Tsuei Advises Orbiscom

On the heels of launching it’s partnership with First Data as the preferred provider of controlled payment number technology to First Data Resources, its card issuing subsidiary, Orbiscom Inc. today announced that Henry Tsuei, Senior Vice President, Ventures and Emerging Technologies for FDR has joined the Orbiscom Advisory Board. With more than 300 million accounts on file, First Data is the leading card payment processor in the world.

“I’m pleased to join the Orbiscom Advisory board and to contribute to their already successful efforts,” said Tsuei. “As the only provider of Controlled Payment Number technology with live issuers in the United States and Europe, Orbiscom’s industry leadership and experience far exceeds its competition. I look forward to bringing the enormous advantage of Orbiscom’s technology to FDR’s clients and helping Orbiscom make secure payments a global standard.”

Tsuei Joins Orbiscom Following Company’s Year of Growth

Following an aggressive year of growth for the company, Tsuei joins the advisory board at Orbiscom. Through its relationships with First Data, MBNA, Discover, Allied Irish Banks, and other top five US and European issuers that Orbiscom has signed, Orbiscom’s technology is available to more than 500 million cardholders worldwide. Also this year, Orbiscom confirmed its own portfolio of more than 50 worldwide patents and patent applications granted in the area of Controlled Payment technology. Following that, Orbiscom signed a 15-year cross-licensing agreement with Microsoft.

Additionally, Orbiscom, was named by Visa, the world’s largest consumer payments system, as a vendor supporting Visa Payer Authentication, an e-commerce program designed to help ensure secure online payment transactions via 3-D Secure. Orbiscom also worked with MasterCard International to help develop the specifications for it’s Secure Payment Application(TM) (SPA) and will be a leading vendor in the roll-out. Last month Orbiscom secured $17.5 million in funding from Hg Capital.

US and European consumers who have used the Orbiscom solution so far this year spend more online, become repeat purchasers and shop at a wider variety of online merchants than those who shop using their regular credit cards. Through its user friendly Controlled Payment Number Technology, Orbiscom has delivered to card issuers an increase of up to 60 percent in the average online transactions of its consumers with more than 62 percent of consumers who use the technology becoming repeat customers. Despite the downturn in the economic climate this year, users of Orbiscom’s safe payments have shown no decrease in their spending habits.

“Henry joins our advisory board in a time when Orbiscom is experiencing tremendous growth and market momentum,” said Pete Hart, former MasterCard CEO and fellow Orbiscom advisory board member. “His expertise in e-commerce and his years of experience in the payments industry will be a strong asset as Orbiscom’s momentum continues.”

About Orbiscom

Orbiscom is the creator of Controlled Payment Technology for online and real world card payment applications. Orbiscom’s flagship technology O-power(TM) enables card issuers, e-merchants, consumers and businesses to utilize online and wireless devices for controlled and secure debit and credit payments. Founded in early 1998 by professionals from the financial services, software and Internet industries. Orbiscom has operations in New York, Dublin, London, Brussels, Toronto and Sydney. The company has a highly experienced team of experts in software development, Internet banking systems, card processing systems and product marketing. Orbiscom has been granted patents on Controlled Payment Technology in the US, Europe and other countries worldwide. For more information about Orbiscom, go to: [www.orbiscom.com][1].

[1]: http://www.orbiscom.com/



Cyota this morning is unveiling the latest payment security product to be added to the ‘Cyota SecureSuite’ platform. ‘Cyota SecureDebit’ is based on the Maestro e-Commerce and m-Commerce Standard. ‘SecureDebit’ will enable 380 million Maestro cardholders to make purchases online for the first time. ‘SecureDebit’ also secures those transactions by not revealing their Maestro number. Separately, TSYS announced an agreement with Cyota to offer its clients a full range of Cyota ‘SecureSuite’ technologies. TSYS will provide managed hosting services for this partnership as well as Cyota’s non-TSYS clients.


GO Software VPA

Return On Investment Corporation announced that GO Software, Inc., an ROI subsidiary and the second largest provider of payment processing software in North America, has partnered with Visa U.S.A. to offer the Visa Payer Authentication service, based on the Visa 3-D Secure interoperability standard.

Visa Payer Authentication is the basis for Verified by Visa, an Internet payment authentication process designed to reduce the risk of unauthorized use of cardholder accounts, making Internet shopping safer for both buyers and sellers. GO Software has developed the necessary interface in its RiTA(TM) product to enable Verified by Visa users to request and receive payment authentication at the time of transaction.

“Successful Internet commerce transactions depend largely on increased consumer and merchant confidence at the time of payment,” said Tony Abruzzio, Vice President and General Manager of GO Software. “Our RiTA product includes features that significantly reduce risk from fraudulent orders; such as use of encrypted data files and our proprietary systems for utilizing Visa’s Address Verification Service and CVV2. Interfacing this best-of-breed solution with Verified by Visa creates a win-win situation for our customers and Visa cardholders.”

Designed to enable a variety of hosting and merchant capabilities, RiTA Server is a highly scalable, multi-platform application that supports high-volume, multi-threaded transaction processing. RiTA provides TCP/IP connectivity directly to processing companies.

“Authenticating a Visa card at the point of sale is one of the best ways to stop fraud and potential losses,” said Jim McCarthy, senior vice president at e-Visa, a division of Visa U.S.A. “Visa is working with several technology partners like GO Software to give financial institutions easy and valuable alternatives in their implementation of Verified by Visa and help provide a more secure environment for consumers and merchants conducting commerce online.”

GO Software will use Verified by Visa to enable card Issuers to verify a cardholder’s identity through the use of a password and provide results to the merchant in real-time during the virtual checkout process. Authenticating a Visa cardholder’s identity helps reduce customer disputes and costly fraud losses for merchants and increases consumer confidence for online shopping.

About Return On Investment Corporation

Return On Investment Corporation (“ROI”) ([www.roicorporation.com][1]) and its subsidiaries market merchant and financial software and services for a wide variety of computer systems and provide communications and connectivity software and services for IBM midrange computer systems (IBM iSeries and IBM AS/400). In the United States, in terms of the number of payment processing software licenses, GO Software (an ROI subsidiary) is the number one company in the IBM midrange market and is second behind First Data Corp. in all computing markets with more than 40,000 installations. S.A.F.E. Systems (an ROI subsidiary) provides a host-based, magnetic stripe stored value/gift card system and markets credit card processing and other transaction-based products and services to merchants. Net400 (an ROI subsidiary) provides software for IBM midrange computers that facilitates e-mail and e-commerce communications, system and device connectivity, and business-to-business and business-to-consumer transactions.

[1]: http://www.roicorporation.com/


NetVentures & IntelliPay

NetVentures Corporation announced that it has completed the integration of the IntelliPay payment processing gateway into its state-of-the-art Internet Registration platform.

IntelliPay is a wholly owned subsidiary of Pacific WebWorks. By offering real-time credit card verification and processing, client organizations will be able to continue to increase the efficiency of their Internet enrollment programs.

“This has been our plan all along,” said Kevin Bloomfield, President of NetVentures Corporation. “Our original goal was to successfully develop and deploy the core features of our Internet enrollment platform. As we progressed, we planned on adding additional functionality around our unique program. Our clients quickly identified the value of seamless credit card processing. This was definitely the most requested addition to our platform.” NetVentures develops Internet applications and services targeted at specific needs in highly specific vertical markets. Current products/services in release include;

— NetDisburse, the first and most comprehensive Internet-based payment solution for medical healthcare payers;

— myTripitinerary, a highly intelligent service that is dramatically changing the way the travel industry views this important customer communication;

— and their newest service, the Internet Enrollment Platform, currently being deployed for use by YMCA’s, and other enrollment driven organizations, across the U.S. This platform is the first and only program that seamlessly integrates client-side legacy class data with advanced Internet tools that allows organizations to more efficiently manage their class enrollments and payments.

IntelliPay was chosen as the preferred gateway provider because of their experience, technology and customer support. “We interviewed and researched numerous processing providers,” continued Mr. Bloomfield. “Our team chose IntelliPay based on their track record, their peripheral features, but most importantly because of our confidence in their customer support. We had to be assured that our clients would be superiorly supported before we made our decision. I am confident that IntelliPay will be an excellent partner.”

“NetVentures is a dynamic, focused company working on exciting projects in tightly targeted markets. It’s gratifying to be chosen for their platform,” said Tom Hill, CEO of IntelliPay. “IntelliPay’s constant innovation and reliability will be put to good use in their products and services and we’re looking forward not only to the market exposure, but our continued technology collaboration. Relationships with companies like NetVentures have always been important for us, and the technology and marketing synergies are mutually beneficial.”

About NetVentures:

NetVentures is an Internet applications development company, located in Roanoke, Virginia. The company conceives, researches, and develops ideas into being marketable Internet applications. Founded in June 1999, by entrepreneur Kevin Bloomfield, NetVentures portfolio of products and services are deployed via an ASP (Application Service Provider) business model.

Their target markets are currently Healthcare, Travel and enrollment driven organizations. The company’s applications provide real solutions to undeniable opportunities within these vertical markets. More information about NetVentures is available at [http://www.netventurescorporation.com][1], or by contacting them at 540/527-9000, or email to: sales@netventurescorporation.com

About IntelliPay

IntelliPay, Inc., a Pacific WebWorks, Inc. company (OTC BB:PWEB) (Berlin:PWB), is a leading developer and provider of new credit card and other payment technologies for business-to-business and business-to-consumer uses on the Internet and in physical stores. Using IntelliPay’s various products a business can accept real-time payments from their web site, Internet appliances, kiosks, phone, fax or storefront, process recurring transactions and more. Among IntelliPay’s thousands of customers are Ecast, Inc., OlanMills(R).com, Network ICE, Foundry Networks, several state and local government departments, colleges and universities. For additional information on IntelliPay, please visit [http://www.intellipay.com][2].

[1]: http://www.netventurescorporation.com/
[2]: http://www.intellipay.com/


Diebold 3Q/01

Diebold reported net income of $35.8 million, excluding after-tax charges of $20 million related to the company’s investment in InnoVentry, and $1.6 million for special charges of its MedSelect division. Financial self-service product revenue increased 14.2%.Total worldwide orders for product and service increased in the mid single-digit range. North America orders were up in the low single-digit range compared to the third quarter 2000. For complete details on Diebold’s 3Q/01 results visit CardData ([www.carddata.com][1])

[1]: http://www.carddata.com


FDMS Certifies USWD Solution

U.S. Wireless Data, Inc. announced that First Data Merchant Services has certified U.S. Wireless Data’s Synapse technology, with the Lipman 3010 wireless point of sale terminal, for wireless credit card transaction processing. By certifying the combination of the Lipman 3010 terminal and the Synapse service platform, First Data is offering merchants an end-to-end communications network to process credit card transactions without the need for telephone lines or access to an electrical outlet. Clients of First Data can now offer their merchants a fully supported wireless POS terminal that can be quickly activated on a choice of wireless networks. First Data will also provide merchant support in conjunction with this product, including product deployment and training.

Choice of Wireless Networks

Because Synapse is a neutral service that routes transactions through multiple wireless networks, merchants can select the network that offers optimal coverage for their business. This is an important benefit for national chains and businesses with locations throughout the U.S. For First Data, Synapse provides a single connection point, eliminating the need for separate communication links to each wireless network.

Increased Speed, Mobility, and Efficiency

Synapse provides the full advantages of wireless transaction processing including speed, mobility and cost savings. Unlike traditional dial-up lines, the “always on” wireless data network can process a transaction in a few seconds, essentially as fast as cash. This speed is critical for quick service restaurants, supermarkets, and other multi-lane, high volume retailers that U.S. Wireless Data intends to convert to fixed-location wireless technology. Wireless mobility makes it possible for taxis, limos, delivery services, and other on-the-go businesses to accept credit and debit cards. Synapse also provides online reporting capabilities that show real-time transactions and related statistics that can improve business performance.

“This is an important milestone toward the widespread use of wireless transaction processing,” said Dean M. Leavitt, chairman and CEO of U.S. Wireless Data. “First Data, the world’s largest credit card processor, shares our belief in the enormous potential of wireless technology for our industry. By offering this capability to their extensive client base, they are helping merchants to benefit from the speed, mobility and cost savings that Synapse-based wireless transactions can provide.”

“FDMS is embracing this technology because it gives important new options to our customers and their retail merchants,” said Stephen Van Fleet, senior vice president of FDMS. “U.S. Wireless Data will help us drive our wireless initiative to create a choice for merchants that want fast transaction speed, mobility, and low communications costs.”

Mony Zenou, president and CEO of Lipman USA, which makes the 3010 terminal, stated, “with this certification on Synapse, the Lipman 3010 terminal is available with coverage across the country, allowing merchants to maximize their business opportunities. This greatly enhances the value of an already robust and widely accepted wireless POS terminal in the market.”


U.S. Wireless Data makes credit card and ATM transactions faster and more cost effective. USWD connects credit card processing companies to their merchant clients. Using wireless and landline technology, USWD provides improved transport, data translation, and value-added processing. In addition, by enabling wireless point of sale terminals, USWD adds speed and mobility that has been unachievable in the past. USWD now handles more than 500 million transactions each year through its centralized computer center and nationwide network. Further information is available at [www.uswirelessdata.com][1].


First Data Merchant Services enables merchants to accept any type of electronic payment – credit, debit, electronic check, EBT, smart card – anytime, anywhere. A subsidiary of First Data Corp., First Data Merchant Services annually processes and settles almost 9 billion transactions for more than $450 billion in sales volume from 2.6 million merchant locations. Through partnerships and various relationships with leading financial institutions and independent sales organizations, First Data Merchant Services delivers industry leading electronic payment and e-commerce services and solutions. First Data Corp., with global headquarters in Denver, powers the world economy, serving over 1,400 card issuers and millions of consumers worldwide. First Data makes it easier, faster and more secure for people and businesses to buy with virtually any form of payment at the point-of-sale, over the Internet or by money transfer. For more information, please visit [http://www.firstdata.com][2].

[1]: http://www.uswirelessdata.com/
[2]: http://www.firstdata.com/



Proton World International and Smart Chip Technologies, LLC announced they
signed an agreement under which Smart Chip Technologies will adapt its loyalty
solutions to be compatible with the Proton Prisma technology. Smart Chip
Technologies’ solutions are marketed under the names “e-llegiance'” and
“Loyalty Central'”.

Smart Chip Technologies’ loyalty solutions will be adapted to Proton Prisma
then added to the range of Proton Prisma-compliant solutions. This will enable
Proton Prisma licensees to offer Smart Chip Technologies’ loyalty
programmes to
their customers as part of Proton Prisma multi-application smart card systems.
Smart Chip Technologies’ loyalty solutions have been designed to work in smart
card and wireless multi-platform environments, so that issuers can increase
customer loyalty through incentives and rewards, initiated by purchases using
any portable electronic device, including smart cards, personal digital
assistants, mobile phones and laptop PCs.

The Proton Prisma range of smart card products, which was launched earlier
year, retains and reinforces the open architecture and state-of-the-art,
end-to-end security that has contributed to the success of the Proton
technology, and offers compliance with the leading international smart card
standards. This means that issuers retain the widest possible choice of system
components from leading manufacturers, within a security framework defined by
Proton World.

Jim Williams, President and CEO of SCTN said “We are very excited about the
opportunity to collaborate with Proton World in creating solutions for the
banking and merchant community. The adoption of their technology by companies
in 25 countries speaks volumes about the quality of their smart card

We believe that their open architecture will facilitate the rapid and
cost-effective addition of our loyalty programs onto a secure platform that
enables the interoperability of multi-application smart card programs. These
secure, interoperable solutions are a major catalyst for accelerating the
adoption of smart cards in the stream of commerce.”

Michael Nash, President, Proton World Americas Inc., said “The move towards
multi-application smart cards in these sectors is underway and will be boosted
by the opportunity to add consumer-oriented loyalty programs such as those
enabled by Smart Chip Technologies to the portfolio of products that Proton
World offers to our clients. As the multi-application side of the Proton
range is developed, partnerships such as this one will be crucial in ensuring
that issuers retain as wide a choice of applications as possible.”

SMART CHIP TECHNOLOGIES (OTCBB: SCTN) is a Software Technology Company with a
patent- protected loyalty application for use in the smart card and wireless
environment. Smart Chip Technologies licenses its patented e-llegiance’
multi-platform smart chip loyalty application that is engineered for EMV,
Global Platform, and MULTOS compliance. The software is designed to operate on
smart cards, point-of-sale terminals, and smart devices, such as personal
digital assistants.
Smart Chip Technologies also provides complete loyalty program management,
transaction processing, and accounting services through its LoyaltyCentral’
software and back office operation.
The e-llegiance’ and LoyaltyCentral’ solutions provide maximum flexibility in
the management of incentive programs, establishing business continuity across
the physical, mobile, and virtual worlds.


OPC 3Q/01

Official Payments Corporation reported 3Q revenues of $3.9 million, a 14% increase over last year. The provider of credit card payments for taxes and other government obligations, has now signed 1,000 government entities in all 50 states. OPC also reported yesterday that its net loss for the third quarter narrowed to $4.1 million compared to a net loss of $6.1 million for 3Q/00. During the quarter, the company processed over 200,000 transactions with payments totaling over $129 million, representing growth of 23% in transactions and 15% in dollar volume over the third quarter of 2000. During the quarter, OPC’s largest client, the Internal Revenue Service, expanded the scope of its operating agreement with the company to include two new credit card tax payment categories: current year delinquent tax payments and installment government tax payments. For complete details on OPC’s 3Q/01 results visit CardData ([www.carddata.com][1])

[1]: http://www.carddata.com



Sydney-based Cards etc has joined the Visa
Smart Partner program and announced the introduction of the ‘Arterium:
Smart Software for Visa Members’ offer which assists Visa member banks in the
roll-out of multi-application smart card programs.

Craig Dower, Joint Chief Executive Officer and President of Cards etc,
said Cards etc fully supported the Visa Smart Partner program and that it was
a positive initiative that was helping to accelerate the adoption of
multi-application smart cards.

“Cards etc is very pleased to become a member of Visa’s Smart Partner
Program,” he said. “The program is playing an important role in helping
Visa’s members migrate to chip card technology. It provides Visa members with
a clear incentive to fast track the establishment of their smart card

Mr. Dower said the Arterium offer provided Visa members with a low risk
solution for the rapid implementation of multi-application smart card

“Cards etc’s Arterium offer is providing Visa members with a reduced risk
model for smart card implementations,” he said. “Arterium is a stable,
operational production system with proven results in the pre- and
post-issuance management of multi-application smart card programs.

“Visa members can now take advantage of the opportunity to benefit from a
solution which offers exceptional functionality which is driving production
systems around the globe today.”

The Arterium: Smart Software for Members offer gives the first 12 Visa
members access to substantial discounts on Arterium card management system
business modules that provide support for such applications as: EMV Visa
Smart Debit/Credit and a variety of convenience and loyalty programs, and
provides access to Cards etc’s extensive consulting expertise to assist Visa
members in driving their smart card business cases.

Denny Jensen, vice president, Consumer Product Platforms at Visa
International, said: “Our Visa Smart Partners, such as Cards etc., help to
equip Visa member banks with the infrastructure and tools necessary to take
advantage of smart card technology and, ultimately, to compete in an
increasingly tough market.”

About Cards etc:

Sydney-based Cards etc is a provider of smart software and solutions for
smart card, e-commerce and similar e-transaction systems. Cards etc developed
Arterium, smart software that provides infrastructure management for smart
cards, products and devices. Arterium provides relationship lifetime
management that enables organizations to manage their relationships with
cardholders over their lifetime. It can be implemented across financial,
telecommunications, government, transit and travel organizations deploying and
managing multi-product smart card, e-commerce and related technologies.

Cards etc provides professional services integrating new technology
solutions into existing environments.

About Visa

Visa is the world’s leading payments brand and the largest payments system
worldwide. Visa-branded cards generate almost US$2 trillion in annual volume
and are accepted at over 22 million locations around the world. The Visa
organization plays a pivotal role in advancing new payment products and
technologies to benefit its 21,000 member financial institutions and their
cardholders. Visa is a leader in Internet based payments and is pioneering
the creation of u-commerce, or universal commerce — the ability to conduct
commerce anytime, anywhere, over any type of device.


BofA Relocation Card

Bank of America Wednesday announced an innovative stored value card that will give Primacy Relocation clients a new way to manage their money while moving. A Memphis-based company, Primacy Relocation processes more than $1 billion in relocation costs, handling some 20,000 domestic and international relocations a year.

Through its coast-to-coast operation, Primacy offers everything from temporary living and home purchase programs to consultation for corporate relocation program policy and administration.

‘This partnership enables Primacy to offer clients a streamlined money management tool that provides the flexibility and security they desire during the relocation period,’ said Jeff Rankin, senior manager, Corporate and Commercial Card Services, Bank of America. ‘Our relocation card program also addresses the needs of the relocating family providing access to relocation funds through multiple cards.’

Benefits of the Primacy Relocation Card

· Cost Efficient Stored value and prepaid cards offer businesses a solution to the traditional time-intensive expense management process, allowing them to save time and money.

· Safer than cash If the card is lost or stolen, it can be deactivated and the unspent amount can be replaced.

· Convenient Since the card has the Visa logo, it is accepted at more than 22 million merchant locations and more than 620,000 ATMs worldwide.

“We are very excited to be bringing this product to the marketplace with the recognized leader in financial services Bank of America,’ said Matt Spinolo, president, Primacy Relocation. ‘The Primacy Relocation Card, developed by Bank of America and Primacy, provides solutions to problems with traditional lump sum programs. Primacy has long enjoyed a strong relationship with the bank and this new product will add value to our clients and their transferring employees.’

Other benefits of the Relocation Card program being implemented at Primacy Relocation include dedicated program management support, built-in security options, multilingual customer service and Web-based reporting.

About Primacy Relocation

Primacy Relocation, LLC, is a full-service relocation provider that addresses both domestic and international needs for companies throughout the United States. Primacy offers a full range of relocation services, providing turnkey support in home sales, destination services, household goods move management, program administration and international assignment support. In addition to its Memphis headquarters, Primacy has offices in Chicago, Dallas, Sacramento, Los Angeles, and Omaha. For further information, visit Primacy’s Web page at [www.primacyrelo.com][1].

About Bank of America

One of the world’s leading financial services companies, Bank of America is committed to making banking work for customers like it never has before. Through innovative technologies and the ingenuity of its people, Bank of America provides individuals, small businesses and commercial, corporate and institutional clients across the United States and around the world new and better ways to manage their financial lives. The company enables customers to do their banking and investing whenever, wherever and however they choose through the nation’s largest financial services network, including approximately 4,400 domestic offices and 13,000 ATMs, as well as 38 international offices serving clients in 190 countries, and an Internet Web site that provides online access for more than 3 million customers, more than any other bank.

Bank of America stock (ticker: BAC) is listed on the New York, Pacific and London stock exchanges. The company’s Web site is [www.bankofamerica.com][2]. News, speeches and other corporate information may be found at [www.bankofamerica.com/newsroom][3]

[1]: http://www.primacyrelo.com/
[2]: http://www.bankofamerica.com/
[3]: http://www.bankofamerica.com/newsroom



Canada’s smallest business operators can
now accept credit cards as a form of payment from their own customers – to
help them grow their businesses. Intuit Canada has introduced the Quicken 2002
Home & Business Credit Card Service through an agreement with SureFire
Commerce, a Canadian-based international provider of secure online transaction
processing services.

Small business owners who work with Quicken 2002 Home & Business can
access this service by filling out a single application. Once approved, they
can accept the world’s most popular credits cards, in-person, online or over
the phone, to improve their client service, increase their revenues and get
paid faster.

“Until now, it was expensive, difficult or impossible for small
businesses to accept credit cards,” says Nancy Hunt, Quicken’s Business Unit
Manager. “By offering their customers more options and flexibility in paying
for services and goods, small business operators can be more competitive.
Getting approval to accept credit cards as a form of payment is no longer a
difficult hurdle. Now, the application is simple. There’s no special equipment
to invest in, and once approved, businesses pay for the service only when they
need it, on a per-transaction basis.

“With the introduction of the new Quicken 2002 Home & Business Credit
Card Service, small businesses now have a very powerful business-enhancing
tool,” says Hunt.

“We’re proud that SureFire’s payment solution has been incorporated into
the 2002 home and business version of Canada’s best-selling personal finance
software,” says Mitchell Garber, Executive Vice-President (Business
Development), SureFire Commerce Inc. “We’re glad to contribute to small
business success in Canada, and we’re honoured to help make Intuit Canada’s
small business tools unique throughout the country.”

Today’s announcement supports Intuit’s “Right For My Business” corporate
strategy unveiled earlier this year. That initiative sees Intuit going forward
to develop very specific products and solutions for very specific business

About Intuit Canada

Intuit Canada Limited is headquartered in Edmonton and has offices in
Calgary, Toronto and Montreal. The company is a leading developer of finance
and business management solutions, including personal finance management,
business management and accounting, and tax preparation software, as well as
Web-based services. Intuit’s products and services include Quicken(R),
http://www.quicken.ca, QuickBooks(R), QuickBooks(R) logiciel
comptable, QuickTax(TM),
ImpôtRapide(R) and QuickWealth Planner(TM). Through Intuit GreenPoint, the
company offers ProFile(TM), professional tax preparation software and ProFile
FP(TM) professional financial planning software. Together, Intuit Canada and
Intuit GreenPoint enable individuals, small businesses and financial
professionals to better manage their financial lives and businesses. Visit
Intuit Canada Limited at
http://www.intuit.com/canada and
Intuit GreenPoint at

About SureFire Commerce Inc.

SureFire Commerce Inc. is a global business-to-business provider of
proprietary e-commerce solutions in the area of secure credit card transaction
processing and merchant enabling. SureFire Commerce is an international
provider of secure online transaction processing services to goods and
services merchants in the areas of retail sales, sports, entertainment and
licensed online gaming, among others. Total transactions processed exceeded
$1.2 billion in fiscal 2001. SureFire Commerce’s merchant enabling solutions
provide telecommunications companies, Internet service providers, high-traffic
portals and financial institutions the ability to generate recurrent revenue
streams for themselves and their small- and medium-sized business customers.
SureFire Commerce is headquartered in Montreal (Quebec) with offices in Hull
(Quebec), Boston (Massachusetts) and London (England).