Arizona-based eFunds reported fourth quarter net income of $11.3 million, compared with net income of $10.1 million in the fourth quarter of 2003. Net revenue decreased $4.9 million to $130.5 million in the fourth quarter of 2004, compared to net revenue of $135.4 million reported in the fourth quarter of 2003. This decrease was principally due to the sale of the Company’s ATM portfolio in November. eFunds recorded net revenue of $552.1 million for the year, compared to net revenue of $532.1 million recorded in 2003. eFunds expects full-year net revenues for 2005 to increase approximately 8% to 12% on a combined organic and acquisitive basis over the $431 million baseline revenue achieved across eFunds’ three remaining segments — electronic payments, risk management and outsourcing — in 2004. The Company expects net income to increase 17% to 22% in 2005 over the net income of $40.8 million reported in 2004. For complete details on eFunds latest results, visit CardData ([www.carddata.com]).