A new survey from Cambridge Consumer Credit Index shows that 55% of all Americans making monthly payments on car leases or loans say these loans are burdensome enough to prevent them making major purchases. Of all Americans surveyed, 46% have outstanding car loans or leases and 54% make no car payments. Of those making car payments, 32% spend less than $300 a month, 50% pay between $300 and $500, 10% pay between $500 and $700 and 7% pay more than $700 a month. The Cambridge Consumer Credit Index is a forward looking economic indicator gauging consumer spending and debt. !