Daman Solutions Award

Daman Consulting, a pioneer in the growing Business Intelligence industry, announced it has received the Brio Excellence in Partnering Award. This award is given each year to just one company worldwide. Daman’s partnership with Drive Financial Services LP won the award for creating an interactive reporting and analysis solution.

“This is great recognition for Daman,” noted Norman Comstock, OLAP solutions director for Daman. “This award is a testament to Daman’s breadth of knowledge, not only in terms of Brio’s suite of tools and applications, but also in terms of the business needs at Drive Financial that were the impetus for creating a solution.”

Drive Financial is a financial services company that purchases retail installment contracts from a variety of car dealerships. Drive’s executives needed a reporting and analysis solution that would allow them to analyze key performance indicators down to the Associate level on a daily basis. Of course, Drive needed a solution that could be quickly deployed and deliver immediate results.

After purchasing Brio Intelligence software and Microsoft’s SQL Server, Daman Consulting was brought in to aid in the creation and implementation of the solution. A BI Gold Partner of Microsoft and a long-term partner of Brio Software, Daman quickly developed a plan for getting a solution up and running quickly. Within 90 days, Drive had the reporting and analysis capabilities it needed for its Servicing functions. The results came immediately: during the first month of operations there was an increase in both efficiency and overall performance within the Servicing group.

“I feel extremely positive with the results we delivered in working with Brio over a very short period of time,” noted Kevin Kleibrink, vice president of knowledge management for Drive Financial. “There is no question in my mind that the partnership created on this project has been extremely successful in delivering immediate results.”

The award program provides Brio partners the opportunity to be recognized and rewarded for significant contributions in delivering cutting-edge solutions and services using Brio’s technology. The Excellence in Partnering award recognizes a partner that utilized its implementation skills to deliver a total Brio solution. This award must be validated by a customer testimonial.

About Brio Software

Brio Software is the leading provider of next-generation business intelligence tools and applications that help Global 3000 companies achieve breakthrough business performance. Widely recognized as one of the easiest-to-use and deploy solutions in the industry, the Brio Performance Suite&trade expands business intelligence beyond advanced query and analysis technologies to include powerful information delivery through enterprise-class reporting and personalized performance dashboards. Used by nearly 70 percent of the Fortune 100, Brio products empower individuals, workgroups and executives in an organization to turn enterprise information into actionable insight, so superior decisions and business performance result. Founded in 1989, and headquartered in Santa Clara, CA, Brio products and services can be found around the globe at [http://www.brio.com][1].

About Daman Consulting

Daman Consulting provides advanced enterprise business intelligence solutions for a broad range of industries. Daman’s offerings enable enterprises to fully leverage information assets across all channels of corporate operation and communication. The Daman approach combines traditional data analysis, data warehousing, data access and OLAP implementations with more holistic services, which are geared towards integrating operational and analytical systems. These services include enterprise portal implementations, closed-loop analysis, intelligent enterprise integration, and adaptive information architectures. Greater profitability is the result of improved enterprise decision-making and responsiveness based on real-time business intelligence. For more information, visit Daman’s Web site at [http://www.damanconsulting.com][2].

[1]: http://www.brio.com/
[2]: http://www.damanconsulting.com/



Euronet Worldwide, Inc., a leading provider of secure electronic
financial transaction solutions, announced an agreement for an expanded
ATM outsourcing program with BIG Bank Gdanski S.A., one of the largest
banks in Poland.

Euronet Worldwide has had an ATM outsourcing agreement with BIG Bank S.A.’s
Millennium retail division for more than two years, servicing 218 ATMs. The
Millennium retail division is the most modern national retail network in
Poland. With the recent merger of BIG Bank S.A. and BIG Bank Gdanski, the new
BBG serves more than 927,000 customers across 348 branches. Under the new
multi-year agreement, Euronet will manage a combined network of more than 400

“Around 50% of our customers’ transactions are performed through
alternative/automatic distribution channels. ATMs play a key role as an
alternative touchpoint for our customers, and Euronet has proved to be a
partner with excellent service and reliability,” said Pedro Ribeiro, BIG Bank
Gdanski Vice-President of the Board. “By outsourcing our ATM network to
Euronet, we can focus on our core business of banking, enhance customer
convenience and benefit from an expanded transaction set and quick-to-market

“Thanks to Euronet, in December 2000, our bank was recognized in a Polish
survey published by Rzeczpospolita as providing the best performing electronic
system for transaction authorization and as the most accessible for bankcard
acceptance. On that same survey, we were also recognized as one of the best
most available ATM Networks, offering one of the most expanded transaction

BBG also extended its customer reach by leveraging Euronet-owned ATMs for
customers throughout Poland. Euronet’s ATM network consists of 669 ATMs in
Poland and 2,400 ATMs across nine countries in Europe. Additional software
and/or network clients in Poland include banks, such as Bank Slaski S.A.,
MultiBank, Citibank, Fortis, Deutsche Bank 24, Inteligo, LG Petro Bank S.A.,
and three mobile phone operators — ERA, Centertel and PLUS GSM.
“Euronet welcomes the opportunity of outsourcing a project of this scale,”
Dan Henry, Euronet Worldwide President and COO. “BIG Bank Gdanski and
Millennium have historically been the frontrunners in Poland, providing
comprehensive retailing banking solutions for their customers, and this
agreement shows their continued commitment to customer convenience. We look
forward to growing with BBG in the Polish market.”

About Euronet Worldwide

Euronet Worldwide is an industry leader in providing secure electronic
financial transaction solutions. The company offers financial payment
middleware, financial network gateways, outsourcing and consulting services to
financial institutions and mobile operators. These solutions enable their
customers to access personal financial information and perform secure
transactions — any time, any place. The company has processing centers
in the United States, Europe and Asia, and owns and operates the largest
independent ATM network in Europe. With corporate headquarters in Leawood,
Kansas, USA, and European headquarters in Budapest, Hungary, Euronet serves
more than 200 clients in 60 countries. Visit our web site at

About BIG Bank Gdanski S.A.

BIG Bank Gdanski S.A., through its retail network, offers a wide range of
commercial banking services, including short- and medium-term loans, discount
loans and overdraft facilities, investment banking and brokerage services.
Other activities include provision of insurance and pension fund services,
issuing and servicing credit cards. The Bank has 927,000 customers and 348


Gold Card Shut Down

A U. S. District Court, at the request of the Federal Trade Commission, has frozen the assets of and closed down a marketer of gold catalog cards. The FTC complaint alleges that Salyon, Inc., d/b/a First Liberty Financial, Salyon National Credit, Shop Salyon, Quicklinks.com, targeted consumers with negative credit histories, using pitches like, “You can re-establish your good credit!” and “Account Status: APPROVED GOLD CARD.” For fees ranging from $49 to $64, the defendants offered “pre-approved” credit cards with $15,000 credit limits, and zero percent interest rates for the first year. Instead, the merchant card they provided only allowed users to purchase items from the defendants’ Web sites or catalogs. They also claimed that consumers who maintained a favorable payment record would be issued a MasterCard with a lifetime zero percentage rate.


Household Co-Brand

Household and Bally Total Fitness announced this morning they have extended their co-branded VISA and MasterCard credit card program through 2004. Launched in 1995, the Household/Bally credit card program has generated more than 200,000 VISA and MasterCard accounts and more than $250 million in membership balance transfers to date. Bally has four million members. Household also has the ‘GM Card’ and the AFL-CIO’s ‘Union Plus’ co-branded cards. Launched in Sept 1992, the ‘GM MasterCard’ signed up more than three million cardholders and attracted $2 billion in balances in its first fourteen weeks. At the end of the third quarter, Household had 17.3 million accounts and $15.1 billion in card receivables according to CardData ([www.carddata.com][1]).

[1]: http://www.carddata.com


Dynamic Value

Alliance Data Systems this week launched a new card-based program for petroleum and convenience store retailers, which includes pre-paid functionality, loyalty features and database marketing capabilities. ‘Dynamic Value’, provides a suite of services designed to drive customer traffic from the fuel terminal into the store while also encouraging repeat business via multiple touch points used to communicate with customers. Key features include instant messaging at the fuel terminal for special merchandise offers; points for other incentives; email notices of special offers for next visit; UPC/NACS product code support; and customized programs based on consumer purchase behavior.



Infineon Technologies, the world’s leading supplier of chip
integrated circuits, and Sony Corporation announced that they will
jointly develop secure integrated circuits for contactless chip card
systems. Combining Sony’s contactless chip card technology “FeliCa”, which is
based on Type C, and Infineon’s expertise in secure chip card ICs, the
agreement will expand the contactless chip card market including
multi-application cards, card terminals and background infrastructure systems
for data management. The jointly developed ICs are targeted to be available by
the end of 2002. These ICs will be integrated as dual interface chips which
have both contact and contactless interfaces.

The cards combine authentication and identification with the stringent
requirements for fast authorization in access applications, such as electronic
tickets in public transport, company or government issued ID cards, and
cards. Based on their encryption and decryption functionality, the cards
secure and reliable transactions.

Infineon estimates the worldwide market for chip cards to reach up to 4.5
billion cards in 2006, about 25 percent of which equipped with contactless
technology. According to market research company Gartner Dataquest, worldwide
chip card shipments totaled about 1.8 billion units in the year 2000.
Today, already more than 25 million contactless chip cards based on Sony’s
FeliCa technology have been shipped globally. About 11 million contactless
cards — currently equipped with on-card-memory — have been shipped in Hong
Kong for public transport systems such as subway, bus and ferry. Japan Railway
East will use FeliCa cards in about 400 stations in the Tokyo metropolitan
area, starting from this month.

“Market success of contactless chip card applications depends on the
ability to
provide complete solutions. Combining Sony’s system know-how with Infineon’s
expertise in secure semiconductor solutions and manufacturing processes will
provide the benchmark for contactless technology of the future,” said Dr.
Hermann Eul, senior vice president and general manager of the Security & Chip
Card ICs Business Group of Infineon Technologies. “This agreement enables
complete system solutions paving the way for powerful chip cards that combine
multiple applications such as public transportation services, electronic purse
systems and identification, as well as best-price loyalty programs.”
“I am delighted that Sony and Infineon have reached this agreement to jointly
develop chips which introduce Sony’s Type C contactless chip card technology.
Our cooperation will result in the application of this technology in transport
systems, as well as in the finance and administrative fields. We also plan to
offer many new access-modes for Sony’s FeliCa as a key network device for the
future,” said Hiromasa Ohtsuka, President of Sony’s Broadband Network Center.

Technical Information on the Companies’ Agreement

The agreement combines Sony’s expertise in contactless chip card technology
with Infineon’s know-how in design of secure chip card ICs and
manufacturing processes. Under the terms of the agreement, Sony will
its Type C contactless chip card specifications and FeliCa operating system.
Infineon will integrate this interface technology in its contactless IC
family. Infineon will manufacture the dual interface ICs with the
jointly-defined Type C secure technology and supply them to Sony. This will
make Infineon the only manufacturer of chip card ICs that fully comply with
three contactless interface formats Type A, Type B and Type C. These three
formats differ in the protocols for data transmission.

Benefits of Contactless Chip Cards

Unlike contact-based chip cards, requiring a physical interface between the
card and a reader to transfer information, a contactless chip card contains a
special transmission module for “over-the-air” data communication. This
transmission module consists of a chip and an antenna embedded in the card.
card does not have to be inserted into a terminal’s slot.
Service providers in a wide range of private industry and public organizations
will benefit in multiple ways from the enhanced capabilities of contactless
chip card technology. For example, contactless chip card technology reduces
system and maintenance costs for service providers and, compared to today’s
magnetic strip cards, enhances protection against fraud. Additionally,
availability of solutions will ease and speed-up the introduction of
contactless systems. The contactless chip cards also present a higher level of
flexibility to service providers. By matching a cards’ services to customers’
needs, the service providers can offer multiple services on the cards without
having to exchange them in the field.

About Infineon

Infineon Technologies AG, Munich, Germany, offers semiconductor and system
solutions for applications in the wired and wireless communications markets,
for security systems and smartcards, for the automotive and industrial
as well as memory products. With a global presence, Infineon operates in the
U.S. from San Jose, CA, in the Asia-Pacific region from Singapore and in Japan
from Tokyo. In the fiscal year 2001 (ending September), the company achieved
sales of Euro 5.67 billion with about 33,800 employees worldwide. Infineon is
listed on the DAX index of the Frankfurt Stock Exchange and on the New York
Stock Exchange (ticker symbol: IFX). Further information is available at
Further information on Infineon’s contactless product portfolio at

About Sony

Sony Corporation is a leading manufacturer of audio, video, game,
communications and information technology products for the consumer and
professional markets. With its music, pictures, computer entertainment and
on-line businesses, Sony is uniquely positioned to be a leading personal
broadband entertainment company in the world. Sony recorded consolidated
sales of nearly $60 billion for the fiscal year ended March 31, 2001. Sony’s
Home Page URL:


Digital Insight Loses CFO

Digital Insight announced that Kevin McDonnell, the Company’s Senior Vice President of Finance & Administration and CFO, has decided to leave the Company in April 2002 for personal reasons. The Company has begun a search for a replacement. In the interim, Michael Dunn, Vice President of Finance will be responsible all Finance responsibilities. Dunn will report directly to John Dorman, Chairman and CEO for Digital Insight.

McDonnell will assume the title of Senior Vice President, Corporate Development during this transition period in order to focus his attention on helping the Company with strategic acquisition initiatives. McDonnell joined the Company in March 1999 as CFO. “Digital Insight is a great Company and is positioned for continued success,” said McDonnell. “Being a part of its phenomenal growth and success of Digital Insight has been personally rewarding. This change will allow me to focus on other interests and priorities, including more time with my family,” said McDonnell.

“Kevin’s contributions to Digital Insight have been very significant — guiding the Company through high growth while successfully financing the Company through multiple private and public equity financing transactions, contributing to our current strong cash position of more than $65 million,” said Dorman. “More importantly, he has helped significantly on our drive to achieving and sustaining operating profitability. We are very confident in our ability to continue the trends of strong growth and operating profitability that Kevin has helped to build.”

About Digital Insight

Digital Insight(TM) Corporation ([http://www.digitalinsight.com][1] ) is the preferred eFinance enabler for visionary financial institutions. Through its comprehensive portfolio of outsourced, Internet-based financial products and services built upon the Company’s unique architecture, Digital Insight moves banks and credit unions Beyond Internet Banking(TM) to become the trusted transaction hub for their retail and commercial customers. Exclusively endorsed by the American Bankers Association(R) (ABA), and currently serving nearly 1,400 financial institution clients nationwide, Digital Insight provides retail and commercial Internet banking, electronic bill payment and presentment, eCommerce portal technology, wireless channel delivery, advanced targeted marketing, website development and maintenance, as well as online and call center lending services. Each Digital Insight product and service reinforces the brands of its client financial institutions. Digital Insight. Beyond Internet Banking.(TM)

[1]: http://www.digitalinsight.com/


CyberCash Liquidation

CYCH, Inc., f/k/a CyberCash, Inc. announced that the United States Bankruptcy Court for the District Of Delaware approved CYCH’s proposed First Amended Liquidating Plan of Reorganization, under which CYCH will liquidate its remaining assets and make distributions to its creditors and shareholders.

CYCH and its Tellan and ICVerify subsidiaries filed voluntary petitions for reorganization relief under Chapter 11 of the Bankruptcy Code on March 2, 2001. CYCH conducted an auction of its assets on April 11, 2001, which resulted in the sale of its Internet payment processing business to Verisign, Inc. and its software businesses, including the ICVerify and Tellan subsidiaries, to First Data Merchant Services. ICVerify and Tellan were dismissed from the bankruptcy proceedings.

Under the Plan, CYCH will pay all allowed claims of its creditors in full plus interest calculated from the filing date. CYCH expects to begin making distributions to creditors holding allowed claims before the end of the year. CYCH also expects to begin making distributions before the end of the year to stockholders of record on December 3, 2001. The transfer ledger for the CYCH stock will be closed on the record date, and the outstanding common stock will be exchanged for the right to receive liquidating dividends.

Dan Lynch, Chairman of the Board of CYCH, reflected on the court ruling. “While I am saddened by the dissolution of CyberCash, I believe the employees of CyberCash were among the most creative and resourceful individuals I have worked with. CyberCash’s innovations proved the viability of the Internet as a tool for commerce, both in the consumer sector and in the business-to- business sector.

The last eight months have been difficult ones, but thanks to Tom LaHaye and his dedicated team, and the efforts of Morris, Nichols, Arsht & Tunnell, we have managed to end our corporate existence with our debts paid in full and a meaningful distribution to our shareholders. Under the circumstances, this is an excellent outcome.”

Under the Plan, a Plan Administrator will manage the assets and liabilities remaining after the initial distributions. Further distributions to shareholders of record are possible in 2002.

Information about CYCH can be found at . Information about the bankruptcy proceeding can be found at [http://www.deb.uscourts.gov][1].

[1]: http://www.deb.uscourts.gov/


Intermec 782T CR Printer

A new portable workboard printer from Intermec Technologies Corp. moves the point of service directly to the customer, with the ability to deliver real-time credit card verification on the spot.

The new 782T CR printer, an enhancement of the 782T, can read magswipe or smartcard data. When used in tandem with the Intermec’s 710 mobile computer with 802.11b wireless capabilities, the 782T CR takes transactions away from the counter and to the customer’s preferred point of sale.

“The 782T CR with a wireless 710 mobile computer speeds transaction time and helps improve customer service,” said Rich Sherman, Intermec director of product marketing. “The potential for mobile point-of-service is tremendous. For example, lumberyard workers must wait on customers outside where the lumber is stacked. Instead of forcing the customer to walk inside to complete the transaction, the 782T CR/710 combination lets the entire transaction can take place at the customer’s vehicle.”

The 782T CR’s built-in, low-profile reader collects magswipe or smartcard data and stores it in the printer buffer memory until the 700 Series mobile computer requests it. After processing the information, the mobile computer can send data to the printer for printing receipts or orders.

The 782T CR is a small and light, yet rugged, 2-inch direct thermal printer that can be used in even the most challenging home delivery and field service environments. Designed specifically to hold the Intermec 700 Series mobile computer, the 782T CR printer workboard is a rugged one-piece solution that can withstand extreme temperature and weather conditions as well as multiple five-foot drops to concrete.

The 782T CR prints at approximately 1.8 inches-per-second and holds more than 100 feet of thermal receipt paper. It prints both standard and bar coded receipts, as well as graphics such as captured signatures.

When plugged into a charging device, the 782T CR can charge itself as well as the 700-series computer. It comes standard with customer-replaceable lithium ion batteries, IrDA and RS-232 serial communications, and 4MB flash memory for added performance. The workboard accommodates a hand strap and shoulder strap or can be mounted in a vehicle.

The 782T CR is the latest in Intermec’s line of portable printers, which deliver maximum portability and minimum size as well as the ability to withstand the rugged conditions of distribution applications.

About Intermec

Intermec Technologies Corp., a UNOVA Inc. (NYSE:UNA) company, is a leader in global supply chain solutions and in the development, manufacture and integration of wired and MobileLAN(TM) wireless automated data collection, Intellitag(R) RFID (radio frequency identification), mobile computing systems, bar code printers and label media. The company’s products and services are used by customers in many industries to improve productivity, quality and responsiveness of business operations, from supply chain management and enterprise resource planning to field sales and service. To learn more about how companies can benefit from Intermec’s supply chain technologies, contact Intermec Technologies Corp., 6001 36th Ave. West, P.O. Box 4280, Everett, WA 98203-9280 USA; telephone 800/347-2636; or visit Intermec’s web site at [http://www.intermec.com][1]. To learn more about UNOVA, visit [http://www.unova.com][2].

[1]: http://www.intermec.com/
[2]: http://www.unova.com/



TietoEnator is on the home
stretch with the Euro2002 project of Automatia, who is responsible for ‘Otto’
cash ATMs. Changes required by the Euro have been completed in good time and
the final tests are gone through right now. The first ATMs will hand out Euros
as soon as on the first night of the new year 2002. Within two weeks of the
turn of the year all of the about 2,000 ‘Otto’ ATMs everywhere in Finland will
only deliver Euro bills.

To the Finns cash ATMs are a part of everyday life, in average over 10,000
withdrawals per month are being made with one ATM. In Europe, the
number is about 3,500 withdrawals. A majority of bills, also Euro bills, are
delivered via ATMs to the banks’ customers. This allows a more speedy delivery
of Euro bills in Finland than in many other European countries.

TietoEnator has been totally responsible for implementing the information
system changes for Automatia. The planning of Euro changes was started as
as the year 1997. An important part of the development work has been to
guarantee the uninterrupted and simultaneous operation between Automatia and
the Finnish banks.

The services of TietoEnator Finance Sector are based on a strategic
with our customers. Finance sector’s solutions concentrate on key technologies
and the goal is, via Europe, to be a global e-finance solution provider. In
addition to Internet banking solutions, TietoEnator Finance Sector also
commands strong expertise in payment systems and selected capital market
solutions. Finance Sector operates in 11 different countries with more than
1700 experts and over 300 customers world-wide. TietoEnator Finance Sector is
the leading partner for the banking, insurance and finance sector in Northern

With more than 10,000 employees and annual net sales of 1.1 billion Euro,
TietoEnator is a leading supplier of high value-added IT services in Europe.
TietoEnator provides consulting, systems development and integration,
and support, product development services for customers, and software

The Group has in-depth knowledge of its customers’ businesses in areas such as
telecommunications, finance, the public sector and the forest and energy
industries. www.tietoenator.com


ePS Acquired

Trintech has acquired VeriFone’s ‘ePS’ product line for $3.3 million. The deal includes the source code to all releases of all related products and technologies, as well as all existing ‘ePS’ customers. The ‘ePS’ product line provides payment switching, prepaid and Internet functionality, and has an installed base of more than 35 customers. The product line is aimed at large retailers, financial institutions, network operators and other multiple service providers. As part of today’s agreement, VeriFone is joining Trintech’s ‘PayWare Partner Program’ as a reseller of ‘PayWare’ products to ensure there is an integrated working relationship between the two companies. Trintech says the addition of ‘ePS’ to its ‘PayWare’ suite of products will significantly reduce the investment and time to market for new features, including support for gift cards, enhanced prepayment options, and check authorization.


Diamond Club Settles

A group operating out of New Jersey defendants has settled FTC charges in regard to deceptive telemarketing of advance fee VISA or MasterCard credit cards. The company, Financial Services of North America, Inc., agreed to pay $239,793 for consumer redress as part of the settlement. The defendants claimed that for a $99 fee, consumers with credit problems were guaranteed to obtain major credit cards. Instead of receiving the promised credit cards, however, consumers received a membership in the “Diamond Club,” a merchandise-purchasing club. Consumers also received a credit card application to a South Dakota bank issuing sub-prime credit cards, which required additional application fees. The FTC says the defendants debited many consumers’ bank accounts without their authorization, and, in other instances, they debited consumers’ accounts in amounts exceeding the amounts authorized by the consumers.