services will link the physical and financial supply
chains through online automation. Further, traders using this new offering
will gain comprehensive visibility and control over their transactions for
both the physical movement of goods and the information necessary for
financial settlement.

“Companies are changing the way they think about their supply
chains, and they realize that automation has to include financial
processes,” said Daniel Entac, Managing Director of TradeLink Technologies.
“While great strides have been achieved by streamlining the information
process around the movement of goods, adding tools to automate the
financial settlement portion of a transaction will provide tremendous
supply chain benefits. Our alliance with TradeCard allows us to help our
customers speed up the payment side of a transaction through web-based
technology, and achieve real savings in the process.”

By using a powerful system architecture, Hong Kong-based TradeLink
Technologies transforms customers’ purchase order data through a bar code
driver format that allows trading partners such as suppliers and
transportation companies to identify shipments, costs and deliveries. Its
trading portal, TradeLinkOne leverages logistics expertise with Internet
technology to enable information transparency and profitability in business
trading activities. Customers include Tommy Hilfiger, Liz Claiborne,
Warnaco, Williams-Sonoma and Century Distribution.

“We understand the importance of linking the physical movement of
goods with the movement of money. The faster parts, information and
decisions can flow through the chain, the faster companies can respond to
customer needs and save money in the process,” said Kurt Cavano, Chairman
and CEO, TradeCard Inc. “TradeLink Technologies shares our vision that the
supply chain has to include financial settlement and procurement to be
truly efficient.”

About TradeCard

TradeCard is a financial supply chain service provider. TradeCard’s
secure transaction infrastructure greatly reduces the inefficiencies and
uncertainties found in traditional domestic and cross-border trade
transaction processes. By streamlining and enhancing the steps necessary
for purchase order approvals, payment decisions and settlement, TradeCard
provides a cost-effective, practical and patented service for financial
supply chain management. TradeCard, Inc. is headquartered in New York City
with offices in San Francisco, Seattle, Chicago, Hong Kong, Taipei, Seoul
and London. TradeCard can be found on the World Wide Web at

About TradeLink Technologies

TradeLink Technologies, a business logistical solutions provider,
offers international apparel, footwear, hard goods and retail businesses
the expertise and Internet-enabled technology to enhance transparency and
profitability in all business-trading activities. Through its trading
portal,, the company collects and distributes all
documents, orders and shipping details, automating clients’ inventory and
shipment information. This web-based technology works in conjunction with
thin client server applications located on site at suppliers and
transportation partners. The products are PackOne and Shipone.
TradeLink Technologies enhances procurement, fulfillment, payment,
logistics and full supply chain visibility. The process allows both
retailers and manufacturers to improve supply chain operational
efficiencies and competitiveness, reduce cycle times, maximizes inventory
turnover and decrease total supply chain costs. The company was founded in
April 2000 and has grown to 25 staff and serves such internationally
respected companies as Liz Claiborne, Tommy Hilfiger, Fantastic Garments,
Williams-Sonoma, Century Distribution, BALtrans Logistics and AGI
Logistics. TradeLink One has its main offices in Hong Kong and Charlotte,
NC. USA. Please visit this web-site for further information:


EMV Plus

Belgium-based Proton World launched ‘EMV Plus’ this week, a new credit/debit solution based on the ‘EMV 2000’ specifications and Proton ‘Prisma Single Profile’, a new entry-level product in the Proton ‘Prisma’ family of smart card products aimed at EMV issuers. ‘EMV Plus’ is made up of a card application, a host module and a range of complementary services, including advice on migration from magstripe systems, EMV training, partner selection and project management. ‘EMV Plus’ also features multiple brands, fast on-line authorization, multiple profiles, co-branding, card manufacturer independence, and simplified personalization. ‘Proton Prisma SP/EMV’ was developed in response to requests from EMV credit/debit issuers who require the simplest possible smart card solution at the lowest-possible price for their initial EMV migration.



INETCO Systems Limited, a provider of premium financial network solutions,
announced the release of INETCO BankLink 1.2, a complete communications
gateway solution for connecting ATMs to transaction switches, financial
host systems and third party Electronic Funds Transfer processors.
Version 1.2 allows ATMs to be connected through multiple transaction
switches to facilitate the merging of ATM networks. It also offers extended
X.25 capabilities to permit connection to any network or host.

“Recently there have been several cases of disruption of service and
other complications as a result of banks and other financial institutions
upgrading their systems, especially after merging and acquiring with other
businesses,” says David Soul, President and CEO of INETCO. “Customers told
us that they needed to eliminate the problems inherent in merging ATM
networks. We responded by adding support for multiple transaction switches
— allowing ATM transactions to be processed on either the old or new
switch. BankLink 1.2 responds to a growing need for robust and scalable
connectivity solution that allows merging of both legacy and IP networks.”
BankLink includes a complete suite of protocols required for ATM
networks including bisync, SNA, TCP, NCR, SDLC, Burroughs, and X.25,
extensive network management provided by uilt-in support for SNMP, SNA
NetView/NetMaster, browser based Web Management, and report capabilities
using standard SQL databases.

About INETCO Systems Limited

INETCO Systems Limited of Greater Vancouver, Canada, has been
providing premium products for Short Duration Transaction Networks since
1984. Through various partnerships INETCO has helped leading corporations
solve their unique financial communications problems. These corporations
include the Bank of Montreal, the Commonwealth Bank of Australia, TD
Waterhouse, Global Payment Corporations, and Telstra.


Gemplus Fighting

Reports of friction between members of Gemplus top management and allegation of financial irregularities have apparently been overblown. Yesterday, the smart card manufacturer reported that accounting firms hired to investigate the claims found no indication of intentional wrongdoing or circumvention of corporate or tax laws. Rumors that Gemplus CEO Antonio Perez and Gemplus founder Marc Lassus had fought vigorously over the company’s restructuring plans were exaggerated according to company officials. As the economy softened and demand for Gemplus products waned, the company decided to close two plants and layoff about 800 employees. For the second quarter Gemplus reported revenue of 252 million Euros and an operating loss of 12 million Euros. The restructuring underway saves the company 40 million Euros in annual expenses. Gemplus has signed a major contract with Target Corporation to provide smart cards and in-home readers for the ‘Target smart VISA’ card launch, scheduled for the fourth quarter. (CF Library 8/1/01)



At the Proton World Forum in Brussels this week, Proton World launched “EMV Plus” its new credit/debit solution based on the EMV 2000 specifications and Proton Prisma Single Profile EMV (SP/EMV), a new entry-level product in the Proton Prisma family of smart card products aimed at EMV issuers.

“EMV Plus” has been developed in close collaboration with EMV issuers. It is made up of a card application, a host module and a range of complementary services, including advice on migration from magstripe systems, EMV training, partner selection and project management. “EMV Plus” features multiple brands, fast on-line authorisation, multiple profiles, co-branding, card manufacturer independence, simplified personalisation and unsurpassed security. It offers issuers cost savings, an improved choice of partners, greater simplicity, a system based on open standards and a vision for the future of EMV by providing a solution that is flexible and scaleable.

Proton Prisma SP/EMV cards are based on the CALC platform, Proton World’s spearhead implementation of the Open Platform 2.1 specifications, which is common to all Proton Prisma, and will contain “EMV Plus” and space for Third-Party-defined applications such as secure access or customer loyalty schemes.

Proton Prisma SP/EMV has been developed in response to requests from EMV credit/debit issuers who require the simplest possible smart card solution at the lowest-possible price for their initial EMV migration.

Proton World sees Proton Prisma SP/EMV as an entry-level product which nevertheless offers a full solution for mono-application EMV projects. The card and host software is backed up with a full range of training modules, card personalisation and management tools and the benefit of Proton World’s expertise in project definition and management. Issuers retain the options of migrating to, or mixing Proton Prisma SP/EMV with, more sophisticated Proton Prisma multi-application card solutions in the future, because both CALC and each single application is identical to those used in the other Proton Prisma profile packages: (BP (basic), EP (embedded), MP (mobile) and DP (dynamic)).

The first customer for Proton Prisma SP/EMV will be Banksys, Proton World’s Belgian licensee, which has affirmed its commitment to Proton World’s Proton Prisma technology roadmap.

The Proton Prisma range of smart card products, which was launched earlier this year, retains and reinforces the open architecture and state-of-the-art, end-to-end security that has contributed to the success of the Proton technology, and offers compliance with the leading international smart card standards. This means that issuers retain the widest possible choice of system components from leading manufacturers, within a security framework defined by Proton World.

Peter Stroo, Products & Marketing Manager at Proton World, said: ” We have developed the Proton Prisma SP/EMV solution based on our field experience. Its deployment by issuers is a start point for EMV, not an end point. Proton Prisma SP/EMV will enable issuers to move smoothly and cost-effectively to the deployment of multiple-application smart cards, while enjoying immediatly the benefits of CALC, such as card manufacturer-independence.”

Armand Linkens, CEO of Proton World, said: “Proton Prisma is the next generation of smart card products, and issuers who use are far more diverse and require great flexibility.This is why we have extended the Proton Prisma family to cover a wide range of smart card and SIM applications. The cost-effectiveness of Proton Prisma SP/EMV will be particularly appealing to issuers who wish to issue different types of cards to different segments of their customer bases.”

More info on EMV PLUS can be found at


Lynk on Motient Network

Lynk Systems, Inc., a leading electronic transaction processor, announced that it will offer an expanded wireless payment processing solution for retail and restaurant merchants via the Motient Network.

Lynk has been offering the Lipman Nurit 3010 wireless terminal using CDPD (Cellular Digital Packet Data) technology since February 2001. The addition of connectivity to Motient gives Lynk access to the largest two-way radio network in the country. The Motient network area extends to 99% of the 500 most populated U.S. cities.

“We are very excited by the additions of the Lynk retail and restaurant wireless POS solutions,” said Mike Fabbri, vice president, Sales for Motient. “The immediacy of information provided with the Lynk wireless solution directly supports Motient’s desire to make e-business transactions happen whenever and wherever required.”

A key feature of Lynk’s wireless offering is its restaurant application on the Nurit 3010. Having just completed a successful beta test on the wireless Nurit at Le Yaca Restaurant in Williamsburg, VA, Lynk is the first major processor to offer pay-at-the-table functionality to the restaurant industry. “Lynk’s wireless solution has been a great experience for us, especially when dealing with large groups paying with separate checks,” said Joy Abid, owner of Le Yaca.

Known for its durability and ease of use, the Nurit 3010 is the most highly recognized wireless terminal in the marketplace. The “go-anywhere” wireless terminal allows restaurant and retail merchants to improve business operations by offering increased mobility, speed and flexibility, while reducing operating costs.

Consumers and merchants are demanding faster and virtually anytime, anywhere payment capabilities and services. The Nurit 3010 Motient Wireless Terminal clearly addresses these needs.

About Motient

Motient ( ) owns and operates an integrated terrestrial/satellite network and provides a wide range of two-way mobile and Internet communications services principally to business-to-business customers and enterprises. The company provides eLink(SM) and BlackBerry(TM) by Motient two-way wireless email service to customers accessing email through corporate servers, Internet Service Provider (ISP) and Mail Service Provider (MSP) accounts, and paging network suppliers. Motient serves a variety of markets including mobile professionals, telemetry, transportation, field service, and nationwide voice dispatch offering coverage to all 50 states, Puerto Rico, the U.S. Virgin Islands, and hundreds of miles of U. S. coastal waters.

About Lynk

Lynk is a single-source provider of electronic transaction processing services and products for petroleum and convenience stores, supermarkets, restaurants, quick-serve restaurants, major retailers, e-tailers and the US government. With direct connectivity to virtually every payment network nationwide, Lynk’s clients and customers receive unsurpassed processing performance. Lynk’s key offerings include merchant payment processing from point-of-sale terminals or via the Internet, ATM transaction services, e-funds distribution solutions and Web-based transaction processing services.

Founded in 1991, Lynk has received Visa’s Service Quality Performance Award, and has earned recognition as one of the fastest-growing companies in America by Inc. magazine and Deloitte & Touche. For more information, please visit Lynk’s corporate web site at .



Reports of in-fighting between members of Gemplus’ top management and
allegation of financial irregularities have apparently been overblown. This
week, the smart card manufacturer
reported that accountant firms hired to investigate the claims found no
indication of intentional wrongdoing or circumvention of corporate or tax
laws. Rumors that Gemplus CEO Antonio Perez and Gemplus founder Marc Lassus
had fought vigorously over the company’s restructuring plans were
exaggerated according to company officials. As the economy softened and
demand for Gemplus products waned, the company decided to close two plants
and layoff about 800 employees. For the second quarter Gemplus reported
revenue of 252 million Euros and an operating loss of 12 million Euros. The
restructuring underway save the company 40 million Euros in annual
expenses. Gemplus has signed a major contract with Target Corporation to
provide smart cards and in-home readers for the ‘Target smart VISA’ card
launch, scheduled for the fourth quarter.


OPC in St. Louis

Official Payments Corporation announced that the Collector of Revenue Office for the City of St. Louis, MO has signed a service agreement with the company.

The agreement enables St. Louis taxpayers to settle their real estate and personal property tax obligations by credit card over the Internet ([][1]) or via telephone (800-2PAY-TAX) through Official Payments’ systems. The new service is expected to launch in early October. American Express, Discover Card, MasterCard and Visa will be the credit cards accepted by the program. Official Payments, a leading provider of electronic payment options, has similar agreements with over 900 government entities across the country including the Internal Revenue Service, 18 state governments and the District of Columbia.

The Collector of Revenue Office for the City of St. Louis collects over $200 million annually in real estate and personal property taxes, with an average property tax bill of $1,000. Tax bills will be mailed out October 1, 2001 and are due by December 31, 2001. City residents will be able to pay via Internet by visiting the Official Payments Web site at, or by calling Official Payments at 1-800-2PAY-TAX.

Official Payments charges taxpayers a convenience fee for processing these credit card transactions. The fee schedule can be found on the Internet at For example, a taxpayer who owed a current balance of $1,000 in real estate taxes and charged their taxes would find a total of $1,035 on their credit card statement: $1,000 for the tax bill and $35 for the convenience fee. American Express(R), MasterCard(R), Discover(R) and VISA(R) are the credit cards accepted by the program. Taxpayers using credit cards with bonus rewards programs can, depending on their card’s program, earn rewards, points, and cash-back on airline frequent flyer miles for paying their taxes.

About Official Payments Corporation

Official Payments Corporation (Nasdaq: OPAY) is the leading provider of electronic payment options to government entities. The company’s principal business is enabling consumers to pay their government taxes, fees, fines, and utility bills by credit card, via Internet and telephone. The company is unequaled in market penetration and national footprint. Official Payments has agreements to collect and process credit card payments with the Internal Revenue Service, 18 state governments, the District of Columbia, and over 900 county and municipal governments in 48 states across the United States. In 2000, Official Payments collected and processed over $925 million in federal, state and local government payments.

Official Payments was founded in the San Francisco Bay area in 1996. Thomas R. Evans, the former President & CEO of the Internet company GeoCities, became Chairman & CEO of Official Payments in the summer of 1999. Mr. Evans brought Official Payments public in November of 1999, raising $80 million in its IPO on the NASDAQ national market. The company’s success in new client acquisition, increasing business with its existing clients and in building consumer awareness can be attributed to the combination of an enormous market opportunity with a highly skilled and experienced management and staff, aggressive sales and marketing, and a core competency in developing and implementing leading-edge technical systems.




Visa International announced
a new global specification that ensures the security of Internet payments made
over mobile phones.

The Mobile 3-D Secure specification is based on existing payment
technologies and is a result of Visa’s ongoing efforts to ensure that both
buyers and sellers are protected when they use or accept a Visa card. It
supports Visa’s ongoing commitment to realize universal commerce (u-commerce)
— the ability to conduct secure commerce anywhere, anytime with any type of

Developed in conjunction with some 15 major industry players, including
Ericsson, Motorola and Oracle Mobile, the specification is part of Visa
Authenticated Payment, a comprehensive e-commerce program designed to ensure
safe and secure online payment transactions. The Mobile 3-D Secure
specification extends payment authentication initiatives into mobile commerce,
enabling Visa card issuers to validate the identity of their cardholders in
real time. It ensures that payment data sent over open networks is not
compromised and allows consumers to actively protect their Visa accounts from
unauthorized use when shopping on-line over mobile devices.
“While the vast majority of Internet transactions still take place via
PCs, it is essential that a secure standard be in place for transactions that
originate from mobile phones or other mobile devices,” said Philip Yen,
executive vice president, e-Visa International. “Consumers need to feel the
same sense of security when they shop online using a mobile phone as when they
shop in the physical world.”

The Mobile 3-D Secure specification supports global interoperability,
enabling consumers to have a consistent and seamless experience regardless of
the method or device being used to access the Internet. It minimizes the
impact on merchants and requires no changes to backend payment systems.
The growth in mobile phone usage shows a clear trend toward wireless
Internet devices. According to Nokia, during 2002, more people will be
accessing the Internet with handheld, wireless devices than via landlines.
Analyst and consulting company Ovum Limited suggests that, globally,
373 million wireless subscribers will be buying on-line in 2004.
A number of Visa m-commerce programs are currently underway worldwide to
test the viability of m-commerce payment solutions and raise consumer
awareness. In Asia, Visa has partnered with Hutchison Telecommunications and
Dao Heng Bank to develop a mobile payment service using Mobile 3-D Secure. In
Europe, Visa has signed a strategic alliance with Omnitel Vodafone while, in
the US, Visa and Sprint are working together to help facilitate secure mobile
payments and create opportunities to purchase goods and services over the
Sprint PCS nationwide wireless network.

Barclaycard’s IT Director, Jennifer Allerton, said: “There is strong
demand from consumers and merchants in Europe for mobile card payments. At
Barclaycard, we have successfully trialled 3D-Secure on the Internet, and
working with Visa and Arcot, we demonstrated 3D-Secure working over WAP in
June. This announcement is a significant step forward in the development of

The Mobile 3-D Secure specification can be obtained from Visa at

Visa is the world’s leading payments brand and the largest payments system
worldwide. Visa-branded cards generate almost US$2 trillion in annual volume
and are accepted at over 22 million locations around the world. The Visa
organization plays a pivotal role in advancing new payment products and
technologies to benefit its 21,000 member financial institutions and their
cardholders. Visa is a leader in Internet based payments and is pioneering
the creation of u-commerce, or universal commerce — the ability to conduct
commerce anytime, anywhere, over any type of device.


Qxpress Phone Card Terminals

Q Comm International Inc., a prepaid wireless technology and information services company, Tuesday announced that it has entered into a strategic alliance with Houston-based Camelot Comm Inc., a prepaid services company.

Through the alliance, Camelot Comm has begun placing Q Comm’s Qxpress terminals, already with nearly 300 installed in various retail locations nationwide.

“Q Comm’s Qxpress POSA system delivers powerful benefits to our retailers,” said Nik Thomas, president of Camelot Comm. “There are the obvious benefits of reporting, control, and inventory elimination. But more and more as you examine the operational issues at the front lines of these retailers, there are increasing needs to carry multiple denominations for multiple products and carriers.

“When you have a $10, $20, $30, $50 and $100 denomination for just one product, this becomes a major issue. Qxpress provides a seamless solution for all of these concerns.”

Camelot Comm anticipates continued roll out of Qxpress terminals. “My plan is to install 7,500 Qxpress terminals by the end of next year,” said Thomas.

Camelot currently provides various retail outlets with several prepaid services including home dial tone, prepaid wireless, and prepaid long distance phone cards. Stores that Camelot serves include check cashing outlets, food marts, convenience stores, independent cellular shops, and grocery stores.

Camelot is the exclusive electronic PIN distributor of Smoke Signal, one of the nation’s largest prepaid dial tone companies. Camelot is also the exclusive distributor of Everyone’s Debit Card (EDC), a new prepaid Master Card. Camelot will officially unveil the product at the National Check Casher’s Association show in San Diego in October.

Camelot’s Thomas anticipates running EDC replenishment sales through Q Comm’s Qxpress terminals starting in first quarter of 2002.

“The EDC card will be issued with zero value so that customers have to go to a Camelot agent location to load and reload this card,” said Thomas. “Once it is loaded, it is used just like a Master Card. It basically gives the unbanked a virtual bank.

“Users will be able to transfer money over ATM networks worldwide, buy things on the Internet, verify a check, rent a car, gain access to telephone service while at a motel, travel without the exposure of carrying cash and enjoy a lot of other important services that many of us take for granted. It gives the unbanked the ability to use a credit card in a society that really demands it.

“We are excited about adding EDC to our portfolio of prepaid services. Through Smoke Signal, who has already spent over $40 million advertising their brand, we have more than 2,000 points of distribution domestically through which we can offer EDC replenishment. Given our relationships with Q Comm and Smoke Signal, I think we’re going to do some big things.

“I’ve been in the prepaid industry for six years and I think that the timing of Q Comm’s technology with the industry’s development is impeccable. We’re going to have a ball over the next couple of years.”

“Our partnership with Camelot is significant,” said Stephen C. Flaherty, president of Q Comm International. “Their exclusive distribution relationships with Smoke Signal and the EDC Master Card product give them and us substantial competitive advantages in the prepaid market.

“Like them, we’re also excited to add the EDC product to our terminals. With estimates showing that more than 30 million working Americans are unbanked, we think the EDC product has great potential. Camelot is a reputable and aggressive marketing company and we’re excited about this partnership.”

About Q Comm International

Q Comm International Inc. ([][1]) is a leading prepaid wireless technology and information services company. Utilizing its proprietary platform, Qxpress(TM), Q Comm electronically delivers prepaid wireless airtime products and other prepaid services through a variety of retail locations.

Q Comm’s electronic management system eliminates prepaid wireless hard cards as well as their inventory costs, out-of-stocks, and theft, while providing reporting and inventory management for carriers, agents, and retailers. Qxpress(TM) is not product, operator or currency specific.

Qxpress(TM) essentially acts as a conduit through which Q Comm can efficiently deliver an almost-infinite bandwidth of prepaid wireless and other telecom services from an unlimited number of carriers to its rapidly expanding global network of retailers.

This flexible, electronic platform gives Q Comm, its partner retail sites, agents, and carriers the ability to quickly grow sales at relatively little additional overhead, increasing profitability among all parties.

For its industry innovation and leadership, Q Comm has been selected as one of the “Top 10 Companies to Watch” by Intele-Card News, the leading prepaid telecom publication in the United States.