GEMALTO & O3SIS

Digital security provider Gemalto has acquired O3SIS, a provider of
carrier grade Personal Data Management
solutions to Mobile Network Operators. With more than one billion
personal data records managed and more than 300 devices supported,
including popular devices such as the iPhone, the G-Phone and
Blackberries, O3SIS’ software suite allows consumers on the move to
access and share any kind of personal data – contacts, email, multimedia
content – wherever its location in the mobile equipment or in the cloud.
O3SIS also provides the “push email” technology used to notify and
transfer email to any mobile subscriber’s device regardless of the
storage place. O3SIS will be fully integrated
into the Gemalto Mobile Communications segment over the coming months,
and will be forming the core of Gemalto’s personal data management offer
to mobile network operators. By combining O3SIS’ handset synchronisation
to Gemalto’s SIM card and USB dongle-based software solutions, as well
as its infrastructure for operated services, Gemalto will be able to
deploy a superior and highly differentiated turn-key offer to mobile
network operators. Under the operator’s brand, this multi-faceted range
of services will enable end-users to share, store or back up personal
data such as their phonebook, calendar, photos, or other multimedia data
from either fixed or mobile devices and to leverage this data through
value-added communication solutions such as push email and mobile
instant messaging.

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Advance America Uses TLR100 for Check-To-Card

Check cashing service Advance America has implemented TX-based VALID
Systems “TLR100” check verification solution.
Advance America designed the Check-To-Card program to deliver speed,
convenience and
safety for consumers wanting a better alternative than traditional check
cashing services. The prepaid card, issued by MetaBank and serviced by
NetSpend, is accepted anywhere Visa debit cards are accepted.
Cardholder benefits include access to more than one million ATMs as well
as a free cash-back feature at thousands of financial institutions.
Additional benefits of the prepaid card include Zero Liability
protection1, online bill payment and account access, no overdraft
charges and access to the NetSpend National Savings Program that
currently offers a promotional 5.00 percent APY. Accounts in the
NetSpend National Savings program are held by Inter National Bank,
member FDIC in McAllen, Texas. VALID Systems is a provider of automated
check cashing and verification solutions.

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AmEx Upgrades its My Wishlist to Daily Wish

American Express has launched a new online marketplace for its cardholders that offers a wide range of hand-picked products and experiences with savings up to 50% off. The “Daily Wish” marketplace, for example, will offer cardholders on May 28th the opportunity to purchase a limited number of energy-efficient 2009 Honda Civic Hybrid cars that normally sell for about $23,000 for the amazing price of $12,160. “Daily Wish” expands on the five year old American Express’ “My Wishlist” program. Every Tuesday, Wednesday and Thursday, a new collection of offers and products becomes available. On the sale day, the sale time is revealed and a countdown begins. Once the sale begins, cardholders can click on the “I Want It” button and the opportunity to buy is given to the first participants, until quantities of the item on sale run out. During the next few weeks, “Daily Wish” will feature savings on a number of sought-after home and electronic products including unique Las Vegas vacations.

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NFC Forum To Unveil a Target Mark for NFC

The NFC Forum is set to unveil the “Target Mark” via webcast June 2.
The “Target Mark” is a stylized “N”
symbol that enables consumers to easily identify embedded NFC tags. By
holding an NFC-enabled device close to the Target Mark, consumers can
“pick up” information found in everyday objects such as posters, bus
stop signs, parking permits, street signs, medicines, magazine pages and
food packaging. For more information:
http://register.webcastgroup.com/event/?wid=0650602094705#

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EMUE VISA

Financial advice website Thinking Money and Visa have teamed-up with UK credit card companies to offer the “EMUE” card as an answer to “card not present fraud”.
The “EMUE” card works by having a small digit
keyboard and an LCD screen embedded on the reverse of the credit card. When shopping or
banking online the customer types in a unique pin number on the
keyboard. This will generate a series of numbers solely to the cardholder and the card which will
then be required to continue with the online purchases. Trials are currently being undertaken by 500 Deloitte employees within
the UK to test new credit card technology. It is hoped that Visa and MBNA credit
cards will be able to draw conclusions by the end of the year on the effectiveness
of this technology in reducing fraud and in understanding usability.

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Small Biz Owners Lose Confidence in May

After an encouraging rebound in April, economic confidence among small business owners declined in May as cash flow problems jumped to their highest level since August 2006. About 53% of small business owners say they plan to decrease spending on business development over the next six months, an increase over the 46% in April who said the same. The latest Discover “Small Business Watch” dropped more than 10 points to 78.1 in May, down from 88.5 in April. Approximately 49% of small business owners say they have experienced temporary cash flow issues in the past 90 days, up 10 percentage points from April. Nearly half of small business owners, or 48%, see economic conditions for their businesses getting worse, up from 40% in April. Six out of ten small business operators rate the economy as poor, up from 54% in April. Only 7% rate the economy as excellent or good, and 32% called it fair. The “Watch” is based on a national random survey of 750 small business owners.

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DIGIPASS MOBILE

VASCO Data Security has launched the “DIGIPASS for Mobile
Enterprise Security Edition”. The new Enterprise Security version of
DIGIPASS for Mobile brings banking level security to corporate
environments and provides time based
authentication. VASCO was the first to offer automatic time management
for mobile authentication. With this new version VASCO also offers a
synchronization service alongside the download service. DIGIPASS for
Mobile Enterprise Security Edition automatically synchronizes with the
time server, which makes it much more secure than an event-based
authentication. In order to facilitate authentication for frequent
travelers DIGIPASS for Mobile also offers daylight saving time changes
and automatic synchronization. Deployment and management have been simplified for use in
corporate environments, thanks to the application provisioning service.
This service powered by VASCO allows enterprise customers to efficiently
deploy two-factor authentication using the mobile phone as
authentication device without impacting the existing infrastructure.

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IPayX Expands ePayPoint Cash Receipts Service

OH-based Internet Payment Exchange has added a payroll deduction feature to its “ePayPoint Cash Receipts Service”.
The “ePayPoint Cash Receipts Service” payroll deduction feature
eliminates the excess work involved with manually creating payroll
deductions by treating these payments like cash, check or credit card
payments that can be automated at the point of service. A payroll
deduction is automatically entered into the hospital’s general ledger,
as well as into the patient accounting system. Additionally, payroll
deductions can be used as wallet accounts for setting up automatic
payment plans. Internet Payment Exchange (IPayX)
provides electronic billing and payment (EBP) technology solutions to
healthcare providers, utility companies, municipal governments and other
organizations.

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AIR CANADA CARDS

Air Canada has entered into a Memorandum
of Understanding (MOU) with one of its principal credit card processors.
The MOU provides that the level of unrestricted cash required in order to
avoid Air Canada having to provide the processor with additional cash deposits
is now reduced to $800 million. Should Air Canada maintain unrestricted cash
of more than $1.2 billion for two consecutive months, the amount of
unrestricted cash required increases to $1.1 billion. In the event that the
required level of unrestricted cash is increased, the processor will return
all security to Air Canada. Certain amendments contained in the MOU are conditional upon the parties
concluding formal documentation. In the event that such documentation is not
completed by June 15, 2009, the parties will revert to the original terms of
the credit card processing agreements.

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CARD LAMINATING

D&K Group has teamed with Spartanics to introduce a new roll laminating solution for the plastic card market. The D&K “PVC Card” laminating film simplifies PVC card manufacturing by replacing/complimenting the platen press process typically used to produce any cards excepting secure card applications. The laminating film is specifically designed to adhere to standard PVC stocks used on many print engines in the card industry. Only one operator is needed to
oversee the process due to the ease in which printed PVC sheets can be
placed into a high-speed laminating system that feeds directly into an
in-line cutter. In partnership with Spartanics, D&K Group has developed
a complete card manufacturing system utilizing today’s common print
engines, upgraded D&K Double Kote NT laminating system, and Spartanics
in-line cutter.

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FIRSTVISION

Payment processor First Data reports new customers and contract renewals
for “FirstVision”, its full-service
global issuing and consumer finance processing solution. “FirstVision”
is the new name for First Data’s strategic processing
service and builds on the proven strengths of “VisionPLUS”.
“FirstVision” brings together an advanced processing platform and a
fully integrated suite of market-leading, value-added services. It
supports all major types of payment cards as well as
loans and loyalty programmes and encompasses a rich set of value-added
services to manage risk, enhance cross-selling and drive revenue growth.
Within the past six months, Co-operative Financial Services and Vanquis
Bank have renewed major processing
contracts and First Data has successfully completed the migration of the
card portfolios of Thai consumer finance organisation, Capital OK, and
Punjab National Bank to its issuing platform in Shanghai and signed a
five-year processing agreement with Unicard SpA, the cards unit of
Unipol Banca in Italy. Other new customers signed during 2008 include
Allied Bank and Bank Alfalah in Pakistan and Kotak Mahindra in India.

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WF.com Available Free in Apple App Store

Wells Fargo has released its “Mobile Banking Service” app for iPhone and
iTouch. The service allows users to connect to their Wells Fargo
accounts by allowing customers who browse the web on their mobile phone
can go to Wells Fargo’s mobile website at WF.com and sign on to their
bank accounts to check account balances;check account activity; transfer
funds between accounts and pay a bill.

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