Digital Certificates

Boston-based GeoTrust has acquired the digital certificate business of Equifax Secure. The company says the combination of the ‘Equifax SSL’ transaction security solution with the new GeoTrust ‘True Site Seal’ identity trust solution will rearrange the competitive landscape and seriously challenge VeriSign. As part of the acquisition, GeoTrust is retaining the operations infrastructure from Equifax Secure and enhancing customer support services. Current GeoTrust customers will benefit from faster SSL provisioning times. Current Equifax Secure channel partners can begin offering ‘True Site’ immediately, with minimal incremental cost. Since the initial launch of ‘True Site’ in June, advanced Equifax Secure channel partners have already started becoming GeoTrust partners independent of the acquisition.



Official Payments Corporation announced Tuesday that Augusta, Giles, Gloucester, Hanover, Nelson, Nottoway, Prince Edward, and Spotsylvania Counties and the City of Radford, Va. have signed service agreements with the company.

These agreements will enable citizens to pay real estate taxes, personal property taxes, and utility bills over the Internet by visiting [][1], or via telephone by calling 800/2PAY-TAX. The new client services are scheduled to go live next month.

American Express, Discover Card, MasterCard and Visa are the cards accepted by the programs. Official Payments is a leading provider of electronic payment options and has similar agreements with over 900 government entities across the country. The Company has contracts with the Internal Revenue Service, 18 state governments including the Commonwealth of Virginia, and the District of Columbia to collect taxes, fees, and fines by credit card over the Internet and telephone.

“We are having phenomenal success in Virginia at both state and local levels,” said Thomas R. Evans, Chairman & CEO of Official Payments. “With the addition of these nine new partners, our Virginia client list grows to 78. Our success in the state is a testament to the quality of our credit card payment systems and the power of word-of-mouth, as local governments and their citizens discovered the value of our systems,” Mr. Evans added.

Official Payments charges taxpayers a convenience fee for processing these credit card transactions. The fee schedule can be found on the Internet at For example, a taxpayer who charged $2,000 in real estate taxes would find a total of $2,068 on their credit card statement: $2,000 for the tax bill and $68 for the convenience fee. American Express(R), MasterCard(R), Discover(R) and VISA(R) are the credit cards accepted by the program. Taxpayers using credit cards with bonus rewards programs can, depending on their card’s program, earn rewards, points, and cash-back on airline frequent flyer miles for paying their taxes.

A list of Official Payment’s local clients and respective payment deadlines in the Commonwealth of Virginia follows. Please note many of the payment deadlines fall in the fourth quarter.

City/County Name Types of Payment Due Dates
Accomack County Personal Property and Real PP/RE=6/5 & 12/5
Estate Tax
Alexandria, City of Personal Property Tax PP=10/5
Amherst County Personal Property and Real PP/RE=12/5
Estate Tax
Arlington County Real Estate Tax RE=10/5
Augusta County Personal Property and Real PP/RE=6/5 & 12/5
Estate Tax
Bedford County Personal Property and Real RE=12/5,
Estate Tax PP=12/5 & 6/5
Bedford, City of Personal Property and Real PP=12/5,
Estate Tax RE=12/5 & 6/5
Botetourt County Personal Property and Real PP/RE=12/5
Estate Tax
Buchanan County Personal Property and Real PP=12/5,
Estate Tax RE=quarterly
Caroline County Personal Property and Real PP=12/5 & 6/5,
Estate Tax RE=12/5
Charles City County Personal Property and Real PP=12/5,RE=6/5
Estate Tax
Chesapeake, City of Personal Property and Real PP/RE=12/5
Estate Tax
Chesterfield County Personal Property and Real PP=6/5,
Estate Tax RE=6/5 & 12/5
Chincoteague, Town of Personal Property and Real PP/RE=12/5
Estate Tax
Clarke County Personal Property and Real PP=6/5 & 12/5,
Estate Tax RE=12/5
Colonial Heights, City of Personal Property and Real PP=12/5, RE=12/5
Estate Tax
Cumberland County Personal Property and Real RE & PP=12/5
Estate Tax
Danville, City of Personal Property and Real RE/PP=12/5
Estate Tax
Dickenson County Personal Property and Real PP=12/5,
Estate Tax RE=12/5 & 6/5,
Emporia, City of Personal Property and Real PP=12/5,
Estate Tax RE=12/5 & 6/5
Fairfax County Personal Property and Real PP=10/5,
Estate Tax RE=7/28 & 12/5
Fairfax, City of Personal Property and Real PP=10/5,
Estate Tax RE=6/5 & 12/5
Falls Church, City of Personal Property and Real RE/PP=6/5 & 12/5
Estate Tax
Fauquier County Personal Property and Real PP=10/5,
Estate Tax RE=6/5 & 12/5
Floyd County Real Estate Tax RE=12/5
Franklin County Personal Property and Real PP/RE=12/5
Estate Tax
Giles County Personal Property and Real RE/PP=12/5
Estate Tax
Gloucester County Personal Property and Real RE/PP=6/30 & 9/5
Estate Tax
Goochland County Personal Property and Real RE/PP=12/5
Estate Tax
Greensville County Personal Property and Real PP/RE=12/5
Estate Tax
Hanover County Personal Property and Real PP=12/5,
Estate Tax RE=6/5 & 12/5
Henrico County Personal Property and Real PP=12/5,
Estate Tax RE=6/5 & 12/5
Henry County Personal Property and Real PP=12/5 & 4/15,
Estate Tax RE=10/1 & 12/5
Hopewell, City of Personal Property and Real PP=12/5,
Estate Tax RE=6/5 & 12/5
Isle of Wight County Personal Property and Real PP=12/5,
Estate Tax RE=12/5 & 6/5
James City County Personal Property and Real RE/PP=6/5 & 12/5
Estate Tax
King William County Personal Property and Real PP/RE=12/5
Estate Tax
Louisa County Personal Property and Real RE/PP=6/5 & 12/5
Estate Tax
Lunenburg County Personal Property and Real PP/RE=12/5
Estate Tax
Lynchburg, City of Personal Property and Real RE/PP=11/15
Estate Tax
Manassas Park, City of Personal Property and Real RF/PP=12/5
Estate Tax
Martinsville, City of Personal Property Tax PP=6/5,12/5
Mathews County Personal Property and Real PP/RE=12/5
Estate Tax
Middlesex County Personal Property and Real PP=12/5,
Estate Tax RE=6/5 & 12/5
Nelson County Personal Property and Real PP/RE=6/5 & 12/5
Estate Tax
New Kent County Personal Property and Real PP/RE=12/5
Estate Tax
Newport News, City of Personal Property and Real PP=12/5,
Estate Tax RE=6/5 & 12/5
Nottoway County Personal Property and Real PP/RE=12/5 & 6/5
Estate Tax
Orange County Personal Property and Real PP/RE=12/5
Estate Tax
Page County Personal Property and Real PP=12/5,
Estate Tax RE=6/5 & 12/5
Pennington Gap, Town of Personal Property and Real RE/PP=1/5
Estate Tax
Petersburg, City of Personal Property and Real PP=6/10,
Estate Tax RE=9/30 & 12/31
Poquoson, City of Personal Property and Real RE/PP=12/5
Estate Tax
Prince Edward County Personal Property and Real PP/RE=12/5
Estate Tax
Prince George County Personal Property and Real PP=6/5, RE=12/5
Estate Tax
Prince William Water Utility Monthly
Prince William County Personal Property and Real RE=7/1,PP=12/5
Estate Tax
Radford, City of Personal Property and Real PP=12/5 and
Estate Tax RE=12/5
Radford, City of Personal Property and Real PP=12/5,
Estate Tax RE=12/5 & 6/5
Richmond, City of Personal Property and Real PP=5/1 and RE=6/5
Estate Tax
Richmond, City of Personal Property and Real PP=5/1, RE=6/5
Estate Tax
Roanoke County Personal Property and Real PP=6/5, RE=6/5
Estate Tax
Rockingham County Personal Property and Real PP=12/5,
Estate Tax RE=6/5 & 12/5
Salem, City of Personal Property and Real PP=5/31 &
Estate Tax RE=6/5 & 12/5
Scott County Personal Property and Real PP/RE=12/20
Estate Tax
Shenandoah County Personal Property and Real PP/RE=12/5
Estate Tax
Spotsylvania County Personal Property and Real PP/RE=6/5 & 12/5
Estate Tax
Stafford County Personal Property and Real PP=6/5 & 12/5,
Estate Tax RE=6/5 & 12/5
Staunton, City of Personal Property and Real PP=12/5,
Estate Tax RE=6/5, 12/5
Suffolk, City of Personal Property and Real PP=12/5,
Estate Tax RE=6/5 & 12/5
Surry County Personal Property and Real PP/RE=12/5
Estate Tax
Washington County Personal Property and Real RE/PP=12/20
Estate Tax
Westmoreland County Personal Property and Real PP/RE=Mid Oct.
Estate Tax and 12/5
Wise County Personal Property and Real RE/PP=10/5
Estate Tax
Wise, Town of Personal Property and Real RE/PP=12/5
Estate Tax
York County Personal Property and Real PP=12/5,
Estate Tax RE=6/5 & 12/5

About Official Payments Corporation

Official Payments Corporation (Nasdaq:OPAY) is the leading provider of electronic payment options to government entities. The company’s principal business is enabling consumers to pay their government taxes, fees, fines, and utility bills by credit card, via Internet and telephone. The company is unequaled in market penetration and national footprint. Official Payments has agreements to collect and process credit card payments with the Internal Revenue Service, 18 state governments, the District of Columbia, and over 900 county and municipal governments in 49 states across the United States. In 2000, Official Payments collected and processed over $925 million in federal, state and local government payments.

Official Payments was founded in the San Francisco Bay area in 1996. Thomas R. Evans, the former President & CEO of the Internet company GeoCities, became Chairman & CEO of Official Payments in the summer of 1999. Mr. Evans brought Official Payments public in November of 1999, raising $80 million in its IPO on the NASDAQ national market. The company’s success in new client acquisition, increasing business with its existing clients and in building consumer awareness can be attributed to the combination of an enormous market opportunity with a highly skilled and experienced management and staff, aggressive sales and marketing, and a core competency in developing and implementing leading-edge technical systems.




More compelling evidence that a recession is in full bloom among the U.S. economy: consumer confidence plummets. Yesterday, the Conference Board’s ‘Consumer Confidence Index’ now stands at 97.6, down from 114.0 in August. The 16.4-point slide in confidence is the largest monthly drop since October 1990, when this Index fell by 23.0 points. The ‘Consumer Confidence Survey’ is based on a representative sample of 5,000 U.S. households. While survey results conducted before and after the terrorist attacks on September 11 differed slightly, there was no reversal in the downward trend of the Index. The erosion in confidence appears to be fueled by deteriorating labor market conditions and weakening business conditions.



Robert Trehin has joined leading transactions network provider, Transaction Network Services, as Senior Vice President – Managing Director, Continental Europe.

His appointment indicates the company’s ambitions for Europe. Already market leaders in the US and UK, TNS sees opportunities to create the same competitive edge on the Continent.

Specialising in the secure transportation and management of financial transactions, such as credit and debit card payments, TNS provides fast and efficient data links between banks, retailers and other commercial organisations. The company’s global networks transported over 7.6 billion individual transactions last year. Its technical and project management expertise delivers tailored, end-to-end solutions for clients that require private networks to transport POS, ATM, e-commerce, banking, securities and other business data.

“The growth potential for TNS’ services in continental Europe is phenomenal”, says Robert Trehin, “Although some good work has already been done in France and Spain, much remains to be achieved. Success will depend on identifying the right opportunities, building a champion team and keeping our customers happy.”

Robert Trehin is a Frenchman with a civil engineering degree. He has spent much of his career in telecommunications, selling and managing sales and has worked all over the world in senior management positions, including CEO at Cable & Wireless, France, and more recently, Managing Director Europe, Facilicom International.

He first worked with TNS’ Jack McDonnell and Jim Mullen in the early 80’s. Jack McDonnell is Chief Executive Officer and Jim Mullen is now Senior Vice President and General Manager, International Systems Division. The first time they collaborated they expanded American data networking company Tymnet, into Europe.

Jack McDonnell says of him joining the TNS team, “It’s great to be working with Bob again. His international experience and industry skills and knowledge are second to none. With his track record and enthusiasm for what we do, TNS is poised to become the leading transaction network provider in Continental Europe.”

For further information contact Susie Lawrence or Paul Willis at Ptarmigan Consultants on 0113 242 1155

Transaction Network Services is the world’s leading provider of fast, cost effective data communications services for transaction-oriented applications. Since its inception in 1990, TNS has designed the fastest, most reliable and lowest cost network for the transport of transaction-oriented data. This proprietary network technology has been deployed worldwide and has become the preferred network service in the card processing and dial-up ATM markets. For further information about TNS’ transaction solutions please refer to their website or e-mail


FingerLoc Deal

AuthenTec Inc., the semiconductor industry leader in fingerprint authentication integrated circuits, announced today that VeriTouch, a world leader in advanced biometric systems design, has selected AuthenTec’s FingerLoc AF-S2 sensor to be integrated into a new line of biometric portable devices. The VeriTouch PCMCIA Type II device will initially be optimized for use with Compaq Computer’s iPAQ H-3600 Personal Digital Assistant as part of a multi-year joint venture deal between VeriTouch and Hyundai Information Technology Co., Ltd., of Seoul, South Korea (HIT).

VeriTouch and Hyundai will produce PSIdev(TM), which stands for Portable Secure Identification device, a miniature mobile wireless terminal blending voice communications, high-speed data with GPRS 2.5 G networks, smart cards and biometric fingerprint authentication using AuthenTec’s AF-S2 sensor. VeriTouch will also deliver the world’s most powerful full-featured encrypted messaging system controlled by the user’s fingerprint as part of the PSIdev solution. The system will be used in government and military applications such as national defense, law enforcement, immigration and national border security, as well as commercial applications such as m-commerce, healthcare information systems and corporate VPNs. PSIdev will initially be introduced as an add-on to Compaq’s iPAQ H-3600 series color PDA with Microsoft’s Pocket PC operating system. It will also be fully compatible with Windows 98, 2000, and XP based portable and desktop PCs. The first PSIdev products will be demonstrated at Comdex this November, with production slated for the first quarter of 2002.

The AF-S2 sensor capitalizes on AuthenTec’s powerful TruePrint(TM) Technology, which reads beyond the surface layer of the skin to the live layer, where the true fingerprint resides. Common skin surface conditions, such as dry, worn, callused, oily, or dirty skin do not affect the sensor’s ability to acquire accurate fingerprint images, making TruePrint the first fingerprint identification technology capable of being used by everyone, under virtually any condition. TruePrint’s ability to acquire everyone has made it the most accurate, secure and convenient fingerprint authentication technology on the market.

“This is truly a unique application of our technology,” says Steve Mansfield, VP of Marketing for AuthenTec. “The integration of our AF-S2 into the PSIdev brings the meaning of security to a whole new level. We are gratified that we were chosen by VeriTouch and their partner, Hyundai Information Technology (HIT) of Seoul, South Korea as part of this revolutionary handheld, wireless device.”

“We at VeriTouch are very excited to be working with AuthenTec to deliver the most advanced security technologies ever developed. Without their TruePrint technology, we could not meet the accuracy and security levels our customers expect,” stated Gary E. Brant, VeriTouch CEO. “PSIdev will allow instant identification of individuals from any location via high speed GPRS networks. VeriTouch is dedicated to the development of advanced systems to ensure the secure exchange of vital military, corporate, healthcare, civil aviation and government information and facilities.”

“The integration of core biometric technologies with robust AFIS algorithm and powerful fingerprint sensor – with PDA technology will bring very portable and highly dependable security solutions to many applications,” stated Dr. Nag-Yeon Lee, Senior Vice President, Overseas Business Division of Hyundai Information Technology Co., Ltd.

About AuthenTec:

AuthenTec, Inc. is a fabless semiconductor company providing leading edge fingerprint sensor products to the biometric and security industries with products integrated into personal computers, wireless communications, access control, personal electronic devices and home security. AuthenTec’s product families include FingerLoc for security applications such as access control or time/attendance, and EntrePad(TM), a convenient and secure way to access PCs and portable products such as PDA’s and cell phones. All of AuthenTec’s products are based on the company’s patented TruePrint(TM) technology. Uniquely, TruePrint reads below the surface layer of the skin to the live layer where the true fingerprint begins. It is the first fingerprint identification technology that is capable of being used by everyone under virtually any condition. AuthenTec’s products provide a natural and convenient way for people to enjoy secure e-commerce and Web access; for businesses to manage networks and control access; and for individuals to secure access to their personal data, homes, and even automobiles. In addition, AuthenTec’s Solution Provider Network (SPN) aligns participating members together to provide complete biometric fingerprint identification solutions by integrating the FingerLoc and EntrePad sensors into mice, keyboards, wireless and access control devices. For more information, visit: or call 321/308-1300.

About VeriTouch:

VeriTouch Technologies Corporation is a world leader in the development of advanced biometric security solutions. Established in 1996 and based in New York City, VeriTouch’s product lineup includes turn-key wireless RFID systems using both voice and fingerprint authentication, the world’s first integrated USB biometric smartcard reader, and more recently, the Company has pioneered a new encryption technology, reprise(TM), that applies to messages, video, and digital entertainment files controlled by biometric access. PSIdev(TM) will introduce VeriTouch’s pioneering expertise in biometric security into the wireless world, allowing real time identification of individuals and secure messaging capability for military, government, corporate, and healthcare applications. For more information, visit: or call 917/378-2525.


FIRE POINTS Inc. (a Partner
Company of Exclamation International Incorporated announced that
SureFire Commerce Inc. has signed a formal agreement for FirePoints, the
loyalty rewards program for its FirePay Personal Accounts solution, to
participate in pointsxchange(TM). Pointsxchange is the world’s first online
loyalty program currency exchange.

SureFire will offer FirePoints to consumers who fund their
account to buy goods or services from companies that have been e-commerce
enabled by SureFire. Participating merchants that rely on SureFire
technology will automatically be enabled to award their consumers with
FirePoints when they use their FirePay Personal Account to shop at those
merchants’ sites.

The relationship will benefit FirePoints members by allowing them to
exchange their FirePoints for the currency of other loyalty programs, and
earn rewards faster than ever before. In the near future, members will also
be able to exchange points and miles from their other loyalty programs into
FirePoints, and spend them at merchants enabled by SureFire.
Earlier this year announced similar commercial agreements
with Air Canada, Alaska Airlines, American Airlines, America West Airlines,
ChanceRewards, ClickRewards, Esso Extra, FTD.COM,,, LoyaltyTravel, Midwest Express Airlines,
and RewardStream.

“We’re very pleased to add a unique new partner like SureFire to our
growing group of pointsxchange partners,” said Rob MacLean, President of “FirePoints adds a new type of online loyalty program further
diversifying our pointsxchange partner mix.

“ offers tremendous value to FirePoints members with
pointsxchange,” said Rory Olson, President and CEO of SureFire Commerce Inc.
“By partnering with, SureFire is able to quickly broaden the
scope and reach of the FirePoints program and offer a wide range of
redemption opportunities.”

About SureFire

SureFire Commerce Inc. is a global business-to-business provider of
proprietary e-commerce solutions in the area of secure credit card
transaction processing and merchant enabling. SureFire Commerce is an
international provider of secure online transaction processing services to
goods and services merchants in the areas of retail sales, sports,
entertainment and licensed online gaming, among others. Total transactions
processed exceeded $1.2 billion in fiscal 2001. SureFire Commerce’s merchant
enabling solutions provide telecommunications companies, Internet service
providers, high traffic portals and financial institutions the ability to
generate recurrent revenue streams for themselves and their small- and
medium-sized business customers. SureFire Commerce is headquartered in
Montreal (Quebec) with offices in Hull (Quebec), Boston (Massachusetts) and
London (England). For further information visit

About offers consumers a unique loyalty program asset management
system including pointsxchange(TM) – the world’s first loyalty program
currency exchange. is not a loyalty program but rather is forging
mutually rewarding partnerships with the world’s leading loyalty programs to
deliver a unique and compelling value proposition. also provides
innovative technology products to leading loyalty programs including
technology that facilitates the online sale of miles, points and other
currencies., a Partner Company of Exclamation International Inc.,
is located at 134 Peter St., Suite 300, Toronto, ON M5V 2H2. More
information is available at

About Exclamation

Exclamation International Incorporated (CDNX:XI) is holding company
where Internet ventures are conceived, financed, built and launched. Founded
in 1997 as the first company of its kind in Canada, Exclamation has
established a presence in Paris, France, and is seeking to expand its
operations in Europe and select international markets. Exclamation creates
its own ideas for ventures, finds the appropriate entrepreneurial management
and provides the physical infrastructure and seed capital. Exclamation is a
true partner in building Internet-based businesses.
In August 2001, Exclamation was named Canada’s 3rd Hottest Startup by
PROFIT, The Magazine for Canadian Entrepreneurs. Exclamation shares trade on
the Canadian Venture Exchange under the symbol XI. For more information,
visit our website,



Conseco Finance Corp. recently launched a new Web site,, which provides information about the company’s Cutting Edge financing program for outdoor power equipment dealers and their customers. ‘This new Web site is a one-stop resource for outdoor power equipment dealers and consumers alike,’ says Bob Hendley, senior account manager with Conseco Finance’s Retail Services division. ‘ has business management tools and information that current and prospective dealers will find invaluable, and it drives customer traffic to those dealers at the same time.’

Participating dealers can log on to the site’s DISC (Dealer Information and Service Center) using their Cutting Edge user name and passcode. There they will find valuable tools to help them manage their business, including rate sheets, supply order forms and sales and service contact information. In addition, e-mail forms are available that enable dealers to request or submit a variety of information, including open-to-buy reports, updates on applications and funding status, statement messages and dealer information changes.

Dealers who are interested in offering Cutting Edge financing to their customers will learn more about the program’s benefits and can easily download a program enrollment kit by visiting the Web site.

‘With this Web site, Conseco Finance takes dealer service to the next level. The Web site is one more way we show our commitment to helping dealers thrive,’ adds Hendley. is also a helpful resource for consumers. Current and potential Cutting Edge customers can apply online for the Cutting Edge card, review program FAQ’s, and find a nearby dealer.

‘Conseco Finance Corp. is always looking for ways to enhance profitability and increase efficiency through value-added services for our dealers and their customers,’ says Todd Woodard, president of retail services at Conseco Finance. ‘ lets us enhance service levels without increasing costs.’

Conseco Finance Corp., with managed assets of $48 billion, is one of America’s largest finance companies. In just four years, Conseco Finance has become one of the top four issuers of private-label credit cards. The company is also a leader in the home equity, home improvement and manufactured housing finance businesses. Conseco Finance is a subsidiary of Conseco, Inc. (NYSE: CNC), headquartered in Carmel, Ind. To learn more about Conseco, visit [][1].




Freestar Technologies, Inc. announced that
it has allied with SSP Solutions, headquartered in Irvine, CA,
to offer what is believed to be the first fully secure Internet ATM
transaction solution available in Latin and North America. The partners plan
to bring secure ATM and debit transactions to the Internet via a bundled
package that includes software and a secure card reader. Using the technology
bundle “PaySafeNow,” consumers will have the ability to use debit cards to
execute cash transactions for online shopping in the same way as traditional
credit cards.

The solution bundles Freestar’s ETSS software with a secure card reader
that connects the consumer’s PC to the financial institution holding the
consumer’s banked funds. The reader is compatible with both magnetic-stripe
and smart-card technologies, and utilizes a secure numeric keypad to enter
PINs and passwords. This system creates two-factor authentication, which is
required for ATM/debit transactions.

Under the partnership, Freestar will license and sell SSP Solutions’
products throughout Latin America and in other strategic European countries
where the Company has established a customer base. SSP, which provides
solutions and services that enable secure, real-time movement of valued
digital content for consumer and enterprise applications, will market and sell
Freestar’s ETSS software first in North America and then in other parts of the

“This is a true partnership and a great opportunity for both companies,”
said Paul Egan, CEO of Freestar Technologies, Inc. “It gives Freestar entry
into North America with a revolutionary product, and we will leverage SSP’s
security experience to develop reader devices and other hardware products. In
return, SSP gains market entry into Latin America; one of fastest growing
online markets today.”

“Merchants are anxious to leverage ATM and debit card business
opportunities — expanding their customer base and reducing repudiation and
fraud associated with traditional credit card transactions,” said Rob Gorman,
managing director of strategic affairs for SSP Solutions, Inc. “We’re moving
quickly to support this initiative and deliver a powerful product specifically
designed to secure ATM and debit customer segments for online shopping.”
The ETSS software is currently undergoing final tests in a pilot program
with Freestar’s financial partner Banco Nacional de Credito, and will go live
this week via the Internet portal Initially, the program will be
rolled out to 2,000 consumers in the Dominican Republic, with larger
deployment scheduled for the spring of 2002.

About SSP Solutions, Inc.

SSP Solutions, Inc. develops and distributes the SSP(TM) Solution Suite of
hardware, software, and embedded security products designed as the Trusted
Symbol of the Digital Economy(TM). SSP products embed security and trust
throughout the transaction chain protecting electronic communications and
financial transactions, network access, and the exchange of copyrighted
digital content. By combining our own technology with a range of partners’
technologies and intellectual properties, SSP products represent the first,
open embedded security architecture simultaneously supporting public key
infrastructure (PKI) and multiple standards of digital rights management.
SSP’s custom-made enterprise security solutions address digital rights
management, financial services, government, entertainment, healthcare, and
education — and form the heart of a ten-year alliance with Electronic Data
Systems, the nation’s largest systems integrator and a global leader in
information assurance. For additional company information, visit
or call (949) 851-1085.

About Freestar Technologies, Inc.

Freestar Technologies, Inc.’s Enhanced Transactional Secure Software
(“ETSS”), a proprietary software package that enables consumers to consummate
secure e-commerce transactions over the Internet using credit, debit, ATM
(with PIN) or smart cards. The ETSS system integrates a consumer-side
card-swipe terminal with a back-end host-processing center. It encrypts
sensitive financial data at the consumer’s personal computer, using powerful
DES encryption and algorithms. It sends an authorization number to the e-
commerce merchant, rather than the consumer’s credit card information, to
provide a maximum level of security. The Company plans to link several large,
established smart card systems together on an ETSS-based standard to achieve
economies of scale and further market penetration for this secure e-commerce
payment system. For more information visit the Web site of the Company’s
ePayLatina Division at .


New Gelco Client

Gelco Information Network, the largest and most experienced provider of e-business expense management and reimbursement programs, announced MGI PHARMA, Inc. has selected ExpenseLink/Direct a hosted web-based solution for automation of its travel and entertainment expense management and employee payment request processes for employees across U.S. operations. MGI PHARMA, Inc. is an oncology-focused pharmaceutical company. “We are pleased to add MGI PHARMA to our prestigious list of pharmaceutical clients. Gelco has helped more than two-thirds of the largest pharmaceutical companies become smarter about how they manage their travel expenditures,” said Michelle Cooper, Gelco’s vice president of marketing. “Progressive companies such as MGI PHARMA in its high growth mode require an automated solution that makes expense management fast, easy and efficient. MGI PHARMA will benefit from our payment services that allow for direct reimbursement of travelers and card providers and which will deliver cash management efficiencies for the organization and direct benefits for their travelers.” “With the recent rapid growth of our company, particularly our traveling sales force, it’s important for us to have an efficient integration of travel expense management, accounting functions and support under the same system,” said Dann Krueger, controller for MGI PHARMA. “An important factor was the automation of expense reimbursement and corporate card reconciliation. Our corporate card payments are paid directly by Gelco which provides us with a tremendous cash flow advantage, as well as increased efficiencies for our travelers.”

ExpenseLink/ Direct(R) allows automation of the entire expense management process from anywhere in the world, providing expense reporting, auditing and reimbursement, data analysis and paperless record keeping. Available anytime, anywhere, Gelco’s ExpenseLink/ Direct(R) users simply create expense reports online, submitting them securely via the Internet. ExpenseLink/ Direct(R) users gain access through an Internet connection to enter travel expenses. Once completed, expenses are reimbursed within 3 business days via direct deposit to employee bank accounts. Corporate charge cards are paid directly according to their company’s payment schedule. Configurable client and server side business rules and automated workflow ensure maximum levels of control and accurate accounting.


MGI PHARMA, INC. is an oncology-focused pharmaceutical company that acquires, develops and commercializes proprietary products that address unmet cancer patient needs. MGI is building a balanced product portfolio of proprietary pharmaceuticals, and intends to become a leader in oncology. The company focuses its sales efforts in the United States and collaborates with other pharmaceutical or biotechnology companies for its products in international markets. For more information about MGI, please visit the company’s web site at [][1].

About Gelco

Minneapolis based Gelco Information Network is a wholly owned subsidiary of HG Holdings, a multinational interest specializing in e-business products and services for mobile employees. Gelco has been providing travel expense management software and services for more than 35 years. As a whole, the company processed approximately $11 billion in reimbursements in 2000. The Expense Management Group serves over 1.9 million users in over 1,200 corporations and federal agencies, including Ericsson, The Toro Company, American Home Products, Reebok International, Ltd., and the United States Government (including Department of Defense, State Department and NASA). Leveraging an e-business infrastructure through technology from Sun Microsystems, Cisco, Oracle, EMC and Microsoft, Gelco is the only company that provides its customers with complete expense and trade fund management solutions. Additionally, through its partnerships and private-label relationships, Gelco provides this e-business technology and infrastructure to application service providers and other providers of travel management services. Visit the Gelco web site at [][2].




Fundtech Ltd., a leading provider of e-payments and Internet banking
solutions, announced that Zurcher Kantonalbank (ZKB) a leading Swiss
bank, will be implementing Fundtech’s PAYplus CLS(TM) (Continuous Linked
Settlement), an integrated solution that allows CLS(TM) settlement member
banks to eliminate foreign exchange settlement risk, streamline operations
and gain new market share from CLS user members and third parties.
“This PAYplus CLS implementation builds on our long-term
relationship with ZKB, as they are currently using our IGT Interbank Gateway
for Swiss Franc Clearing and our middleware for messaging. We are pleased
that they have chosen to build on our long-standing relationship by
selecting PAYplus CLS,” said Reuven Ben-Menachem, Chairman and Chief
Executive Officer, Fundtech.

“Fundtech possessed many positive attributes that lead to this sale,
including their CLS business expertise, the ease of integration with our
existing systems, and the power and flexibility of their solution.” said
Christian Michel, CLS-Coordinator of ZKB.

About ZKB

Zurcher Kantonalbank (ZKB) is an acknowledged leader in the Zurich
region with national stature and excellent international connections. With a
balance sheet total of CHF 77.5 billion ZKB is Switzerland’s largest
Cantonal Bank and the third-largest Swiss bank in terms of balance sheet
total. Moreover, ZKB counts among the country’s largest portfolio managers
with client portfolios totaling CHF 74.5 billion. The bank has been a broker
in the Zurich stock exchange since 1912, on the ring until 1996 and since
then in the SWX Swiss Exchange. As an independent public-law institution in
the canton of Zurich, ZKB enjoys the privilege of a state guarantee. Its
bonds and medium-term notes are of prime investment quality and have been
assigned a AAA rating by the renowned rating agency Standard & Poor’s.

About Fundtech

Fundtech ( is a leading provider of software
solutions and services that facilitate e-payments and e-banking by enabling
businesses and their banks to electronically manage cash, process payments
and transfer funds. The Company’s client-server and Internet software
products automate the process of transferring funds among corporations,
banks and clearance systems and enable businesses to manage global cash
positions efficiently and in real-time. Its solutions have been sold to more
than 700 financial institutions around the globe.



SeeBeyond, the leading global provider of eBI solutions, announced that Korea First Bank has selected its industry-leading eBusiness Integration platform to serve as the foundation for the launch of the bank’s next-generation technology infrastructure. As an early adopter of enterprise application integration (eAI) technology in the Asian financial services sector, Korea First Bank will leverage the SeeBeyond e*Gate Integrator platform to connect its internal legacy systems with numerous systems and applications throughout its more than three hundred branch offices worldwide.

Due to a corporate restructuring prompted by its recent acquisition by Newbridge Capital, Korea First Bank needed a flexible, robust and complete solution to integrate the entire spectrum of its operations. Korea First Bank has selected and is deploying the e*Gate platform to connect new financial terminals with its existing I/T infrastructure to support branch business and enhance the selling of banking products.

“Unlike other banks that have taken the approach of replacing an entire information infrastructure, Korea First Bank has decided on a best-of-breed strategy that enables it to better serve its customers,” said Jay Hyun, Executive Vice President and CIO for Korea First Bank, which was established in 1929 and employs more than 4,500 people worldwide. “After an extensive technological evaluation, we selected SeeBeyond to ensure that we maximize our previous I/T investments by connecting our legacy environment with our new integrated financial terminals.”

By standardizing its operations on the SeeBeyond e*Gate platform, Korea First Bank will be able to link its online transaction processing (OLTP) system, data warehouses and CRM applications with the new financial terminals, enabling the organization to manage its operations through a single point. Korea First Bank, with the assistance of EDS and SeeBeyond, began full-scale system development earlier this year, and has already begun reaping the benefits of the SeeBeyond e*Gate platform.

“SeeBeyond continues to build relationships and expand its reach across vertical industries, such as manufacturing and financial services, within the region,” said Mari Hiromoto, Vice President of Japan and Korea for SeeBeyond. “Korea First Bank is a forward-thinking enterprise that recognized early on the value of a completely integrated, real-time infrastructure. The SeeBeyond e*Gate platform was the obvious choice as it will enable the bank to improve its overall operational efficiency by allowing it to manage business processes in real-time.”

About SeeBeyond

As the leading global provider of eBI(TM) solutions, SeeBeyond (Nasdaq:SBYN) enables the seamless flow of information within and among enterprises in real time. The SeeBeyond eBI Suite offers a rapidly deployable and infinitely scalable infrastructure for seamless application integration, dynamic business-to-business connectivity and robust business processes optimization. SeeBeyond has more than 1,520 customers worldwide, including ABB, ABN Amro, Barnes &, Bausch & Lomb, BHP, DuPont, Florida Power & Light, Fluor Daniel, General Motors, Hewlett-Packard, Pfizer and Sprint.

SeeBeyond has global headquarters in Monrovia, Calif. and sales and marketing headquarters in Redwood Shores, Calif. Asia Pacific headquarters are located in Sydney, Australia, with SeeBeyond Technology Corporation Japan K.K. operating as its Japanese business entity. For more information, please visit or