Experian Intros BizSource/TrueSearch

Experian has launched a new master commercial database and an advanced search and match technology designed to provide a complete view of a small business. “BizSource” is the new master commercial database and builds on Experian’s 30 years of data management experience. “TrueSearch” provides persistent tracking of a company to deliver a complete view of the business over time. The matching system combines all variations of a business’s name and address into a single record, helping to increase file data depth and provide a more comprehensive profile or score. The combination of the two new services allows a more accurate picture of the business’s overall creditworthiness in one view rather than in fragmented pieces.

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Oberthur Appoints Executive Vice President

Oberthur Card Systems has appointed Xavier Drilhon as the executive
vice president of the EMEA region, accounting for 70% of the company’s
global sales. In his new position, Drilhon will work as an advisor to
the CEO
in sales, marketing, personalization activities, mergers and
acquisitions. He
is a graduate of Telecom INT and Harvard Business School and began
his career as Management Consultant at Arthur Andersen and KPMG Peat
Marwick. He joined the Oberthur Group in 1994 and was Vice President
of banknote Corporation of America, a subsidiary of Francois Charles
Oberthur Fiduciaire between 1994 and 1997. Drilhon then became Director
of Manufacturing and Development with Oberthur Card Systems in 1997.
Among his major accomplishments was the acquisition of the Card Division
of De La Rue and merger with Oberthur Card Systems in 1999. Oberthur
had sales of 524.0 million Euros in 2006, 47% of which from payments and
services and 47% from mobile communications.

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Retalix First Quarter Revenues Up 4%

Retalix reported that revenues for the first quarter were up 4% to $52.7 million. Net income for the period was $200,000, compared to net income of $1.5 million for 1Q/06. The Company says the quarter met its expectations and it is encouraged by the strong interest of grocery and convenience retailers in its integrated customer loyalty and promotions solutions. During the quarter, Retalix and Postilion announced an alliance to deliver integrated POS and payment switch for travel centers and convenience stores. The Company also signed a mjor contract with a major Chinese grocery retail chain. The Scandinavian retail group Reiten Servicehandel extended its deployment of Retalix software to 185 7-Eleven convenience stores across Norway and Sweden. Retalix anticipates total annual revenues for 2007 in the range of $220 to $230 million. For complete details on Relatix’s latest performance visit CardData ([www.carddata.com][1]).

[1]: http://www.carddata.com

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Clear2Pay Opens Office In Shenzhen

Clear2Pay announces the opening of Clear2Pay China. Based in Shenzhen,
Clear2Pay China will be responsible for sales, professional services,
local development and support in the Chinese region. Clear2Pay China is
the result of a joint venture between Clear2Pay and
Data House and led by Frank Wu. With a strong presence in the Asia
Pacific region through its offices in Australia and Singapore, Clear2Pay
has been in close touch with the developing Chinese payments market over
an extended period. Clear2Pay is a financial technology company
headquartered in Brussels, Belgium.

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Ambiron Opens New Operations Office In Miami

AmbironTrustWave has opened an office in Miami, Fla., to serve as the
regional headquarters for the firm’s Latin America and Caribbean
operations. AmbironTrustWave has provided PCI DSS compliance solutions
to several entities in Mexico, Central America and South America, but is
looking to expand its presence in the region. Ambiron has hired Jarrett
Benavidez as the Managing Director with responsibility for sales and
business development in the Latin America & Caribbean region.
Benavidez’s career includes more than ten years in sales management in
the United States and Brazil. AmbironTrustWave is a global provider of
information security and compliance management solutions to businesses
and the public sector.

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Zebra Card Printer Adds ScanSource to Network

Zebra Card Printer Solutions announced the
addition of ScanSource to its distribution network. ScanSource Europe,
one of Europe’s largest distributors of automatic data collection,
EPoS and wireless technology solutions, will now offer
its reseller network access to Zebra Card Printer Solutions’
product portfolio combined with its own comprehensive offerings
including financial services, reseller training and free technical
support. ScanSource Europe is a leading pan-European distributor of
automatic data collection, EPoS and mobility solutions. Zebra
Technologies Corporation provides on-demand printing solutions to
businesses and governments in 100 countries around the world.

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Fair Isaac Study Analyzes Click Fraud

A new study from Fair Isaac has found that fraudulent Internet clicks can amount to 10% to 15% of advertisers’ billed click traffic. The research into pay-per-click advertising applied Fair Isaac’s artificial intelligence and fraud-fighting technologies to assess the scope of the problem and test effective ways to expose fraudulent clicks. The company launched the study in the summer 2006 with support from Search Engine Marketing Professional Organization members who provided data. A primary form of click fraud takes place when unscrupulous search engine affiliates/publishers in the ad networks arrange for repeated clicks on the site ads in order to increase revenue. Another common form of fraud occurs when employees of companies click on a competitor’s ads to deplete advertising budgets and dilute results.

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Keycorp Names a New CEO

Keycorp Limited has named Dr. Kenneth (Ken) Martin Carr CEO, replacing
Mr. Bruce Thompson. Dr. Carr was previously the CEO of LongReach Group
Limited publicity company and has overseen mergers of such companies
as IBM Global Services Australia, Lucent Technologies, Computer Sciences
of Australia and Unisys Australia Limited. He has a reputation for market
expansion and sales growth. Furthermore, Dr. Carr is a member of the
Australian Institute of Company Directors and holds a Doctorate in Business
Administration from the International Management Center of the United
Kingdom (IMC UK) and University of Southern Cross, Australia, an MBA
from IMC UK and Buckingham University and a Bachelor of Science
(Avionics) from the RAF.

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Monetary Authority Releases Survey Findings

The Hong Kong Monetary Authority (HKMA)has announced its findings
on credit card lending for 1Q07. Total card receivables decreased by
6.3% in the
quarter after rising by 11.8% in 4Q06, the transfer of nearly HK$126
million outside the credit card portfolio contributed to the decline in
total
receivables, the number of credit card accounts rose by 1.1% and
borrowing increased by HK$.1 billion. In addition, the charge off total
increased by 0.79% from HK$0.54 billion in 4Q06, charge-off ratio rose
.04% from 3.13%, The delinquent amount decreased to HK$262 million
by 7 million from 4Q06, however, this ratio increased to 0.39% from
0.37%. The HKMA surveyed authorized institutions (AIs) and some
subsidiaries of AIs that are engaged in credit card business for this data.

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Kiwibank Guilty Of Hiding Fees

Kiwibank has been found guilty of breaching the Fair Trading Act by not
disclosing the 2.6% of total transaction fees for currency conversion to
its Mastercard customers. The fifth major bank to be charged, the
institution has been fined $134,000 in the Auckland District Court, will
pay $172,051 in compensation to customers, and $10,000 to the
Commission in costs. The penalties incurred were smaller in scale due to
the minimal window of time and customers affected in comparison to
other banks. Consumers affected are to be compensated by August
2007. With no disclosure of the fees, there is less encouragement for
customers to shop for better deals, thus, less incentive for banks to lower
the fees. The total paid out in fines by the 5 institutions is over $22
million.

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Consumers Excited About New PFM Tools

A new study has found that next-generation personal financial management tools may offer significant customer acquisition opportunities. The survey by Aite Group for Yodlee found that nearly half of all consumer respondents would be very or extremely interested in using the “Yodlee MoneyCenter” functionality if it was available at their bank. Of the consumers who said they were likely or extremely likely to use the products, 63% currently never or rarely use PFM software. The whitepaper also shows that 72% say that the ability to choose payment timing of their bills is important to have available on an online banking Web site; 59% believe that the ability to automatically organize expenses into categories is important; 55% say that the ability to pay bills by debit cards at the bank site is a very to extremely important feature of online banking; and 73% note e-mail and SMS fraud alerts as extremely important features. The “Yodlee MoneyCenter” includes “Yodlee PersonalFinance,” “Yodlee BillPay,” and “Yodlee FundsTransfer.” The ability to pay bills by debit cards at the bank site is unique to Yodlee solutions.

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HBOS Provides Free ATMs

In lower income areas, HBOS has announced it will be providing free ATMs
with no surcharge. Recently, 50 of these Halifax and Bank of Scotland ATMs
have become live and operational in Scotland and Northern England and
are to
be followed by 50 more in regions, such as these, by the end of 2007. These
ATMs will be marked with color coding indicating that no fees will be
levied.
HBOS provides more than half of all social banking accounts in the UK with
around 3.6 million basic bank accounts.

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