Heartland Payment Systems Appoints Director of Marketing

Heartland Payment Systems payments processor named Moriah Murphy director of marketing to lead Heartland’s launch of city-specific immersive marketing and recruitment campaigns, while also pursuing state government and other niche market business in the Tallahassee, Fla., region. Most recently with the Florida Restaurant and Lodging Association, she also founded the Florida Association of Beauty Professionals, co-owned and operated a small craft beer company, and worked as a marketing consultant for a leading insurance carrier. She holds a bachelor’s degree in English and communications from Florida State University.

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Case Closing on ACI/S1 Merger

ACI Worldwide and S1 Corporation announced that the U.S. Department of Justice (the “DOJ”) is closing its investigation in connection with the proposed acquisition of S1 by ACI. The expiration date of ACI’s exchange offer for all of S1’s outstanding common shares is 5:00 p.m., Eastern time, on Friday, February 10, 2012. ACI agreed to acquire S1 for approximately $360 million in cash and 5.8 million ACI shares on October 3, 2011, by which S1 stockholders may elect to receive $10.00 in cash or 0.3148 shares of ACI stock for each S1 share they own, subject to proration, such that in the aggregate 33.8% of S1 shares are exchanged for ACI shares and 66.2% are exchanged for cash.

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Intuit Launches Android PFM Tab App

Android tablet users can now manage their money and visualize their spending on interactive graphs with the new Mint.com personal finance app. This brings the Mint.com service into the hands of Android tablet users, and transforms their transactions into easy-to-read graphs for a clear picture of their overall spending by category or by date range and a better understanding where their money is going. Mint.com’s mobile portfolio now includes apps for both smartphones and tablets on iOS and Android platforms, providing on-the-go access to its nearly 8 million Web and mobile users. One tap gives users a complete overview of their finances; helps them review account balances and automatically categorizes transactions. They can also enter cash transactions while on the go to more accurately capture spending.

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Elavon Awarded for Best Merchant Acquiring Initiative

Elavon global payments provider and wholly-owned subsidiary of U.S. Bancorp was awarded Best Merchant Acquiring Initiative for its International Payment Processing technology at the 2012 Cards & Payments Awards. Beating out Barclaycard, Cashflows, HSBC Merchant Services and WorldPay, Elavon’s technology enhancements and investments in 2011 provided enhanced services to customers. Its International Processing Platform (IPP), a competitive differentiator, provides streamlined processing with single funding/statement capabilities and gives the company a significant cost advantage through its scale and capacity.

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Discover to Present at Keefe, Bruyette & Woods Card Symposium

The Discover CEO, Roger Hochschild, is set to present at the Keefe, Bruyette & Woods Cards, Payments and Financial Technology Symposium in New York on Thursday, Feb. 16. An audio webcast will be posted on the day of the conference to http://investorrelations.discoverfinancial.com/, where a replay will be available for 60 days after the conference. Discover Financial Services direct banking and payment services company operates the Discover card, America’s cash rewards pioneer, and offers personal and student loans, online savings accounts, certificates of deposit and money market accounts through its Discover Bank subsidiary.

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Ingenico Awarded Kiabi Retailer Deal

Ingenico payment solutions inked a three year agreement with Kiabi for the management of its card transactions, which will be operated through Axis, the Ingenico platform and “iPP320.” Ingenico provided Axis, its centralized payment management platform which secures all payment types, in full compliance with the latest EMV and PCI DSS rules. Ingenico is the single end-to-end solution provider, managing the in-store installation process and full payment service within a single consistent Service Level Agreement. The solution was integrated, accredited and rolled out across all stores in 4 months. Axis and Ingenico help customers manage payment transactions from the POS to the transaction acquirer.

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Diebold to Supply Caixa with 3800 ATMs

Diebold financial self-service won the bid to supply more than 3,800 ATMs to Caixa Economica Federal (CAIXA), for which it will supply, install and perform on-site field maintenance. More than 3,500 ATMs are full-function terminals, with an additional 285 terminals that feature a check sheet printing function. Security features include fingerprint biometrics; seismic sensors and systems that protect the keyboard, monitor and card reader; and anti-skimming technology.

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Greater Transparency Needed in Credit Card Terms and Conditions

Consumer understanding of UK credit card terms and conditions is in need of improvement, according to research published by the Auriemma Consulting Group (ACG). ACG’s Industry Satisfaction Index (ISI) measures customer satisfaction with credit cards, and rated 61.6 points out of 100 in Q4 2011, with consumer understanding of terms and conditions heavily weighing down the index. Consumers were asked to rate statements about credit cards in terms of how strongly they agreed. Responses shown are weighted on a 25 point scale, and summed to a total possible index score of 100.

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Optimal Announces eWallet Transfer Updates

Optimal Payments online payments updated its award-winning NETELLER eWallet service. Among them, Money Transfers will now be free of charge to all NETELLER members. NETELLER members can transfer funds to anyone in over 180 countries serviced, in any of 19 currencies, with no processing fees. A foreign exchange fee is charged where applicable. Providing the Money Transfer service free of charge is one of several ways in which NETELLER is improving the experience for its members in 2012. The new rate for Money Transfers is 0%, discounted from the standard 1.9% fee.

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Sage Pay Promos Online Businesses Start-Up Tools

Sage Pay Europe independent payment processor launched an initiative providing businesses the tools they need to get up and running online quickly. The new one-stop shop solution from Sage Pay encompasses everything from free payment processing to free accounting and business planning software. Sage Pay’s Merchant Services Package offers one month’s free payment processing with “Sage Pay Go”; its ‘Planning for Business’ software; 120 days extra free trial of “Sage One” Accounts; and a £50 PayPal credit voucher.

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Citi GTS Launches Pre-Paid Services

Citi’s Global Transaction Services launched Citi Prepaid Services to clients in Trinidad and Tobago, Jamaica and Panama and expects to continue expanding its Citi Prepaid Services in key target markets within Latin America. Through this innovative prepaid card solution and market-tested implementation methodology, Citi Prepaid Services is uniquely positioned to meet the evolving sales and marketing goals of clients in the region. Citi Prepaid Services enables clients to more effectively and conveniently deliver payments to customers, employees and sales agents via a customized prepaid card.

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