National Contactless eTicketing System Planned

The 26th recent “kontiki Conference” in Rotterdam focused on
the world’s first realization of a national contactless eTicketing
system in the Netherlands. Participants from seven European countries
learned about the many aspects involved in the national implementation
of the smart card. Four tours of city transport, regional transport,
railway, and a provider answered a number of questions raised by
participants during presentations or from their own experiences with
eTicketing. In addition to the extensive presentation and tour program,
the three kontiki working groups – “Models, Interoperability, and
Mobility” – were able to continue their work.

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Rahaxi Approved as a MC SecureCode Vendor

FreeStar Technology has been approved by MasterCard
International for its integration of MasterCard “SecureCode” within the
online payment card security service operated by its wholly owned
subsidiary Rahaxi Processing Oy. “SecureCode” is a global security
solution for Internet retailers and financial institutions and requires
cardholders to enter their personal code in a inline window on their PC
before their online payment can be completed. The bank then
authenticates the cardholder and provides the electronic retailer
evidence of the online purchase. Rahaxi currently processes in excess of 1.8 million card payments per month for such companies as Finnair, Ikea and Stockmann.

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JCB Names a New Senior Deputy President

JCB International has appointed Kenji Seto to serve as Senior Deputy
President. Seto is an acknowledged banking industry expert with close
to 30 years’ experience at SMBC, particularly in investment banking,
merger and acquisition, and business with key enterprises in global
markets. Seto joined JCB Co., Ltd. in 2005 as Executive Officer of
Issuing Business Headquarters, where he was mainly responsible for the
development of alliance business with key accounts. Seto successfully
managed the building of several major alliances for launching co-branded
cards, including Nippon Cultural Broadcasting, Incorporated and the
mega-enterprises KDDI and Tokyo Metro. JCB has a merchant network that includes 13.8 million merchants and 57.70 million cardholders.

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VISA Nudges A/P Governments to Adopt E-Payments

VISA’s Government Services division is urging Asia Pacific governments to improve their management of public expenditure by adopting innovative
payment programs. VISA held a recent conference in Perth, Australia, themed “Modernizing through Innovation,” which explained how governments are able to increase accountability and efficiency while providing taxpayers with improved services. The VISA “Asia Pacific Government Services Conference” focused on the use of VISA’s innovative payment programs to help modernize economies and pass on to taxpayers cost savings achieved through more efficient procurement processes. South Korea was identified as the market in which these programs are most developed. In the UK, VISA’s “Government Procurement Card” has helped achieve significant cost savings since it was implemented nine years ago. With more than 50,000 users, GPC has resulted in modernized processes that saved taxpayers more than US$255 million. The Government of Thailand implemented its “Government Services Card” in February this year. About 80 of the 217 agencies have already signed up with the program; the rest are expected to follow shortly. Markets such as Australia, Hong Kong, New Zealand, Singapore and Taiwan have also implemented government programs that provide greater transparency of financial transactions and improve tax collection.

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The Post Office to Add 500 More ATMs

The Post Office plans to install an extra 500 ATMs in its branches. The P.O. has already committed to roll out 1,000 within the next five years under a deal with the Bank of Ireland. The P.O. recently installed a free-to-use ATM service at the Speke branch in Liverpool, replacing a fee-charging ATM. Since installing the free ATM service, use of the cash machine has already increased seven-fold. As a result, the Post Office also confirmed its intention to withdraw from its involvement with third party fee-charging ATM suppliers.

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ESI to Pilot Citadel’s SecureSwipe Terminal

ESI Entertainment Systems has announced that its wholly owned
subsidiary, Citadel Commerce Corp., will pilot its “SecureSwipe”
device with Leisure & Gaming plc. “SecureSwipe” is a point of sale
terminal which enables an end user to swipe a credit or debit card and
enter a PIN to conduct an immediate secure payment from home. A consumer
can transfer “eMoney” into their “myCitadel Wallet” and pay by
physically swiping their credit card at home using an assigned
SecureSwipe pinpad device and electronically signing a receipt. Citadel
Commerce correctly codes the credit card transactions
according to card association regulations and the purchases are approved
because the payments are treated as card-present transactions. Citadel
Commerce is a provider of secure and efficient payment
processing services to the international online gaming industry.
Leisure & Gaming plc is a holding company focused on the interactive
betting and gaming sector.

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ICICI Deploys Fair Isaac’s Strategy Science

Fair Isaac announced that ICICI Bank has become the first financial institution in Asia to implement its “Strategy Science” to enhance business performance in its retail credit portfolio. “Strategy Science” is Fair Isaac’s proprietary methodology for determining optimal decision strategies by using advanced analysis capabilities. Fair Isaac has been working with ICICI Bank since 2000 to help implement best practice credit and risk management techniques. The bank currently deploys Fair Isaac custom application scorecards and “TRIAD” adaptive control system to manage risk in its credit card portfolio.
The country’s credit card market has been growing at more than 30% annually.

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Postbank Orders 2MM Debit Chip Cards from Sagem Orga

Sagem Orga GmbH has received an order for two million debit
cards from Postbank. A decisive factor in awarding the contract to Sagem
Orga was the recent certification of its “SECCOS” (Secure Chip Card
Operating System) card to a CC certification level. Shipment of the
“SECCOS” smart cards and card bodies will begin in September 2006.
“SECCOS” is a secure operating system for multi-functional smart cards.

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Unibanco Signs a Major Unisys Outsourcing Deal

Unisys Corporation announced that its Brazilian subsidiary will provide
IT infrastructure outsourcing services to Brazil’s Unibanco. Under the
expanded relationship Unisys will provide outsourced management and
support services for Unibanco’s entire retail banking technology
infrastructure. The deal includes support and maintenance services for ATMs and check dispensers. More than 17,390 banking automation
devices and 7,576 ATMs are deployed across 1,150 branches in Brazil and
supporting the bank’s 19.3 million retail banking customers.

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e-Smart Conference Slated for September

GlobalPlatform, Eurosmart and the Java Card Forum will host the 7th
annual “e-Smart Conference,” taking place on September 19-22 in Sophia Antipolis, French Riviera. “Mobile Telecom
and Security ” will emerge as the core theme in this year’s conference,
alongside discussions of “Emerging Technologies”, “Java
Operating Systems” and “Trusted Personal Devices”. GlobalPlatform
will again deliver a full-day “Technical Educational Training Workshop”
at Smart University on September 19, the event opener in the
series of conferences. The Workshop is the industry’s first interactive
curriculum that has been designed to educate smart card technology
implementers and end users on the advantages in deploying a standardized
smart card program. GlobalPlatform focuses on establishing and
maintaining interoperable specifications for single and
multi-application smart cards, acceptance devices and systems
infrastructure that deliver benefits to issuers, service providers and
technology suppliers. GlobalPlatform has about 50 cross-industry member organizations.

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Western Union’s 4×1 Program to Promote Development

Western Union has announced the expansion of a pioneering initiative, the
“4×1 Program”, to the Mexican State of Michoacan. Western Union will
contribute a total of $1.25 million to the program, with $250,000
earmarked for each participating state in the program. The “4×1 program”
helps fund development projects in Mexican communities that experience
high levels of migration and poverty. With Western Union’s contribution,
the 4×1 Program has the potential to leverage $5 million in funding for
development projects in Mexico. The “4×1 Program” builds on the success of
Mexico’s current “3×1 program”, in which each government jurisdiction
(local, state and federal) matches remittances made by U.S.-based Mexican
hometown associations to communities in Mexico. Western Union has about 270,000 agent locations in more than 200 countries and territories.

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New Standards for Contactless Payments Released

Singaporeans will soon get to use one card to make seamless electronic
payments (e-payment) for their everyday needs, made possible as a result
of a collaboration spearheaded by IDA
working closely with the Land Transport Authority (LTA) and the
industry known as “SS 518 CEPAS”, the other key organisations in this
collaboration are the Cards & Personal Identification Technical
Committee (CPTIC) under the Singapore IT Standards Committee (ITSC),
Network for Electronic Transfers Singapore (NETS), and EZ-Link. CEPAS
will allow interoperability of multi-purpose stored
value card payment schemes such as the “NETS CashCard” and the “ez-link”
card. The Infocomm Development Authority of Singapore (IDA) is
committed to growing Singapore into a dynamic global infocomm hub.

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