Cumberland Farms to Upgrade its VSAT

VA-based Spacenet will provide the upgraded data network for c-store Cumberland Farms.
Spacenet is deploying an innovative hybrid VSAT and DSL/Cable/EV-DO
network that provides optimized support for Cumberland Farms’ expanding
retail applications. Satellite networks combined with wireline services
provide cost-effective redundant communications and a diverse network
path to protect against network downtime. Spacenet is upgrading
Cumberland Farms’ existing VSAT network to the industry-leading SkyEdge
VSAT platform for faster speeds and advanced functionality. The network
supports improved performance for web-based and back-office applications
including credit/debit card authorization, POS polling, HR software and
inventory tracking. Spacenet’s services include its custom
satellite and hybrid network solutions for enterprise and government;
“Connexstar” VSAT services for primary, backup and disaster recovery.
Convenience store and petroleum marketer
Cumberland Farms’ network of retail stores, gas
stations,dairy and grocery
distribution operations spans 11 states across the Northeast and
Florida.

Details

OPTELIO CARD

Digital security provider Gemalto will provide Banco Santander with the
“Optelio” card for universities. As part of the program,
students use their card as a Banco Santander EMV
debit card. Spain, and many countries around the world, are migrating
payment systems to the more secure EMV standard. Students can also use
their card for a wide variety of services and applications. The new
digital signature functionality allows students and professors to
conveniently sign documents electronically, while at the same time
helping universities comply with new laws requiring their use.
The contactless features on the Gemalto card enables secure access to
buildings such as libraries, dormitories and gymnasiums. Students also
use the card for secure access to the campus electronic networks, to pay
in cafeterias, take out books from the library, store grades and
personal documents, pay for laundry and photocopies, and for other
student expenses. The university card is also used for students to gain
access to public transportation in the cities of Burgos, Lerida, Malaga
and Santander. In addition, Gemalto
delivers its strong authentication software solution to enable digital
signature applications. These are implemented and supported by Acotec, a
Gemalto Value Added Reseller (VAR) in Spain. University Politecnica
Catalunya (UPC) is first to rollout out this technology in the country.
In addition to Spain, Banco Santander is currently running its
university identity card program in Latin America, Morocco, Portugal and
the United Kingdom. Santander manages several million cards in use at
200 universities, 48 of which are in Spain.

Details

BET’s UTB to Offer FDC Prepaid Cards

FL-based Urban Trust Bank will offer First Data’s “Money Network”
payroll card. Urban Trust Bank and First Data will provide prepaid products
and services to employers, retailers and consumers that allow consumers
to better manage their cash and expenses while providing them flexibility.
Payroll cards can be used in a variety of merchant locations and
reloaded by both consumers and their employers offering a compelling
combination of security, value and convenience. The cards provide
immediate access to funds on payday, without fee or discount, and access
to cash at thousands of surcharge-free ATMs across the country. Plus,
cards can be replaced if they are lost or stolen.

Details

ICMA Membership Rose 14% in 2008

The NJ-based non-profit International Card Manufacturers Association has
achieved record 14% in membership growth in 2008. The association
enables members to network with other industry professionals, address
industry concerns and participate in new initiatives. In 2008, the
association introduced a corporate member
category which was developed to expand the needs of larger
multi-location manufacturing companies. Other membership categories
include suppliers, issuers, manufacturer representatives, personalizers
and affiliated companies. Members come from around the world, including
North America, Europe, Asia Pacific and the Middle East. The ICMA
acts as a clearinghouse for industry issues, including the production,
technology, application, security and environmental issues of plastic
cards.

Details

TNS Fourth Quarter Revenues Decline 9%

Payments communications leader TNS reported that total revenue for the fourth quarter decreased 8.9% to $81.1 million. The fourth quarter net loss was $1.0 million, compared to $0.5 million for 4Q/07.
Revenue from the Financial Services Division increased 10.7% to $11.8 million as customers continued to upgrade bandwidth. Revenue from the POS Division decreased 8.4% to $18.2 million on 1.24 billion transactions. The decrease in POS division revenue was primarily attributable to a decrease in transaction volumes and a slight decrease in revenue per transaction. Revenue from the International Services Division decreased 13.3% to $35.0 million but on a constant dollar basis, ISD revenue increased 6.3% primarily through higher revenue from sales of card-not-present services. Revenue from the Telecommunication Services Division decreased 11.2% to $16.0 million. For complete details on TNS’ fourth quarter report visit CardData ([www.carddata.com](http://www.carddata.com)).

TNS REVENUE HISTORICAL
4Q/07: $89.0 million
1Q/08: $84.1 million
2Q/08: $90.1 million
3Q/08: $88.6 million
4Q/08: $81.1 million
Source: CardData (www.carddata.com)

Details

VISA CAMPAIGN

Visa has launched its first global advertising campaign to lower its marketing costs. The new “More people go with Visa” campaign will promote migrating consumer and business spending from cash and checks to a better form of electronic payment. The campaign opened today globally.
In the U.S., two national television spots – “Let’s go” and “Aquarium” – will premier on March 4th during “American Idol” on FOX. Visa’s international markets will launch with a television commercial named “Gofesto.” In the coming weeks, Visa will roll out a series of print advertisements focusing on the benefits of the “Visa Check Card.” Visa noted that the campaign is well suited for traditional and new media, and will strongly support Visa’s global sponsorship properties and merchant marketing programs.

Details

ONE-TOUCH

The Zitelman Group has raised Series B funding for
eBIZ.mobility’s “OneTouch solution” online payment processing
solution for digital content downloads. eBIZ.mobility’s “OneTouch Online Purchasing” service, currently live in
26 countries, enables consumers to buy digital content online without a
credit card or fear of identity theft. The system facilitates real-time
user authentication and payment authorization, and allows consumers to
charge downloads to existing accounts at phone companies, ISPs, prepaid
cards, and banks. Consumers do not need to open and fund a separate account as is the case
with other online payment mechanisms. The “Federated Payment” technology
enables third party online payments using patent-pending ciphering and
securing methods that eliminate the need to expose any consumer’s
personal or financial information online.

Details

Elavon to Offer AmEx OnePoint Program

U.S. Bank’s Elavon is the first acquirer to commercially market the American Express’ new “OnePoint” program. Through the program Elavon and its third-party sales channels will have the ability to offer American Express card acceptance to small and mid-size U.S. merchants meeting defined processing parameters. Elavon performs all set up, processing, settlement, funding, customer support and reporting for eligible American Express acceptance, thereby providing merchants with one processing relationship for all major card brands. Elavon also offers “OnePoint” to merchants in its direct sales and alliance bank referral channels.

Details

DEBIT PAYMENT GROWTH

East & Partners’ has released the “Merchant Payments” report that indicates merchants have expressed a
clear preference for debit cards and list this as the main future
priority for the payments industry, paving the way for a continued rise
in debit card payments. East’s report shows that debit card payments carry markedly lower
transaction fees for merchants compared to fees paid for credit card
transactions which have dominated merchants’ collections for the past
several years. The resulting net cost of
acceptance has emerged as an important driver of credit card
surcharging, with a significant number of merchants already applying
surcharges on credit card payments and many planning to apply surcharges
in the next year.

Details

TRUSTWAVE & SHIJI

Data security provider Trustwave has enabled Beijing Shiji Information Technology to achieve Visa’s Payment
Application Best Practice (PABP) for Payment Gateway System (PGS)
version 2.5 and 2.6. As the leading system provider for the hospitality industry in China,
Beijing Shiji’s “PGS v2.5 and v2.6” integrates into hotel property
management systems and restaurant point-of-sale systems to connect a
merchant to the bank’s host system through a single-use leased line or
virtual private network. Visa’s PABP, which has been transitioned to the PCI Security Standards
Council and is now called the Payment Application Data Security Standard
(PA-DSS), applies to software vendors who develop payment applications
that store, process, or transmit cardholder data as part of
authorization or settlement. The annual security review consists of 14
requirements, including protection of card holder data, secure
passwords, protection of wireless transmissions, encryption of sensitive
traffic over public networks and more.
Trustwave is a provider of on-demand data
security and payment card industry compliance management solutions to
businesses and organizations throughout the world.

Details

Short-Stop to Deploy MocaPay

C-Store chain Short-Stop will offer CO-based MocaPay’s mobile loyalty
program for gift cards.
ShortStop mobile gift account holders are able to transact at the
point-of-sale, access their account balance and transaction history,
find the nearest location, and reload their gift/convenience account,
all from their mobile phone. By partnering with Mocapay, ShortStop has
been able to broaden its
market appeal of its gift card program towards its consumer segment in
addition to its already successful business-to-business channel. Part of
the program’s success is attributed to the minimal operational impact of
Mocapay. Relative to their existing plastic gift
card program, ShortStop reported mid-single-digit consumer adoption
rates of mobile gift, high single-digit mobile transaction volumes, and
low double-digit mobile gift load amounts. Mocapay provides a mobile
commerce platform that supports
integrated mobile payments, marketing and distribution at point-of-sale.

Details