Concord EFS reported second quarter revenue growth of 17%, with net income up 36%. The Company says transaction volume grew 19% in the first half of this year. Network Services revenue increased 6% to $164.1 million on transaction volume growth of 7% in the second quarter. Transaction volume increased 11% for the first half of 2003, including 19% growth in STAR PIN-debit transactions. Payment Services revenue was $405.9 million in the second quarter, up 22% on transaction volume growth of 29%. Payment Services transactions for the first half of this year were up 30%, with continued growth across all payment types: acquired credit and signature debit, up 27%; acquired PIN-debit, up 31%; and electronic benefits transfer transactions, up 31%. Payment Services revenue includes interchange fees of $266.4 million in second quarter 2003 as compared to $200.5 million in second quarter 2002. Payment Services currently provides payment processing services for approximately 433,000 merchant locations, including 17,600 quick service restaurant locations. There are approximately 125.7 million debit cards that display the STAR brand and that may be used at approximately 1,251,100 ATM and point of sale locations for financial transactions and purchases coast-to-coast. Concord currently provides processing for 19.7 million debit cards and approximately 95,600 ATMs. For complete details on Concord’s 2Q/03 performance visit CardData ([www.carddata.com]).