GUESTLOGIX POS

Viva Macau Airlines has successfully implemented the GuestLogix point-of-sale
handhelds and retail transaction platform to accept credit card
purchases on all its flights. GuestLogix onboard store technology makes it convenient for
passengers to purchase beverages, meals, snacks and other merchandise
onboard. The onboard store also enables Viva Macau to sell new products
and services such as ground transportation tickets, ferry tickets to
neighbouring Hong Kong, as well as tickets for shows and places of
interest in Macau. GuestLogix is the world’s onboard store technology leader and
provides technology to help airlines build, manage and control onboard
stores tailored to their needs and their passengers.

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BB&T reports $194 million in net income for Q4/09

BB&T reports $194 million in net income for Q4 2009, a decrease from $307 million earned during the fourth quarter of 2008.
For the full year 2009, BB&T’s net income was $877 million, compared
with $1.5 billion earned in 2008. Diluted earnings per common share for
2009 totaled $1.15, compared with $2.71 earned during the same period in
2008. Results for the full year 2009 produced returns on average assets
and average common shareholders’ equity of .56% and 4.93%, respectively.
Growth rate in nonperforming assets slows to 7%; early stage credit
indicators remain stable. Annualized net
charge-offs were 1.83% of average loans and leases for the fourth
quarter of 2009, an increase from 1.71% in the third quarter. Early
indicators of problem loans continue to be relatively stable compared
with the third quarter of 2009 and have improved significantly compared
to year-end 2008 levels. The provision for credit losses totaled $725 million in the fourth
quarter of 2009, an increase of $197 million compared with the fourth
quarter of 2008, and exceeded net charge-offs by $237 million, or $.21
per diluted share. The higher provision increased the allowance for loan
and lease losses as a percentage of loans held for investment to 2.51%
at Dec. 31, 2009, compared with 2.29% at Sept. 30, 2009. The increases
in nonperforming assets and the provision for credit losses were driven
by continued deterioration in housing-related credits.

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PAYEX & ICYOU

Payment processor PayEx has partnered with ICYOU Mobile to process all
payment transactions by credit card and SMS.
Additionally, through PayEx, ICYOU Mobile has also been recommended to
PayPal to have the opportunity to start a co-operation agreement with an
international partner for global expansion plans. PayEx are the
foremost experts in payment facilities within the Nordic
region and employs over six hundred staff. Since 1972, the business has
developed a vast knowledge of expertise
within the payment services industry for the internet and mobile
trading, rating, billing, invoice and ledger management, as well as
collections and credit management. ICYou AB is a global
media and marketing arena that answers to the growing need for
individuals to meet and socialize in so-called “virtual communities”;
coupled with the global business requirement to effectively source new
and novel marketing channels, in order to reach this new and
fast-growing market segment. ICYou’s virtual world and Interactive City
is based upon advanced computer-gaming technology.

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Smart Card Alliance to Tutor RSA Security Execs

The Smart Card Alliance will give a tutorial for security professionals
attending the RSA Conference 2010.
The Alliance’s three-part tutorial, “Smart Cards and Identity Management
for Public and Private Enterprises” (TUT-M11), will be held Monday,
March 1st from 9:00 A.M. to 5:00 P.M. The tutorial will discuss the
ways to establish an identity, transform
identity attributes into digital credentials, and assign privileges
associated with that identity. Presenters will also explain methods for
presenting the credentials in a secure, authenticated manner for
physical and logical access, and explore real-life use cases for
large-scale identity systems. This is the fifth consecutive year that
the Smart Card Alliance
has provided an educational workshop on the use of smart card technology
for information security at the RSA Conference, the world’s leading
information security conferences and expositions.

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RATE FOR LIFE CARD

MBNA has launched a new credit card offering with a promotional rate of
5.9% and a reduced handling fee of 1.5% on all
balance transfers and money transfers made in the first 60 days. The
rate applies until the transferred balances are paid off. The standard
rate of interest for card purchases will be 16.9% APR (typical)
variable. This is an Internet-only offer.
MBNA Europe, a wholly owned subsidiary of Bank of America Corporation,
is the recognized leader in affinity marketing. MBNA credit
cards and related products and services are endorsed by more than 5,000
organisations worldwide.

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Billeo to Offer Microsoft Bing Cashback Deals

Payment and loyalty provider Billeo has is now offering Microsoft’s
“Bing” cashback deals.
Discounts and deals from more than 1,200 Bing cashback retailers will
help shoppers find the best available offers on the Web, even when
searching on Google and Yahoo! The updated Offer Assistant also lets
users select the top three debit and credit card loyalty programs they
use – so they can track specials from the loyalty programs offered by
American Express, Visa, Bank of America and Chase. online shoppers can
find Bing cashback offers
outside the Bing search engine and right within their Google and Yahoo!
search results. With the addition of Bing cashback’s retailers, Billeo
now tracks offers
from more than 1,500 merchants, including Wal-Mart, Target and Barnes&
Noble. Often, several competitive offers appear for a given product or
retailer, letting shoppers choose the best value for them. Billeo has
presented millions of offers to online shoppers since launching Offer
Assistant in September 2009, saving them an average of 6 to 11 percent
on each purchase. Currently more than 330 merchants offer free shipping
– helping budget-conscious shoppers save even more.

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SPAR AND NCR

Food retail chain SPAR will install NCR self-checkouts in 12 SPAR INTERSPAR hypermarkets in
Slovenia. The deployment of the 52 self-checkouts was signed with the support of
Printec, NCR Solutions Partner in Eastern Europe. If successful, NCR
“SelfServ Checkouts” could be deployed to other SPAR stores in Slovenia in
2010. The solution’s enhanced design also provides operational efficiencies
for retailers and customers. NCR “SelfServ Checkout” features NCR’s
patented two-sided thermal receipt printer, which enables simultaneous
printing on both sides of a receipt, reducing paper consumption by up to
45 per cent and speeding up print times. In addition, the NCR RealPOS
High Performance Scanner/Scale offers superior scanning performance to
help make self-checkout scanning even quicker for consumers.
NCR’s self-service Customer Experience Consulting team leveraged the
pan-European experience of NCR SelfServ Checkout implementations to
assist and guide SPAR Slovenia with the right checkout configuration and
the implementation of operational “best practices” to ensure the optimum
customer and staff experience.

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Cardtronics & Carnival Ink ATM Agreements

Carnival Cruise Line has reached an agreement for Cardtronics to provide ATM Managed Services on Carnival ships, providing ATM deployment, monitoring, maintenance, customer service and transaction processing. Cardtronics ATMs are servicing guests on five Carnival ships, each of which features two ATMs located in high traffic areas. TX-based Cardtronics is the world’s largest non-bank operator of ATMs, operating approximately 33,000 ATMs across its portfolio with ATMs in every major market in the United States and Puerto Rico, over 2,600 ATMs throughout the United Kingdom, and over 2,600 ATMs throughout Mexico. Approximately 11,200 Cardtronics owned and operated ATMs currently feature bank brands.

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NEOVIA & BSKYB

Online payment provider NEOVIA Financial Plc has launched its NETELLER
e-wallet payment services to BSkyB’s Sky Betting and Gaming customers on
their portfolio of e-gaming sites: Sky Bet, Sky Poker, Sky Vegas and Sky
Bingo. This means that for the first time over 150,000 weekly active
visitors to these online gaming sites will be able to pay in and
withdraw money using an e-wallet. The service is expected to go live in
early February. Under the agreement, BSkyB will also have the
opportunity to cross sell their products and services to other NETELLER
members and wallet holders. Sky Bet, Sky Bingo, Sky Vegas and Sky Poker
are part of the BSkyB organisation. Sky Betting and Gaming, which
recorded a gross profit of GBP51.9 million in 2009, wanted to provide a
more secure and convenient paying in and withdrawal options for its
users. BSkyB is looking to roll out its gaming offerings across Europe
and the Far East in the next six to twelve months, and the NETELLER
e-wallet will help it reach new customers in this market. NEOVIA
specialises in providing innovative and instant payment services where
money transfer is difficult or risky due to identity, trust, currency
exchange, or distance.

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Xirgo Technologies Deploys Atmel Cortex M3 Asset Tracking

Microcontroller and touch-based solution provider Atmel has
been selected by Xirgo Technologies to provide the “Atmel Cortex M3”
asset tracking platform. Atmel’s Cortex-M3-based Flash microcontrollers
offer increased
processing power and enhanced power efficiency necessary for on-device
application support to substantially reduce data transmission costs,
while maximizing battery life. Atmel’s SAM3S-series enable an easy
migration path for SAM7S customers
to a 50 percent more powerful, lower power and feature-rich Flash MCU,
while preserving hardware and software investments. At maximum operating
frequency of 64 MHz, the device consumes only 1.45 mW / MHz. Xirgo
Technologies’ existing machine-to-machine
communications devices are used by leading companies in automotive
insurance, fleet tracking, vehicle financing, and dealer lot inventory
verticals. Xirgo is targeting its next-generation platform, designed to
address the long battery life requirements of portable tracking
solutions, for the emerging cargo and package tracking verticals.

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HSBC Appoints Gemalto to Supply EMV Migration

Gemalto digital security has been appointed by the HSBC Group to supply a comprehensive end-to-end EMV migration service across its 19 markets in the Asia Pacific region. Gemalto’s services cover provisioning of EMV credit cards, secure personalization services, and business recovery planning services. Gemalto is a recognized industry expert in supporting banks around the world through the EMV migration process with a strong presence in the Asia region facilitated by multiple sales offices, production and personalization sites. It is able to provide all the logistics and processes necessary for a successful implementation to be adequately and securely managed along with strong contingency and backup capabilities for business continuity.

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Card Smart Card Giants Partner to Launch Security Solution

Giesecke & Devrient, Oberthur Technologies, Infineon Technologies and INSIDE Contactless have jointly introduced a new security solution for next-generation smart card-based public transport applications. This will build on an open standard now being implemented by the four partner companies and will eventually be governed by an independent body. Companies active in the smart card arena — providers of chips, smart cards, application-specific operating software, reader devices and transportation systems — are invited to join the initiative for the advancement of more secure public transportation applications. With this, the coalition hopes to to bring a number of key benefits to both public transport agencies and smart card industry players, including higher performance and advanced system security for public transport applications, as well as the availability of multiple sources for chip products.

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